In 2025, the USDA loan limit for Highgrove in Riverside county, CA is set at $460,000, whereas for a single-family home, the FHA limit is $644,000.
Utilize the Lendersa® USDA loan calculator to differentiate between today’s optimal USDA and FHA rates. It will also determine the income, credit, reserves, and documents needed for eligibility. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you to the best program suited to your financial circumstances in Alabama.
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| Loan Type | Loan Limit | Down payment |
| USDA | $460,000 | 0% |
| FHA | $644,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure you the most advantageous USDA or FHA loan swiftly and with minimal hassle. Choose from three entry avenues to connect with lenders and USDA loan options.
A USDA home loan, also known as a rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans that necessitate a down payment of at least 3.5%, USDA mortgage loans eliminate the need for any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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