USDA Vs. FHA Pro and Con comparison in Lakeside, San Diego County, CA
In the year 2025, the USDA loan limit for Lakeside in San Diego county, CA, stands at $703,800. For a single-family home, the FHA limit is set at $977,500.
Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA today. This will help you determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator also presents side-by-side comparisons of USDA, FHA, Conforming, and VA programs to assist you in choosing the most suitable option for your financial scenario in Alabama.
Loan limits and Down Payment Requirements for 2025 in Lakeside, San Diego county, CA
Loan Type
Loan Limit
Down Payment
USDA
$703,800
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Exploring USDA and FHA Loan Options in Lakeside, CA
Lendersa® is dedicated to providing the quickest and easiest access to the right USDA or FHA loan. Choose one of our three starting methods to connect with lenders and find suitable USDA loan programs.
The USDA home loan, also known as the USDA mortgage or USDA rural development loan, is a federally-backed loan by the Department of Agriculture, intended for rural areas. It does not require a down payment, unlike FHA loans that necessitate a minimum of 3.5%.
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