USDA VS FHA in Villa-Park, Orange County, CA

In 2025, the USDA loan limit in Villa-Park, Orange, CA is $657,900, whereas the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to compare top USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documentation for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to help you choose the program in that best matches your financial needs.

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2025 Loan Limits and Downpayment Requirements in Villa-Park, Orange, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Villa-Park, CA

Lendersa® aims to efficiently provide you with the best USDA or FHA loan without hassle. Select one of three starting options to find matching lenders and explore USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, often called a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and is strictly available in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cape Cod 5 Lending and Wealth Management Office
  • 2745 Main St, Brewster, MA, 02631
  • "Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers. We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"
  • Nauset Mortgage
  • 23 Brewster Cross Rd, Orleans, MA, 02653
  • Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.
  • Gardiner Federal Credit Union
  • 420 Brunswick Avenue, Gardiner, ME, 04345
  • We are committed to lifelong financial relationships with our members and our communities, built on respect, integrity and trust. Gardiner Federal Credit Union is a not-for-profit financial cooperative established in 1953, we join in a time-honored tradition of providing financial services to our membership.
  • First Federal Savings and Loan Association of Bath
  • 125 Front St, Bath, ME, 04530
  • Our mission is to provide a high level of customer satisfaction by offering a number of products and services in a friendly and relaxed environment. From current interest rates to product information, you’ll find everything you need here, at your convenience. In 1935 First Federal Savings & Loan was founded with only $2,635 in assets.
  • Five County Credit Union
  • 765 Washington Street, Bath, ME, 04530
  • Our Mission is Delivering true convenience through extended hours, modern & traditional banking services and trusted solutions. Five County Credit Union was founded by the employees of Bath Iron Works in 1956 and was then known as the "BIW Employees Federal Credit Union". In 1993, the credit union converted to a state charter.
  • Bath Savings Institution
  • 105 Front Street, Bath, ME, 04530
  • Bath Savings is a mutual savings bank serving Midcoast and Southern Maine for more than 165 years. We provide personal and commercial banking and investment solutions paired with competitive rates, personal service, and online banking technology that put you in control of your finances.
  • Maine State Credit Union
  • 200 Capitol Street, Augusta, ME, 04330
  • Maine State Credit Union is devoted to improving our members'​ financial lives, not just the bottom line. From the CEO to the tellers in the lobby, we embrace this mission every day, in person, online, and over the phone. Membership means better service. That friendly greeting in the lobby is real.
  • Trademark Federal Credit Union
  • 44 Edison Drive, Augusta, ME, 04330
  • At Trademark, we are committed to delivering excellent service, while providing professional financial guidance, education, and the right combination of products and services to help our Members and their families build and sustain financial security. We will seek continued growth – for the benefit of our Members.
  • KV Federal Credit Union
  • 316 West River Road, Augusta, ME, 04330
  • KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.
  • Connected Credit Union
  • 85 Civic Center Drive, Augusta, ME, 04330
  • Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.
  • Capital Area Federal Credit Union
  • 2010 North Belfast Avenue, Augusta, ME, 04330
  • Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.