USDA Vs. FHA Pro and Con comparison in Ramona, San Diego County, CA
In the year 2025, the USDA loan limit for Ramona in San Diego county, CA is $703,800, while the FHA limit for a single-family home is $977,500.
With the Lendersa® USDA loan calculator, you can compare the best rates between USDA and FHA today, determining income, credit, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA programs side-by-side, aiding you to choose the most suitable option for your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Ramona, County of San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$703,800
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA Loan Options in Ramona, CA
Lendersa® aims to make obtaining the best possible USDA or FHA loan easy and quick. Choose one of three starting points that connect you with matching lenders and USDA loan programs.
The USDA home loan, also known as a USDA mortgage or USDA rural development loan, is guaranteed by the Department of Agriculture and is available primarily in rural areas. Unlike FHA loans that require a 3.5% down payment, the USDA mortgage doesn't need any down payment.
Citizens Bank of Edmond was founded in April 1901 in Edmond, Oklahoma. We have grown up with Edmond, one of the best suburbs in America! Our bank is comprised of 4th generation family ownership, an Employee Stock Ownership Program and community stockholders, a unique ownership structure that ensures our continued independence.
Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Oklahoma AgCredit is part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit today and tomorrow. We provide loans, leases and financial services to farmers, ranchers and rural businesses and homeowners in 60 counties in eastern and central Oklahoma.
233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034
Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.
"MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message
Being a customer-focused company means we take great pride in our customer service."
3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
