USDA Loan Vs. FHA loan for Gridley, CA 2026

In 2026, the USDA loan cap in Gridley, situated in Butte county, CA, is $403,600. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today. Determine the income, credit history, reserves, and documents needed for qualification. Our advanced mortgage calculator conveniently displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the suitable program for your financial necessities within .

Exploring USDA and FHA Loan Options in Gridley, CA

Lendersa® strives to secure the best available USDA or FHA loan for you rapidly and with ease. Select from three starting methods that connect you with compatible lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in CA?

The USDA home loan, endorsed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage and is specifically accessible in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA loan requires no down payment at all.

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(303) 831-9636 Lender's profile and map Reviews American Capital Financial LLC 1675 Broadway, Suite 1950, Denver, CO, 80202 American Capital Financial our goal is to get you the best possible home loan for your situation while offering you the best possible services. Since 2004, we have been committed to educating our borrowers on home mortgage loans in the Colorado and Wyoming areas. Give us a call to get a conversation started and learn why mortgage loans.
(720) 405-1000 Lender's profile and map Reviews Loan Verify Inc 999 18th Street, Suite 3000, Denver, CO, 80202 At LoanVerify, we wanted a more transparent mortgage process. So we built it ourselves. To get started, download the app, answer seven questions, and see all your mortgage options in the palm of your hand. It's that simple. Compare rates and closing costs, snap a pic or upload your required documents from Google Drive.
(303) 292-5363 Lender's profile and map Reviews Hunter Lending LLC 1630 Welton Street, Suite 916, Denver, CO, 80202 "Hunter Lending saves time and reduces cost by providing customized mortgage solutions to assist clients in achieving their financial goals and objectives. Founded in 2003 by Ryan Hunter, our mission has been to provide the highest level of service resulting in the best customer experience."
(303) 650-8800 Lender's profile and map Reviews Yellowstone Mortgage Inc 1499 Blake Street, Suite 1D, Denver, CO, 80202 Yellowstone Mortgage is a Denver, Colorado based mortgage company specializing in purchases, refinance, and debt consolidation. Whether you are a first time home-buyer, looking to refinance your current property, or interested in moving, we provide our clients with unmatched customer service as they pursue their home-ownership goals.
(303) 634-2271 Lender's profile and map Reviews 5280 Financial Group Inc 600 17th Street, Suite 2800 South, Denver, CO, 80202 "5280 Financial Group, Inc. Colorado's best source for home purchase and refinance! We are a family owned Colorado Mortgage Company located right here in Denver with an A+ rating with the BBB. We service all of Colorado and are known as one of the best local sources for your Home Purchase and Refinance! So whether you are first time home buyers"
(303) 500-1900 Lender's profile and map Reviews Front Range Mortgage 600 17th St, Unit 2800, Denver, CO, 80202 Front Range Mortgage is a local Colorado-only mortgage lender for all types of Colorado homeowners. From VA to FHA, Conventional; Purchase, rate & term or cash out; Investment, second homes, etc. We have a long and proven history (see our reams of testimonials) of helping our clients through the maze of modern mortgage lending
720 507 8665 Lender's profile and map Reviews American United Capital Inc. 730 17th Street , Suite 650, Denver, CO, 80202 American United Capital, Inc. strives to address the borrower's immediate capital needs and timing concerns. American United Capital, Inc. is a private commercial and non-owner-occupied residential real estate lender. We provide short-term, equity-based financing for borrowers when traditional sources are unavailable or untimely. Property is the
(505) 864-4740 Lender's profile and map Reviews Railroad Employees Credit Union 300 N 6th Street, Belen, NM, 87002 We are the Credit Union for BNSF Employees and their Families. We understand your life is constantly on the tracks, so we make it easy on you to open an account, apply for a loan, and get access your funds. We have been serving BNSF Employees since 1955. We are a closed member Credit Union, that means not just anyone can join.
(720) 290-8305 Lender's profile and map Reviews BW Mortgage LLC 1745 Shea Center Dr, Suite 400, Littleton, CO, 80129 At BW Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(720) 290-8305 Lender's profile and map Reviews Home Grants Colorado 1745 Shea Center Dr, Suite 400, Highlands Ranch, CO, 80129 Buying your first home is one of the best financial decisions you can make! It’s also one of the biggest purchases most people make in their life time. That’s why our financing professionals have partnered with Colorado Grant Programs to help you with making that process easier. Not only will they be able to tell you quickly.
(480) 406-4848 Lender's profile and map Reviews Desert Mountain Financial Inc 66 West Springer Drive, Suite 202, Highlands Ranch, CO, 80129 Desert Mounatin Financial was founded with the core principals of Transparency, Independence and Accountibilty. We're a multi-state Mortgage Broker providing our valued clients with the lowest rate and fee structure in the industry. We pledge to help our Clients and Referral Partners overcome the traditional roadblocks.
(720) 773-1006 Lender's profile and map Reviews Surety Home Loans LLC 9249 S Broadway, Highlands Ranch, CO, 80129 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. It's your loan...your way! Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.