USDA Loan Vs. FHA loan for Moreno-Valley, CA 2026

In the year 2026, the USDA loan limit in Moreno-Valley, county of Riverside, CA is set at $381,800, whereas the FHA loan limit for a single-family residence is $477,250.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and to ascertain the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options side by side, aiding you in choosing the most suitable program in for your financial circumstances.

USDA and FHA Loan Choices in Moreno-Valley, CA

The mission of Lendersa® is to swiftly and seamlessly secure you the optimal USDA or FHA loan. Choose one of the three initial pathways to find matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, supported by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or mortgage, and is specifically offered in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages are available with no down payment requirement at all.

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(719) 960-4300 Lender's profile and map Reviews Monumental Mortgage LLC 1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(719) 358-6317 Lender's profile and map Reviews Colorado Home Mortgage & Financial Ltd 5555 Erindale Dr, Suite 206, Colorado Springs, CO, 80918 Colorado Home Mortgage & Financial Ltd. is your source for a variety of HOME LOAN FINANCING OPTIONS. Located in Colorado Springs, CO, We SPECIALIZE in VA, CONVENTIONAL, FHA, JUMBO and NON-PRIME FINANCING! Whether you’re buying a home or refinancing your current mortgage, the experts at Colorado Home Mortgage & Financial Ltd. are here for you.
(719) 266-5500 Lender's profile and map Reviews Provident Lending Corporation 6025 Erin Park Drive, Suite C, Colorado Springs, CO, 80918 Provident Lending is now a part of 719 Lending. Located in Colorado Springs, Steve Haney is an expert in the field of mortgage lending. That’s why they call him the Mortgage Doctor. If you are buying a home, lowering your monthly payments or consolidating your debts, he is the go-to guy in our community.
(719) 638-0531 Lender's profile and map Reviews Integrity Mortgage & Financial Inc. 5528 Library Ln, Colorado Springs, CO, 80918 Integrity Mortgage & Financial Inc, located in Colorado Springs, CO was founded in March 2002 by Russell Rowe. We are a mortgage banker and are licensed in both Colorado and New Mexico. Leveraging the extensive experience of its senior management and loans officers, Integrity Mortgage & Financial Inc offers a broad range of loan products
(719) 266-4038 Lender's profile and map Reviews Diversified Lending 5350 N Academy Blvd, Suite 204, Colorado Springs, CO, 80918 Jerry started Diversified Lending in 2005 as a response to a need for open, competitive, transparent lending practices. His business has steadily grown through referrals, partnerships with local professionals, and word-of-mouth. His home loan practices are diligent and thorough, and he strives to serve as best mortgage broker in town.
(719) 440-3490 Lender's profile and map Reviews Vision Home Loans 6208 Lehman Dr, Suite 202, Colorado Springs, CO, 80918 At Vision Home Loans, you will be working directly with Mike or Sandy to complete your loan. We make the process simple for you, complete all paperwork, and keep you up-to-date every step of the way. We are here to answer any questions and make the loan process as stress-free as possible.
(719) 470-0898 Lender's profile and map Reviews Springs Home Mortgage 5585 Erindale Dr, Suite 201, Colorado Springs, CO, 80918 Springs Home Mortgage offers full mortgage services to help buyers be comfortable with their financial decisions when buying a house or condo. We’ll enthusiastically help get you pre-approved. Getting approved ahead of time will simplify your home search. When you find the right home and place your bid, the seller will know you are ready.
(719) 297-3700 Lender's profile and map Reviews United Home Mortgage Network Inc 3650 Rebecca Lane, Colorado Springs, CO, 80917 Most competitive Mortgage Broker in Colorado. Don't Take our word for it, call us for your Complementary Mortgage Review today! You could Lower your payment, Lower your interest rate, or cash out your equity for repairs, remodels, or pay off other high interest debts. Maybe even skip a couple payments on your refinance!
(219) 310-9402 Lender's profile and map Reviews Cabaka Mortgage 3630 North Academy Blvd, Unit 11, Colorado Springs, CO, 80917 Our goal is to provide excellent customer service and home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and our customers with honesty, integrity and competence.
(303) 273-5200 Lender's profile and map Reviews Credit Union of the Rockies 1010 Johnson Road, Golden, CO, 80401 Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.
(303) 279-6414 Lender's profile and map Reviews On Tap Credit Union 816 Washington Avenue, Golden, CO, 80401 On Tap Credit Union is a full-service financial institution with assets in excess of $360 million. With a robust online banking mobile platform as well as our Arvada and Golden branch locations, On Tap Credit Union has provided exceptional financial service to members for over 60 years.
(720) 506-9630 Lender's profile and map Reviews Colorado Unified Lending 2801 Youngfield St, Suite 300, Golden, CO, 80401 Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.