USDA Vs. FHA your options comparison in Hemet, Riverside County, CA
In 2025, the USDA loan cap in Hemet, located in the county of Riverside, CA, is set at $460,000. In comparison, the limit for FHA is $644,000 for single-family residences.
Take advantage of the Lendersa® USDA loan calculator to evaluate today’s leading USDA and FHA rates. This will also help you ascertain the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in aligns best with your financial profile.
2025 loan caps and down payment requirements in Hemet, county of Riverside, CA
Loan Category
Maximum Loan Amount
Minimum Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA financing alternatives in Hemet, CA
Lendersa® endeavors to secure for you the optimal USDA or FHA loan promptly and with minimal hassle. Choose one of the three initiating pathways that connect you with matching lenders and USDA loan schemes.
A USDA home loan, sanctioned by the government’s Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. It is accessible exclusively in rural areas. In contrast to FHA loans that mandate a minimum down payment of 3.5%, the USDA mortgage does not necessitate any upfront payment at all.
869 E. 4500 S, Suite 370, Salt Lake City, UT, 84107
Commercial Mortgage Loan and Commercial Financing Receive up to your four best Commercial Mortgage Loan offers in 24 hours following your Commercial Loan Application submission direct from our Commercial Mortgage Lenders without pulling credit for Commercial Purchase or Commercial Refinance.
FSI Mortgage provides residential mortgage loans, lines of credit and FHA and VA loans. Since we do not work for any one lender, but rather a variety of lenders, we help to determine the loan that best fits you and your circumstances. We offer competitive rates and exceptional service, which will meet and exceed your expectations.
684 East Vine Street, Suite 4B1, Murray, UT, 84107
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult & confusing process of choosing and getting the exact loan to meet your specific needs.
U.S. Capital Group is a residential and commercial wholesale mortgage lender, licensed in several states across our beautiful country. Our team has many years of experience with long runway before them. They firmly believe in building and leaving a legacy that will bless generations to come.
Trillion Mortgage, we are expert Utah brokers who like to educate our clients through the mortgage process so that they know ALL their options. By having all the correct information, our clients can make the most informed decision for what loans are best for them. Our lenders provide a variety of options, including traditional, FHA, and VA loans.
4001 South 700 East, Suite 500, Millcreek, UT, 84107
GreenStreet Mortgage is founded on the principal of creating outstanding customer experience. We know the mortgage process can be daunting for many. With friendly and experienced loan professionals we create an experience catering to each individual, making the process fast, easy and smooth
777 E 4500 S, Suite 220, Salt Lake City, UT, 84107
Vintage Lending providing clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home.
6040 S Fashion Blvd, Suite 101, Murray Utah, UT, 84107
The Avanti Mortgage team has served the needs of borrowers for over two decades. Collaboratively we have over 100 years of mortgage experience. As a mortgage broker, Avanti offers many advantages over other lenders. We do not have the huge overhead that large mortgage bankers have, so we can give our borrowers the most competitive rates possible.
5295 S Commerce Dr, Suite 205, Salt Lake City, UT, 84107
RoBUS Mortgage is a direct lender and a broker currently licensed in 10 states with more on the way. We are averaging close to 12 days from application to clear to close on conventional loans in most states. We don't have much overhead and pass that on to our clients in the form low pricing.
