USDA and FHA Pro and Con in Hemet, Riverside County, CA
In 2025, the USDA loan cap in Hemet, located in the county of Riverside, CA, is set at $460,000. In comparison, the limit for FHA is $644,000 for single-family residences.
Take advantage of the Lendersa® USDA loan calculator to evaluate today’s leading USDA and FHA rates. This will also help you ascertain the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in aligns best with your financial profile.
2025 loan caps and down payment requirements in Hemet, county of Riverside, CA
Loan Category
Maximum Loan Amount
Minimum Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA financing alternatives in Hemet, CA
Lendersa® endeavors to secure for you the optimal USDA or FHA loan promptly and with minimal hassle. Choose one of the three initiating pathways that connect you with matching lenders and USDA loan schemes.
A USDA home loan, sanctioned by the government’s Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. It is accessible exclusively in rural areas. In contrast to FHA loans that mandate a minimum down payment of 3.5%, the USDA mortgage does not necessitate any upfront payment at all.
We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.
110 Evans Mill Drive, Suite 404, Dallas, GA, 30157
Milestone Mortgage is comprised of many top mortgage professionals in the Atlanta Metro Area. Each employee of Milestone Mortgage trains a minimum of 12 Continuing Education Units per year. Members of our staff have worked together for several years in the Atlanta Mortgage industry.
Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.
We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender.
Michael Zipfel, the founder and President of Zipfel Mortgage Group
Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
Innovations is not a bank. We’re a credit union.
We’re a not-for-profit financial cooperative, made up of a bunch of wonderful members–all of whom have some kind of connection to Bay County. If you live, work, worship, volunteer, or attend school in Bay County, Florida, you’re eligible to join. Business and other legal entities are in too.
Montcalm Public Employees Credit Union We are a non-profit cooperative financial institution completely controlled and owned by the members who save, borrow and conduct other financial business here. Because we’re non-profit, you share in the earnings of the credit union through higher dividends on your savings and reduced rates on your loans.
Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
Sorg Bay West Federal Credit Union Web Site. The Sorg Bay West FCU offers a full range of financial services. We are member owned, which means we can offer savings with more services, and more advantages to our members. Whether you are looking for a loan, checking account, savings
