USDA Loan Vs. FHA loan pro & con Gridley, Butte County, CA

In 2025, the USDA loan cap in Gridley, situated in Butte county, CA, is $403,600. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today. Determine the income, credit history, reserves, and documents needed for qualification. Our advanced mortgage calculator conveniently displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the suitable program for your financial necessities within .

Exploring USDA and FHA Loan Options in Gridley, CA

Lendersa® strives to secure the best available USDA or FHA loan for you rapidly and with ease. Select from three starting methods that connect you with compatible lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in CA?

The USDA home loan, endorsed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage and is specifically accessible in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA loan requires no down payment at all.

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(415) 868-3390 Lender's profile and map Reviews Full Force Funding LLC 4759 Sweeney Circle, Rocklin, CA, 95677 Full Force Funding is a direct lender for real estate investors renovating properties throughout American neighborhoods. With our strong Fix & Flip Financing program and established relationships with national investors and institutional partners, we aim to provide value to your business and grow your bottom line.
(916) 781-0123 Lender's profile and map Reviews Revive Mortgage, Inc. 4230 Rocklin Road, Suite 200, Rocklin, CA, 95677 Revive Mortgage and has extensive knowledge in the Mortgage and Financing business. With a Bachelors Degree in Finance and personal hands on experience in Real Estate, Real Estate Investing and Mortgages he is able to help his clients navigate through the entire process seamlessly and effortlessly.
(916) 276-0924 Lender's profile and map Reviews TSG Lending Inc 4465 Granite Drive, Suite 1019, Rocklin, CA, 95677 TSG Lending providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
(888) 465-4288 Lender's profile and map Reviews Continental Mortgage Operations 5875 Pacific Street, Suite E5, Rocklin, CA, 95677 Our experienced professionals are driven to attain premier financing options to best suit your financing needs. Providing over 30 years of quality service to California Residents, you can feel confident in trusting your financing needs to us.Our Operatives have a wealth of knowledge & are focused on helping you achieve the dream of home ownership.
916-672-6130 Lender's profile and map Reviews MAE Capital Real Estate and Loan 4940 Pacific Street, Rocklin, CA, 95677 Mae Capital Real Estate and Loan is a mortgage broker with operations in one state. Mae Capital Real Estate and Loan offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and reverse mortgages. Mae Capital Real Estate and Loan is a FREEandCLEAR Certified Bronze Low Rate Lender.
(800) 797-6324 Lender's profile and map Reviews Mechanics Bank 915 Highland Park Drive, Suite 450, Roseville, CA, 95678 Backed by exceptional capital strength and substantial assets, we are a resilient and resourceful California Bank whose core Banking and lending principles reflect that of a community Bank. For over a century, it has been our foremost commitment to exceed our clients’ expectations every day.
(916) 439-2160 Lender's profile and map Reviews Homes For Veterans 12 South Grant Street, Roseville, CA, 95678 The Homes for Veterans is a group of committed local professionals specializing in VA LOANS & VA REAL ESTATE services in the greater Sacramento area for over 35 years. Purchasing a home using the a VA loan requires experience & knowledge of the complexities of VA financing. Helping our Veterans discover the dream of homeownership in NC since 1981.
(800) 385-3657 Lender's profile and map Reviews Platinum Mortgage Company 915 Highland Pointe Drive, Suite 250, Roseville, CA, 95678 Since 1989, we have been in business to help the communities we serve obtain the American Dream. Buying a home is one of our largest investments that we make in our lifetime. With our intense focus and commitment we have helped many clients make a sound financial decision regarding their mortgage and investment needs.
(916) 439-2160 Lender's profile and map Reviews Community Home Mortgage 12 South Grant Street, Roseville, CA, 95678 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(916) 788-4441 Lender's profile and map Reviews Homecite Mortgage Corporation 990 Reserve Dr, Suite 105, Roseville, CA, 95678 Homecite Mortgage is California’s Premier Mortgage Company specializing in home improvement, debt consolidation, property refinances, and purchase money loans. HomeCiteMortgage offers competitive rates on conforming, non-conforming, jumbo loans. HomeCite’s refinance programs are designed to help homeowners save money with their refinance.
(916) 560-3731 Lender's profile and map Reviews Granite Equity Group Inc 311 Judah Street, Suite 100, Roseville, CA, 95678 The mission of Granite Equity Group is to provide our clients with the most satisfying home buying, selling and financing experience to be found in the greater Sacramento region. We’re known for our dedication, knowledge and experience, and for our commitment to delivering the best service possible.
(916) 248-7620 Lender's profile and map Reviews Point Equity Residential Lending 925 Highland Pointe Dr, Suite 330, Roseville, CA, 95678 "We help families enjoy the magic of owning a home...because getting a loan shouldn't make you feel crummy. Our experienced loan officers and production specialists are experts in residential loan processing and know how it feels to be on the borrowing end of a home purchase or refinance. Your future financial stability"