USDA Vs. FHA Pro and Con comparison in Moreno-Valley, Riverside County, CA

In the year 2025, the USDA loan limit in Moreno-Valley, county of Riverside, CA is set at $381,800, whereas the FHA loan limit for a single-family residence is $477,250.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and to ascertain the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options side by side, aiding you in choosing the most suitable program in for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Moreno-Valley, County of Riverside, CA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $477,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Moreno-Valley, CA

The mission of Lendersa® is to swiftly and seamlessly secure you the optimal USDA or FHA loan. Choose one of the three initial pathways to find matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, supported by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or mortgage, and is specifically offered in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages are available with no down payment requirement at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Millennium Holdings
  • 601 1st ave suite 1400, Spokane, WA, 98580
  • making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
  • West Texas State Bank
  • 5009 College Avenue, Snyder, TX, 79549
  • Since 1950, our mission has been to provide you with friendly and professional financial services. Times and technology may have changed, but our commitment to that mission has not. We continue to think that we're big enough to serve you, yet small enough to know you. And as always, if visiting one of our two locations is not convenient for you.
  • Scurry County School Federal Credit Union
  • 1903 40th Street, Snyder, TX, 79549
  • Scurry County School FCU was established in 1954 by the educators of Scurry County to help other educators with their savings and loan needs. As time went on the membership field was expanded to include employees of the city, county, Cogdell hospital, and Western Texas College. Our office is conveniently located and we are here to serve you.
  • First Choice Mortgage Co.
  • 4408 S. Park Lane, Spokane, WA, 99223
  • First Choice Mortgage Co. is a locally owned company that is centrally located on Spokane's South Hill. We have been one of the leading independent mortgage companies in all of WA & ID for the past seventeen years. First Choice Mortgage has been known for being innovative, honest, & for delivering service above & beyond our customer's expectations.
  • Inland Capital
  • 2607 S Southeast Blvd, STE A100, Spokane, WA, 99223
  • Inland Capital is a leading private money lender to Pacific Northwest real estate investors. Our desire is that Inland Capital’s quick and efficient financing will support the ongoing and future success of our clients. Whether you are a tycoon of rental properties, an experienced contractor,our aim is to help you be successful.
  • Aspen Financial
  • 520 Wicks Lane, Suite 10, Billings, MT, 59105
  • Aspen Financial, Inc in Billings, MT opened for business in 2007 and is a locally owned and operated business with a combined 20 years of experience. Our mission is to provide hassle-free emergency lending, debt consolidation, personal loans and auto loans.and also We’ve seen people struggle with expenses resulting from unfortunate emergencies and
  • Bank CDA
  • 912 Northwest Boulevard, Coeur D Alene, ID, 83814
  • Bankcda is your hometown bank. We are proud that decisions are made locally allowing us to deliver expertise and flexibility to our communities. We are your neighbors and are committed to the success of local businesses and families by delivering high-quality service and products.
  • Mountain West Bank
  • 101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814
  • Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.
  • All American Liberty Mortgage Inc
  • 315 East Indiana Avenue, Coeur D Alene, ID, 83814
  • Our resourceful and skilled team at All American Liberty Mortgage is eager to help you reach your dreams. We are locally owed and operated and are happy to assist you with your home financing needs. Give us a call and stop by and see our historic building and what terrific loan products we have to offer.
  • YES MORTGAGE
  • 2426 N Merritt Creek Loop, Suite A, Coeur D Alene, ID, 83814
  • YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Lake City Mortgage
  • 1875 N Lakewood Dr, Suite 102, Coeur D Alene, ID, 83814
  • At Lake City Mortgage, our mission is to set a high standard in the mortgage industry of Spokane. We are committed to quality customer service - putting the people in Washington and Idaho we serve first. Our goal is to carefully guide you through the real estate loan process, so that you can confidently select the best mortgage for you.
  • Secured Investment Corp
  • 701 E Front Ave, Coeur D Alene, ID, 83814
  • Secured Investment Corp gives lenders and real estate investors the ability to connect and build powerful and profitable strategic alliances. Lenders are able to grow their net returns on their invested capital and Real Estate Investors are able to grow their investment portfolios. NMLS number is as follows #1760709