For 2025, the USDA loan limit in Nuevo, located in Riverside county, CA, is set at $460,000, whereas the FHA limit for a single-family home is $644,000.
You can use the Lendersa® USDA loan calculator to evaluate and compare current top USDA and FHA rates. It also helps ascertain the required income, credit, reserves, and required documents for qualification. Our comprehensive mortgage calculator displays the USDA, FHA, Conforming, and VA options side by side, helping you determine what is best for your financial situation, for example, in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $460,000 | 0% |
| FHA | $644,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to helping you access the most favorable USDA or FHA loans quickly, without unnecessary complexity. You can start with one of three methods to connect with matched lenders and explore USDA loan options.
The USDA home loan, a government-backed offering by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is specifically for rural communities. Unlike FHA loans which require a down payment of at least 3.5%, USDA loans have no such requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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