USDA Vs. FHA your options comparison in Winter-Gardens, San Diego County, CA

In 2024, USDA loan limit in Winter-Gardens, county of San Diego, CA is $615,000 while FHA limit is $753,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Winter-Gardens, county of San Diego, CA

Loan Type Loan Limit Down payment
USDA $615,000 0%
FHA $753,250 3.5%
Conventional Conforming $753,250 3%

USDA and FHA loan options in Winter-Gardens, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Lending Group of NJ
  • 1716 Penns Ln, Ambler, PA, 19002
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Philadelphia Mortgage Company, Inc
  • 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002
  • Philadelphia Mortgage Company was created with one goal in mind .. To help people make smarter, better informed financial decisions when looking to purchase a home. With 40 years of experience and well over 10, 000 clients served, PMC is committed to educating and guiding individuals through the mortgage process.
  • Legacy Capital
  • 921A N Bethlehem Pike, Unit 2, Ambler, PA, 19002
  • We’ve been financial advisors, note buyers, real estate operators, developers, lenders, educators, advisors, and coaches. But one big passion that has been there throughout everything and has only grown for us over the years is how to utilize finance to grow and scale businesses in a responsible way.
  • Centennial Lending Group
  • 1126 Horsham Road, Ambler, PA, 19002
  • Centennial Lending, is a growing mortgage lender headquartered in Maple Glen, PA, currently licensed in eleven states with goals to expand its footprint nationwide, offering award-winning knowledge and service to home buyers and home owners seeking new mortgages or refinancing. Inclusion on Inc Magazine’s Inc 5000 list for the past three years
  • LEO MORTGAGE, INCORPORATED
  • 921-A Bethlehem Pike, Suite 208, Ambler, PA, 19002
  • Leo Mortgage is a family owned and operated full service Mortgage Brokerage dedicated to provided tremendous customer service. When we do a good job for you, we believe you will tell a friend - and that is how our business grows. We are: The Leader in Home Financing. We provide good old fashioned customer service. Call us anytime (215) 542-9900
  • CAPE MAY MORTGAGE COMPANY
  • 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002
  • Cape May Mortgage Company was created with one goal in mind... To help people make smarter, better informed financial decisions when looking to purchase a home. With 30 years of experience and well over 10,000 clients served, John Joyce is committed to educating and guiding individuals through the mortgage process.
  • Honeywell Federal Credit Union
  • 512 Virginia Drive, Fort Washington, PA, 19034
  • Honeywell Federal Credit Union is a member owned, not-for-profit financial cooperative chartered in 1937, dedicated to the financial wellbeing of its member.We are committed to helping you meet your financial goal by offering a broad range of quality products & services. Other financial institutions need to generate profits to satisfy stockholders.
  • Trumark Financial Credit Union
  • 335 Commerce Drive, Fort Washington, PA, 19034
  • Since its founding in 1939 by a handful of Bell Telephone Company of Pennsylvania employees, TruMark Financial Credit Union has grown to be a leader in the credit union industry. TruMark Financial provides savings, transaction, and credit services solely for its members. The credit union’s field of membership includes anyone who lives
  • Frankel Financial Corp
  • 455 Pennsylvania Avenue, Suite 2LF, Fort Washington, PA, 19034
  • In 1976, Frankel Financial Corp. was established with the idea of providing a wide spectrum of financial solutions to the non-bank qualified loan transaction. Since then, Frankel Financial Corp. has evolved into a leading provider of innovative and flexible financial solutions to both bank qualified and non-bank qualified clients throughout
  • Filo Mortgage, L.L.C.
  • 500 Office Center Drive, Suite 400, Fort Washington, PA, 19034
  • Filo, you’ll get an easy and fast process, very low rates and low costs. Your loan experience starts amazing and stays amazing over the loan’s term. Maybe you want to close quickly on a dream home, or refinance a home to lower monthly payments or consolidate debt. We’re industry veterans who understand. Helping home buyers.