USDA and FHA Pro and Con in San-Diego-Country-Estates, San Diego County, CA
As of 2026, the USDA loan limit in San-Diego-Country-Estates, within San Diego county, CA, is $615,000, while the FHA limit for a single-family home is $753,250.
Leverage the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. It assists in understanding the income, credit, reserves, and documentation necessary for qualification. Our enhanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in Alabama suits your financial situation best.
2026 Loan Limits and Downpayment Specifications in San-Diego-Country-Estates, County of San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA Loan Options in San-Diego-Country-Estates, CA
At Lendersa®, we aim to help you swiftly and easily acquire the best possible USDA or FHA loan. Start with one of three options that link you with suitable lenders and USDA loan possibilities.
A USDA home loan is a government-endorsed mortgage supported by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, primarily available in rural districts. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages require no down payment at all.
2651 W South Jordan Parkway, South Jordan, UT, 84095
Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.We realize the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we will help you qualify, apply and be approved for the perfect mortgage loan.
1258 W South Jordan Parkway, Suite 102, South Jordan, UT, 84095
Our vision is simple, we are focused on helping loan officers grow their business. Most of the loan officers that join our company have experienced at least one of these common frustrations that have limited their growth. If any of the following frustrations resonate with you, let’s have a conversation soon.
FirstLight Federal Credit Union is a community financial cooperative dedicated to helping you and your families achieve financial security by providing accessible products, services, tools and education.
In 1955, nine pioneers developed a plan to help military and civilian personnel on Biggs Air Force Base have more access to credit
First Equity is a mortgage broker with operations in one state. First Equity offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and 1% down mortgages We will treat you with the respect due an esteemed customer and give you the personal service you deserve.
This is Dollar Loan Center your Community Short-Term, personal loan provider with 57 locations across Nevada and Utah. Established in 1998, we’re the top provider of signature loans in the cash loan industry. The success of DLC signature loans is due to our competitive interest rate
8821 South Redwood Rd, Suite B, West Jordan, UT, 84088
First Fidelity Financial Services™ is owned and operated by Bryan Pettit a Certified Mortgage Planner who through tested and proven principles, delivers consistent, stable, insights and results into all aspects of residential mortgage lending, (home purchases, refinances and reverse mortgages).
Reverse Freedom Mortgage is a Utah owned and operated company headquartered in West Jordan, Utah. Our name says it all – since 2008 our only line of business is Reverse Mortgages. We are passionate about these products and about our clients who benefit from the programs we utilize to help secure a stronger retirement plan.
8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.
8846 South Redwood Road, #C212, West Jordan, UT, 84088
"DoHardMoney provides financing for Real Estate Investors, including new investors. Our funding options can be used for single family residence fix and flip investments, as well as home refinances.
We fund loans within 5-14 business days, and we offer loans for up to 8 months with no payments for up to 6 months. "
