As of 2025, the USDA loan threshold in Cherry-Valley, located in the county of Riverside in CA, stands at $381,800. In contrast, the FHA limit for a single-family dwelling is $477,250.
Utilize Lendersa®'s USDA loan calculator to evaluate today's top USDA and FHA rates, thus aiding in determining the income, credit, reserves, and documents necessary for qualification. This sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $381,800 | None | |
| FHA | $477,250 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to efficiently secure the best USDA or FHA loans for you. Start with one of three options designed to connect you with corresponding lenders and USDA programs.
USDA home loans, supported by the U.S. Department of Agriculture, are targeted for rural areas and are also referred to as USDA rural development loans or mortgages. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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