USDA Vs. FHA your options comparison in Huntington-Beach, Orange County, CA
In the year 2026, the USDA loan limit in the city of Huntington-Beach, within the county of Orange, CA, is $657,900, whereas the FHA loan limit for a single-family property is $822,375.
With Lendersa®'s USDA loan calculator, you can evaluate today's most competitive USDA versus FHA rate options, determining the necessary income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator lays out the USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your unique financial requirements.
2026 Loan Limits and Down Payment Requirements in Huntington-Beach, County of Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Examining USDA and FHA Loan Options in Huntington-Beach, CA
The aim of Lendersa® is to quickly secure the best USDA or FHA loans with ease. Initiate with one of three paths to align with matching lenders and comprehensive USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
4695 Chabot Drive, Suite 200, Pleasanton, CA, 94588
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. To serve our customers with honesty, integrity and competence.
4695 Chabot Drive, Suite 200, Pleasanton, CA, 94588
Bay Area Premier Mortgage, Inc., our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options.
It doesn’t get simpler, faster and friendlier than 1st United Credit Union. As one of the first credit unions in California, 1st United Credit Union was founded in 1932 and has been thriving in the San Francisco East Bay Area ever since. We believe in local, neighborly banking and hope you will too.
United Lending and Realty Partners have joined together to help our customers meet their financial goals in the real estate market. If you are looking to refinance your mortgage, make that first home purchase, buy an investment property, or even sell your home, we have the Loan Officers and Real Estate Agents ready to assist you
7901 Stoneridge Dr. Ste 120, Pleasanton, CA, 94588
Atlantic Pacific Funding is a residential mortgage company offering mortgage services to residents throughout California. Our staff has over a combined 100 years of experience in the Mortgage and Real Estate Industry. What makes us great at what we do is our knowledgeable staff, responsiveness, accountability, and friendliness.
29400 Kohoutek Way, Suite 140, Union City, CA, 94587
We have a common goal: Making you a homeowner. Let's make it happen. Ensuring you exceptional service at every step of your home buying process. Search listings from the convenience of your home.Be the 1st to get new listings that match your criteria. Luz Delgado have been helping families in Northern California buy & sell homes for over 20 years.
29300 Kohoutek Way, Suite 110, Union City, CA, 94587
We treat each customer like family. We understand that each client's needs are unique and will work with you to obtain the best loan possible. By providing excellent service and by representing a wide range of A-rated lenders, we can fund your goals with great low rates and help you to achieve your home ownership and investment dreams.
Home buying, selling or Refinancing can be challenging; we are here to lighten the load off your shoulders. Our first priority is always the interests of our clients providing capability, adaptability, and scalability. Since 2010, we have been serving loyal clients in California - get in touch to start enjoying our services today.
3982 Horner Street, Suite C, Union City, CA, 94587
MRL Group is the premiere real estate & loan company in the East Bay Area, with expertise and access to all Northern California metro markets. Whether you're in the Sacramento, San Francisco, or San Jose area, we can provide you with the best service and local knowledge to buy or sell your property.
1779 Woodside Rd., Suite 201A, Redwood City, CA, 94061
Herzer Financial Services, Inc. (HFS) offers private real estate loans for consumers and real estate investors located in California. We make ground-up construction loans, fix and flips, bridge loans, consumer loans, commercial, refinance, and purchase money loans. A significant percentage of real estate loans.
