In the year 2026, the USDA loan limit in North-Tustin, which is within Orange county in CA, is $657,900. Meanwhile, the FHA limit for a single-family home is set at $822,375.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today between USDA and FHA loans. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our detailed mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, assisting you in deciding which option in is optimal for your financial situation.
2026 Loan Limits and Down Payment Requirements in North-Tustin, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in North-Tustin, CA
The aim of Lendersa® is to quickly secure the most advantageous USDA or FHA loan for you, free of hassle. Choose from one of three starting points that align you with lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
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