USDA Vs. FHA your options comparison in Tustin, Orange County, CA
For 2025, the USDA loan threshold in Tustin, situated in the county of Orange, CA, is set at $776,600. Concurrently, the FHA limit for single-family homes is $1,089,300.
Utilize the Lendersa® USDA loan calculator to delve into and contrast the prevailing USDA against FHA rates. Identify the essential income, credit requirements, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side-by-side, helping you determine which program in suits your financial needs best.
Loan Limits and Downpayment Requirements of 2025 in Tustin, County of Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Alternatives in Tustin, CA
Lendersa® aims to swiftly and effortlessly provide you access to the finest USDA or FHA loan available. You can choose one of three starting points that connect you to lenders and a multitude of USDA loan programs.
The USDA home loan, endorsed by the government via the Department of Agriculture, is commonly known as a USDA rural development loan or mortgage. It is limited to rural sectors. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment, offering an accessible housing option for eligible rural borrowers.
Northbrook Bank & Trust Company, National Association
1100 Waukegan Rd, Northbrook, IL, 60062
We're your local Wintrust Community Bank. As part of the larger Wintrust Community Bank family, we were built in this area, for this area. We work hard to be an asset to the people and communities we serve: to get to know you and your needs in order to offer the best banking products and even better service.
Centrust Bank provides primarily commercial banking services. Its commercial banking products include commercial and industrial loans, as well as commercial real estate, construction and multi-family loans. Additionally, it originates loans through the Small Business Administration related to business acquisitions and commercial real estate loans.
Metro Mortgage Services was founded in 1995 by Edie Jerome. While there was many mortgage companies in northwest suburban Chicago, very few specialized in finding creative solutions for buyers. Metro Mortgage Services has built a solid reputation helping all types of buyers.
Whether you are:
a first time buyer etc.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1901 Raymond Drive, Suite, Suite 1, Northbrook, IL, 60062
B2 Funding Corporation Regardless of whether you are a first-time home-buyer, at B2 Funding we give you the personal attention you deserve to help you reach your goals. It has been our pleasure working with our clients in over the years, and we hope that our excellence will continue to foster new relationships in the future.
At EON Mortgage Group, our focus is to provide you with the best mortgage broker services possible. We have a passion for the mortgage loans industry, and our loan officer is dedicated to working with you to find the loan that best fits your needs. Our staff will help compare banks for you to help you get the best rates possible on your loan.
450 Skokie Blvd., Bldg. 600, Northbrook, IL, 60062
Barnett Capital provides lines of credit for acquiring, renovating, and stabilizing single-family, multi-family, and mixed-use investment properties nationwide and in Canada. No points, no junk fees, no credit score requirement, and no interest charged. We typically fund 85% of your total project costs, including 100% of renovation costs.
Mortgage Resource Group has earned the reputation among homeowners, attorneys, realtors, accountants and financial planners as a truly professional organization staffed with experienced, caring and knowledgeable people. We provide mortgage loans on single family homes, condominiums, and 2-4 unit apartment buildings.
In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.
