USDA Vs. FHA Pro and Con comparison in San-Bernardino, San Bernardino County, CA
For the year 2025, the loan limit for USDA in San-Bernardino, located in San Bernardino County, CA, stands at $381,800. Meanwhile, the FHA cap for a single-family house is $477,250.
Utilize Lendersa®'s USDA loan calculator to evaluate and contrast current USDA and FHA rates. Assess the necessary income, credit rating, reserves, and documentation needed for eligibility. Our sophisticated calculator presents a comparison of USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program in for your financial needs.
2025 Loan Thresholds and Down Payment Requirements in San-Bernardino, San Bernardino County, CA
Type of Loan
Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loans in San-Bernardino, CA
The aim of Lendersa® is to secure the best USDA or FHA loan for you promptly and with ease. Choose from three starting points for matching lenders and USDA programs.
A USDA home loan is a government-backed mortgage provided through the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is available exclusively in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, a USDA mortgage loan requires no down payment, offering significant accessibility.
The Old Exchange National Bank is an independent community Bank where the decisions about our policies and customers’ needs are made by people living and working in the local community. Our mission is to provide a high level of service to our customers and to be active in our community both as an institution and as individuals.
FCB’s special focus and intensely personal approach have changed the commercial banking landscape in Mississippi. In January 2013, FCB opened a second location in Ridgeland, bringing our affinity for serving the banking needs of businesses and professionals to that fast-growing, dynamic market.
National Bank of Commerce honors its history with a commitment to superior service for our customers, employees, shareholders, and the communities we serve. National Bank of Commerce is the largest locally owned, full-service community Bank serving Northwestern Wisconsin and Northeastern Minnesota
We are a family-owned, community bank that provides both personal and business banking services. With rich local connections, PSB has been serving the area since 1950 and continues to serve Princeville, Peoria and surrounding communities with our core values of service, commitment and trust.
Tangipahoa Parish Teachers’ Credit Union filed its original charter to begin operations almost 72 years ago on August 27, 1946. At the time of its organization, the Credit Union had approximately 25 members and had assets in the amount of $256.50. The field of membership included employees of the Tangipahoa Parish School Board.
At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.
Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.
The MS National Guard FCU serves retired/active members of the MS Air and Army National Guard. Members of the Mississippi Air/Army National Guard including full-time, federal, state, active-duty, civilian, traditional guardsmen, and employees of the non-appropriated fund activities at Thompson Field.
DMC has been providing mortgage loans since 2000. We are a mortgage broker, which allows us the opportunity to work with multiple lenders. Being a broker gives us the ability to access many different programs and secure the best rate for our clients. On October 1, 2009, Diversified Mortgage became a wholly owned subsidiary of Bank of Forest.
