USDA and FHA Pro and Con in Lakeside, San Diego County, CA

In the year 2025, the USDA loan limit for Lakeside in San Diego county, CA, stands at $703,800. For a single-family home, the FHA limit is set at $977,500.

Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA today. This will help you determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator also presents side-by-side comparisons of USDA, FHA, Conforming, and VA programs to assist you in choosing the most suitable option for your financial scenario in Alabama.

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Loan limits and Down Payment Requirements for 2025 in Lakeside, San Diego county, CA

Loan Type Loan Limit Down Payment
USDA $703,800 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Exploring USDA and FHA Loan Options in Lakeside, CA

Lendersa® is dedicated to providing the quickest and easiest access to the right USDA or FHA loan. Choose one of our three starting methods to connect with lenders and find suitable USDA loan programs.

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Understanding the USDA Loan in CA

The USDA home loan, also known as the USDA mortgage or USDA rural development loan, is a federally-backed loan by the Department of Agriculture, intended for rural areas. It does not require a down payment, unlike FHA loans that necessitate a minimum of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Commonwealth Capital Mortgage, LLC
  • 6301 Strawberry Lane, Louisville, KY, 40214
  • Choosing a loan provider can be both confusing and time consuming. There are so many providers out there that the loan process can sometimes become overwhelming. Commonwealth Capital Mortgage is there help you every step of the way, to reduce stress and help you focus on what is most important - your normal life!
  • Brown-Forman Employees Credit Union
  • 850 Dixie Highway, Forester Center 1, Louisville, KY, 40210
  • Founded in 1936, Brown-Forman Employees Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members that sets us apart from the other financial institutions. Credit unions were formed with one concept in mind, "people helping people.
  • LHome
  • 1126 Berry Blvd, Louisville, KY, 40215
  • LHOME combats historic redlining and institutional racism by providing access to low-interest loans and financial coaching services. These services are greatly needed, primarily by African American low-income residents of West Louisville who want to grow their small businesses, increase their credit scores,
  • Hometown Federal Credit Union
  • 151 N Broadway, Peru, IN, 46970
  • Hometown FCU was started in August of 1936 by 33 Square D Company Employees contributing a total of $25. We moved from the Square D property in January 1989 and began serving Miami County in 1991. Our name changed from Square D Federal Credit Union to Hometown Federal Credit Union to better reflect our membership base.
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  • 11313 USA Parkway, Fishers, IN, 46037
  • FORUM Credit Union is a financial cooperative providing products and services to meet the needs of our members with innovation and care. FORUM provides services such as free checking accounts, free online bill pay, home equity loans, mortgages, business accounts and auto loans. We offer convenient branch locations in the Indianapolis area.
  • Integrity Mortgage Group
  • 12242 E. 116th Street, Suite 200, Fishers, IN, 46037
  • Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.
  • Bottom Line Mortgage
  • 10185 Red Tail Drive, Fishers, IN, 46037
  • Bottom Line Mortgage, where we specialize in residential mortgages. At Bottom Line Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks.
  • Castle Mortgage Corp.
  • 11501 N. Cumberland Road, Suite 300, Fishers, IN, 46037
  • At Castle Mortgage Corp., our mortgage professionals provide the one-on-one guidance you deserve when it comes to purchasing or refinancing a home. We provide conventional and non-conventional mortgage loan options to help clients with all types of budgets and goals. Our mortgage professionals are well-connected in the community