USDA Loan Vs. FHA loan pro & con for Gridley, Butte County, CA

In 2024, USDA loan limit in Gridley, county of Butte, CA is $403,600 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gridley, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(712) 732-2190 https://www.centralbankonline.com/ 1400 miles Lender's profile and map Reviews Central Bank Iowa 600 Lake Avenue, Storm Lake, IA, 50588 That’s the nature of being a part of Central Bank. Our small-town roots and dedication to the communities we serve push us to help our customers and communities to accomplish great things. We’re family-owned and decisions are made locally, not in a distant skyscraper. Whether it’s a mortgage, a small-business loan
(785) 548-7521 https://www.mybankusb.com/ 1401 miles Lender's profile and map Reviews The Union State Bank of Everest 545 Main Street, Everest, KS, 66424 Founded in 1901, Union State Bank has a rich tradition of serving local families, businesses and farmers while always looking ahead to new opportunities. You can see this philosophy at each of our eight locations across the region, and many feature original historic details or photographs.
(712) 262-6580 https://statebank-spencer.com/ 1401 miles Lender's profile and map Reviews State Bank & Insurance of Spencer 728 Grand Avenue, Spencer, IA, 51301 State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
(712) 262-3340 https://www.farmerstrust.bank/ 1401 miles Lender's profile and map Reviews Farmers Bank 125 W 4th St, Spencer, IA, 51301 Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
(712) 663-4322 https://www.wsbankonline.com/ 1402 miles Lender's profile and map Reviews Westside State Bank 401 First Street, Westside, IA, 51467 Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.
(218) 938-4144 https://www.ultimabank.com/ 1402 miles Lender's profile and map Reviews Ultima Bank 9 West Minnesota Avenue, Winger, MN, 56592 Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
(507) 550-1678 https://wandastatebank.com/ 1402 miles Lender's profile and map Reviews The Wanda State Bank 121 W Main, Wanda, MN, 56294 The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank. With 89 years of banking excellence, The Wanda State Bank has experience you can count on.
(620) 378-2151 https://www.fnbfredonia.com/ 1403 miles Lender's profile and map Reviews First National Bank in Fredonia 730 Madison, Fredonia, KS, 66736 Our mission as a community bank is to provide our local community with the highest quality of financial services. We strive to Maintain the public trust through safe and sound banking practices and enhance the financial strength of our bank. Promote healthy growth through diversified and quality services to our customers.
(325) 347-5911 https://masonbank.com/ 1403 miles Lender's profile and map Reviews Mason Bank 111 Westmoreland Street, Mason, TX, 76856 Established in 1904, we at Mason Bank are working on our Second Century of Service! Our friendly and experienced staff will be happy to serve all your financial needs. Please stop by often and watch our internet presence grow. We offer a variety of time frames. A $2,500.00 minimum amount is required for certificates.
(218) 847-3191 http://www.mmcdc.com 1404 miles Lender's profile and map Reviews Midwest Minnesota Community Development Corporation 119 Graystone Plaza, Suite 100, Detroit Lakes, MN, 56501 MMCDC is a leading private nonprofit company providing commercial and home mortgage lending, as well as housing, business and community development services throughout Minnesota and the Midwest. We are also the parent company of a reservation-based bank and a reservation-focused community development company.
(218) 844-7466 http://www.principlemortgagedl.com 1404 miles Lender's profile and map Reviews Principle Mortgage Group, Inc. 1135 Washington Ave, Suite 100, Detroit Lakes, MN, 56501 Principle Mortgage Group, Inc. is a wholesale Mortgage Broker committed to providing our clients with great customer service combined with great rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals
(888) 902-5662 https://www.bankmidwest.com/ 1404 miles Lender's profile and map Reviews Bank Midwest 1525 18th Street, Spirit Lake, IA, 51360 Bank Midwest can help you manage your business with accounts and services designed for commercial banking. We also offer real estate financing, commercial insurance protection or group retirement plans or trust and estate services and also Bank Midwest provides a complete portfolio of financial services to businesses.