USDA and FHA Pro and Con in San-Diego-Country-Estates, San Diego County, CA
As of 2025, the USDA loan limit in San-Diego-Country-Estates, within San Diego county, CA, is $615,000, while the FHA limit for a single-family home is $753,250.
Leverage the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. It assists in understanding the income, credit, reserves, and documentation necessary for qualification. Our enhanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in Alabama suits your financial situation best.
2025 Loan Limits and Downpayment Specifications in San-Diego-Country-Estates, County of San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA Loan Options in San-Diego-Country-Estates, CA
At Lendersa®, we aim to help you swiftly and easily acquire the best possible USDA or FHA loan. Start with one of three options that link you with suitable lenders and USDA loan possibilities.
A USDA home loan is a government-endorsed mortgage supported by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, primarily available in rural districts. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages require no down payment at all.
2945 Townsgate Rd, Suite 300, Westlake Village, CA, 91361
Nicki & Karen, a leading real estate team with Compass Real Estate, serve clients in the Los Angeles & Ventura areas of Southern California. Nicki LaPorta, estate agent at Compass Real Estate in Calabasas, represents buyer and sellers alongside partner Karen Crystal. She has particular expertise in new construction and high-end luxury real estate.
2629 Townsgate Road, Suite 100, Westlake Village, CA, 91361
We specialize in Fast Funding transactions. Contact us for more information. Westlake Mortgage Group in Westlake Village, California As a Full Service Mortgage Broker we offer all types of Loan Financing option. Some of which include, conventional, FHA & VA. Contact one of our Professionals for more information
30721 Russell Ranch Rd, Westlake Village, CA, 91361
Strategic Home Loans Our ultimate goal is to have each and every client of Strategic Home Loans become our loudest and only advertisement. This means that you strongly advise all of your friends and relatives to trust us in handling their financial needs with confidence, knowing that you are doing them a favor by referring them to us.
2239 Townsgate Road, Suite 205, Westlake Village, CA, 91361
Elite Financial has been providing mortgage lending services to individual homebuyers, real estate professionals and home builders throughout California. We maintain a high reputation for integrity and strive to go above and beyond for each client. Elite Financial offers a wide variety of loan options with the most competitive rates.
870 Hampshire Rd, Suite S, Westlake Village, CA, 91361
LoanSmart Inc founder of the Joe Engle goal is to work with you to design the right individual program to fit your needs.Whether you want to purchase your first home, refinance your existing home, move up or down, buy a second home or investment property, I will design the right program specifically tailored to fit your needs.
3043 Townsgate Rd, Suite 200, Westlake Village, CA, 91361
At PennyMac, we know your home is more than a place to live, it’s your place to dream, laugh, and grow. That’s why we have made it our mission to be more than just a mortgage lender — restoring trust and quality in the home loan experience from beginning to end.
So, whether you are just starting out with your first home
3043 Townsgate Rd, Suite 200, Westlake Village, CA, 91361
At PennyMac our commitment to our customers doesn’t end at closing. Our goal is to be a trusted financial partner that you can count on as long as you own your home. Being one of the top direct mortgage lenders in the country means PennyMac can focus on the needs of its customers rather than maintaining a network of branches and banking products.
860 Hampshire Road Suite S, Westlake Village, CA, 91361
Great American Funding Corporation is a Direct Mortgage Lending Source which allows us to offer hundreds of Mortgage Loan programs from which to choose. A Mortgage Banker can obtain lower rates and SAVE you money. We get paid by the Big Banks, to do their job better, faster, quicker, less expensive and with lower rates!
699 Hampshire Rd. Suite 210, Westlake Village, CA, 91361
Harmony Mortgage Bankers was established in 2007 and since then the company and licensed mortgage professionals have been providing mortgage lending services to home buyers and real estate professionals throughout the state of California. We offer a wide variety of loan options with extremely competitive rates and fees.
"BrokerMatch is a performance-based Online Marketing and Media company. Since 1996, the founders have delivered more than 5 million interested consumers to a valued network of partners.
With excellent pricing, smart filters, superior service, and years of experience, BrokerMatch has become a trusted partner with lenders, agents, brokers, and s
