USDA and FHA Pro and Con in Rossmoor, Orange County, CA
In 2025, USDA loan limit in Rossmoor, county of Orange, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Rossmoor, county of Orange, CA
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Rossmoor, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Wachter Investments, Inc. was founded in 1979 by our father, Harold Wachter, and remains family-owned and operated to this day.We take pride in having successfully endured the roller coaster ride of ups and downs of our Real Estate Market spanning over four decades.We’ve learned plenty over the past forty-one years of being in this industry.
We value your time and understand your frustration with the banks process. Call us today for a free rate quote or click here for our proprietary Quick Quote system. We love bank turn downs and many of those already have completed appraisals that took weeks to finish. After review we will use your report to close the loan fast.
9237 E. Via De Ventura Blvd, Suite 110, Scottsdale, AZ, 85258
Inter-Capital Group is a strategic alliance of professional Commercial Mortgage Bankers and Brokers providing quality origination and underwriting of commercial real estate loans to our lenders and investors nationwide.
We provide the skills and capacity to source, underwrite, professionally package
7702 E Doubletree Ranch Rd, Suite 300, Scottsdale, AZ, 85258
Inspire Home Loans is proud to be the affiliate lender of Century Communities, sharing in the philosophy that exceptional service requires always doing the right thing for you, the customer. Our customer-centered approach to new home finance takes into account who you are, what you aspire to
8204 East Del Caverna Drive, Scottsdale, AZ, 85258
First Charter Financial Corporation is a lender in the primary mortgage market. We are a small company. We only make loans in the state of Arizona. We have a low overhead so we are competitive with the large national companies. We do things differently from the large mortgage banking companies and the big banks.
7702 East Double Ranch Road, Suite 300, Scottsdale, AZ, 85258
"iLending Mortgage is a full-service mortgage company that provides home loans and refinancing options to meet the needs of a growing base of clients.
Based in Scottsdale, Arizona, we offer flexible options for loan programs from fixed or adjustable rates mortgage, hybrid arms, FHA, VA or Jumbo loans and many more."
8655 East Via De Ventura, Suite G-151, Scottsdale, AZ, 85258
Pinnacle Peak Lending, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are the Arizona-based mortgage company that wants to be your trusted partner in the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.
9525 E Doubletree Ranch Road, Suite 102, Scottsdale, AZ, 85258
Scratch Funding LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9420 East Doubletree Ranch Road, Suite C-110, Scottsdale, AZ, 85258
At F.T. Financial, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
7702 East Doubletree Ranch Road, Suite 300, Scottsdale, AZ, 85258
Holmberg Mortgage is Arizona’s premier full service mortgage and private lending company. Our mission is to deliver our clients the best interest rates and terms possible with the lowest closing costs. We are not like typical banks or online mortgage lenders. We don’t charge “junk” fees or excessive closing costs