USDA and FHA Pro and Con in Ramona, San Diego County, CA
In the year 2026, the USDA loan limit for Ramona in San Diego county, CA is $703,800, while the FHA limit for a single-family home is $977,500.
With the Lendersa® USDA loan calculator, you can compare the best rates between USDA and FHA today, determining income, credit, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA programs side-by-side, aiding you to choose the most suitable option for your financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in Ramona, County of San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$703,800
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA Loan Options in Ramona, CA
Lendersa® aims to make obtaining the best possible USDA or FHA loan easy and quick. Choose one of three starting points that connect you with matching lenders and USDA loan programs.
The USDA home loan, also known as a USDA mortgage or USDA rural development loan, is guaranteed by the Department of Agriculture and is available primarily in rural areas. Unlike FHA loans that require a 3.5% down payment, the USDA mortgage doesn't need any down payment.
Huron Community Bank first opened its doors in 1927 under the name Peoples State Bank. The banks first location and legacy began on the corner of Newman and State Street in East Tawas, MI. That branch was located directly across the street from what is currently known as the banks' headquarters.
8155 Annsbury Drive, Suite 102, Shelby Township, MI, 48316
For over 25 years, we have been helping families across Michigan achieve their dream of home ownership We specialize in a variety of home loans, including Conventional, FHA, more loan products.Dante Rosa Home Loans, LLC is here for your home loan and mortgage needs, whether it be purchasing the home of your dreams.
6441 Thorneycroft Drive, Shelby Township, MI, 48316
Our mission is to provide every home buyer with competitively priced residential mortgage financing. As a mortgage industry leader, we are committed to customizing your home loan so you and your family can enjoy the personal benefits of homeownership. As a responsible lending leader.
7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316
Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.
Warren Municipal FCU, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members.
Credit unions are not-for-profit, which means that instead of dividends going to shareholders, the profits are put back into the credit union
At New Inception Mortgage, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our ARMs. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
39850 Van Dyke Avenue, Sterling Heights, MI, 48313
Here at Golden Financial, we strive to be the solution to many of your problems that have stemmed from your unfortunate accident. Our office staff is full of trained professionals that are ready to answer your questions and make you comfortable through the entire process. We want to earn your trust, help you get through your case successfully.
Sterling Title Company is a full service, Michigan based title agency that puts our customers’ needs first. Our goal is to make your real estate transaction as simple and stress-free as possible. With 5 locations throughout Macomb, Oakland and St. Clair counties, Sterling Title is ready to serve our valued Michigan customers.
