FHA Vs. USDA loan program for Winter-Gardens, San Diego County, California

In 2025, USDA loan limit in Winter-Gardens, county of San Diego, CA is $615,000 while FHA limit is $753,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Winter-Gardens, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(714) 444-0114 Lender's profile and map Reviews Trojan Financial Solutions 1503 South Coast Drive, Suite 106, Costa Mesa, CA, 92626 "We know that each customer has specific needs when it comes to mortgage and real estate. With our wide array of mortgage products, investment tools and technology coupled with over 20 years of lending experience we aim to give our clients the service they deserve. Today's technology is providing a more productive environment to work in."
(949) 236-6600 Lender's profile and map Reviews JCAP 3151 Airway Ave Ste Q3,, Costa Mesa, CA, 92626 Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans. Our experienced team has been providing quality mortgage services for over 30 years. and Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate.
949.999.2090 Lender's profile and map Reviews DH Leffridge & Company 600 Anton Drive, 11th Floor, Costa Mesa, CA, 92626 Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.
(760) 623-1050 Lender's profile and map Reviews Nava Commercial Capital & Real Estate Inc. 578 G Street, Brawley, CA, 92227 At Nava Commercial Capital & Real Estate Inc. We are a full-service mortgage company based in Brawley, California. We specialize in Residential Loans, Hard Money, Commercial Loans, and Business Loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money
(909) 307-1225 Lender's profile and map Reviews The Mission Company, Inc. 36818 Oak View Road, Yucaipa, CA, 92399 At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs. Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.
(951) 858-2542 Lender's profile and map Reviews The Mortgage Pros Funding, Inc 4199 Flat Rock Road, Suite 116, Riverside, CA, 92505 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(951) 751-0069 Lender's profile and map Reviews Family Tree Lending 34664 County Line Road, Suite 18, Yucaipa, CA, 92399 We are a full-service mortgage company based in Yucaipa, CA. We also serve all the surrounding cities in the Inland Empire. We specialize in FHA, VA, Jumbo, First Time Home Buyer, and Down Payment Assistance Programs.Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money .
(909) 522-6322 Lender's profile and map Reviews Imagine Loan Funding 11963 Stovall Way, Yucaipa, CA, 92399 "Imagine Loan Funding is licensed to originate and broker mortgage loans in the state of CA by the CA Dept of Real Estate. CA DRE #02095441, NMLS #1866855 We offer: Purchase, Refinance, JUMBO, Reverse Mortgages, Conventional, FHA, VA, USDA, CalHFA. We help many unique borrowers like: self employed, DACA, first time home buyers and others."
(909) 576-0597 Lender's profile and map Reviews Certys Financial Inc. 10705 Magnolia Ave, Riverside, CA, 92505 Certys Financial Inc (NMLS #1096493) is a mortgage company serving the states of California, Texas, and Pennsylvania. We use the latest technology such as electronic signing (E-Sign) and paperless processing to ensure minimum effort on your part and speedy processing on ours. Our regard for your financial well being won't allow us
(951) 689-2511 Lender's profile and map Reviews Campbell Financial Services, Inc. 4181 Flat Rock Drive, Suite 250, Riverside, CA, 92505 Since 1989 Campbell Financial Services has continued with one purpose in mind: To meet the needs of our clientele by providing a full array of lending options in an efficient, straight-forward manner. We know you’re busy and that your time is important, and we’re committed to being your lending expert!