USDA Vs. FHA Pro and Con comparison in Huntington-Beach, Orange County, CA
In the year 2025, the USDA loan limit in the city of Huntington-Beach, within the county of Orange, CA, is $657,900, whereas the FHA loan limit for a single-family property is $822,375.
With Lendersa®'s USDA loan calculator, you can evaluate today's most competitive USDA versus FHA rate options, determining the necessary income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator lays out the USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your unique financial requirements.
2025 Loan Limits and Down Payment Requirements in Huntington-Beach, County of Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Examining USDA and FHA Loan Options in Huntington-Beach, CA
The aim of Lendersa® is to quickly secure the best USDA or FHA loans with ease. Initiate with one of three paths to align with matching lenders and comprehensive USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439
Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.
1153 Bergen Parkway, Suite 227, Evergreen, CO, 80439
Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers
Residential Capital Group was founded in 2000 . Over the last decade we have built a strong reputation as an outstanding mortgage broker among the lending community. We have achieved preferred status and honored recognition with our lending partners. Through continued education and intensive industry research
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.and There are a number of different types of home loans available to you.
2589 North State Highway, Suite 67, Sedalia, CO, 80135
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Benton County Schools Credit Union is an educational employee credit union for the school districts in Benton County, Oregon. BCSCU began operation in 1953 and is still going strong today. Our mission statement is “To provide superior services and quality products in a very personal environment
Knight Financial - A Division of American Pacific Mortgage
385 NW Harrison Blvd, Corvallis, OR, 97330
We are a full service residential mortgage firm delivering elite customer care. We designed our lender list to offer premier traditional and portfolio lending products. We are licensed in OR, WA, CA, ID & NV and have completed over 2, 600 home loans totaling over $800 million in loan volume since our inception in August of 2005.
Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
