USDA Vs. FHA Pro and Con comparison in Huntington-Beach, Orange County, CA
In the year 2025, the USDA loan limit in the city of Huntington-Beach, within the county of Orange, CA, is $657,900, whereas the FHA loan limit for a single-family property is $822,375.
With Lendersa®'s USDA loan calculator, you can evaluate today's most competitive USDA versus FHA rate options, determining the necessary income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator lays out the USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your unique financial requirements.
2025 Loan Limits and Down Payment Requirements in Huntington-Beach, County of Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Examining USDA and FHA Loan Options in Huntington-Beach, CA
The aim of Lendersa® is to quickly secure the best USDA or FHA loans with ease. Initiate with one of three paths to align with matching lenders and comprehensive USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Courtesy First Home Lenders was incorporated on January 29th, 2004 for the purpose of providing our community with quality mortgage products and exemplary service. After spending 23 years in all areas of the financial services industry and additional 4 years specializing in mortgage originations I felt the time was right to open a local
1830 W. Mason Street, Suite 1, Green Bay, WI, 54303
We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.
Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.
Labor Management FCU was chartered on December 18, 1974. The membership was chartered for Employees of Harvey Aluminum. Harvey Aluminum later became Martin Marietta, Commonwealth Aluminum & is known today as Aleris Aluminum. Today Aleris Aluminum employees 1000+ employs and is a global leader in the manufacture and sale of aluminum rolled products.
Wisconsin Medical CU was started by Mr. Leland Clark who had worked with Mrs. Leonard Hearden on Payroll and Personnel at St. Vincent Hospital. Mr. Clark thought a credit union would be a good way for employees to help other employees. A credit union is a not-for-profit organization made up of a group of people who join together to save money.
Nicolet National Bank distinguishes itself by providing unmatched customer service to each and every one of its clients. Nicolet National offers localized, knowledgeable decision-making designed to create long-lasting relationships within the community. From multi-million dollar commercial loans, to small personal loans
Associated Banc-Corp (NYSE: ASB) has total assets of $34 billion and is Wisconsin’s largest bank holding company. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from more than 200 banking locations serving more than 100 communities
Capital Credit Union is a not-for-profit financial institution in Northeastern Wisconsin, which focuses on the needs of over 120, 000 members and growing. With over two billion dollars in assets, we are an organization that grows by our philosophy of "Doing the Right Thing" through our business practices and community involvement.
Executive Mortgage is a top rated Wisconsin mortgage lender with years of experience with all types of mortgage loans. We work hard to get our home buyers the lowest current mortgage interest rates available. Whether you are a first time home buyer ready to make the leap to home ownership or an experienced investor.
"Best REI Funding is a Private Money/Hard Money Lender. Our goal is to fund every deal with funds from private individuals or retirement accounts. We believe that people helping people is the best way to run this business.
We specialize in Fix & Flip loans, Rental Rehab (Bridge) loans and Transactional Funding."
