USDA and FHA Pro and Con in Montalvin-Manor, Contra Costa County, CA
As of 2026, in Montalvin-Manor of Contra Costa, CA, the USDA loan limit is $657,900, while for a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA best rates to find out the income, credit, reserves, and documentation required. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best fit for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Montalvin-Manor, Contra Costa County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Montalvin-Manor, CA
Lendersa® strives to secure the best USDA or FHA loan for you swiftly, without hassle. Choose from three starting paths to effectively match with lenders and USDA loan offerings.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans which necessitate at least a 3.5% down payment, USDA loans require none.
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Gateway Bank, F.S.B. is a Federal Savings Bank headquartered in Oakland, California. Gateway is a top-performing bank, which continues to demonstrate an unwavering commitment to bringing strength and stability to the mortgage and deposit markets that it serves. The Bank’s steadfast commitment to its clients has made it a premier-performing Bank.
2000 Glen Cove Marina Rd, Suite 7146, Vallejo, CA, 94591
JA Lawson and Associates (JALA) is a collective of bankers, auditors, and legal professionals that work together to support independent financial institutions manage complex compliance, operations, and internal control programs. We perform compliance audits and consulting services for banks, credit unions, fintech, and mortgage organizations.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing
their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."
Established in 1996, Community Bank of the Bay is an independent, community-focused bank with 25 years of active financial investment in businesses and individuals in the San Francisco Bay Area. Our mission is to foster and promote economic development in the communities we serve.
Chartered in 1938, Matson Employees’ Federal Credit Union was established to provide the best services possible — in a friendly atmosphere — for our members and their families. We are a non-profit, financial cooperative owned by you, our members. So you can rest assured that we will always be looking out for your best interest
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
TMC is the no. 1 SBA 504 lender in the nation. Since 1981, TMC has provided $10 billion in financing for over 6, 000 businesses throughout California and Nevada. This financing has resulted in the creation or retention of an estimate 60, 000 jobs. Now licensed to operate in Arizona!
1999 Harrison Street, Suite 1575, Oakland, CA, 94612
Falcon Bridge Capital formed in 2007 as part of a Joint Venture with a large Private Equity firm to invest in distressed Residential Mortgage Backed Securities ("RMBS"). The Company's clients include endowments/pensions, community banks, and private equity firms.The Company has expertise in structured products.
