For the year 2026, if you're looking into loan limits in Cypress, located in the county of Orange, CA, you'll find that the USDA loan limit is $776,600. Additionally, the FHA limit for a single-family home here is $1,089,300, offering distinct financial thresholds.
To make informed decisions, use the Lendersa® USDA loan calculator, which allows you to compare the top USDA and FHA rates available today. This tool helps determine the necessary income, credit scores, reserves, and documents required to qualify. With our advanced mortgage calculators, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the optimal program for your specific financial situation in .
2026 Loan Limits and Down Payment Requirements in Cypress, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Examining USDA and FHA Loan Opportunities in Cypress, CA
The core mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without hassle. Choose one of three initial pathways that will link you with matching lenders and USDA loan programs that suit your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture. This program is available only in rural areas, providing an exceptional opportunity for eligible buyers. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans offer the advantage of requiring no down payment at all, facilitating greater access to homeownership.
Locoga Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
Georgia Power Valdosta Federal Credit Union was granted a federal charter in March 1958 to serve the financial needs of the Georgia Power Company employees and their families across the southern tier of the state. It remained a single sponsored occupationally bonded credit union until 1995.
United Southeast Federal Credit Union was chartered in 1941 to serve employees of the Inter-Mountain Telephone Company. Over the years, our Credit Union has grown to serve the employees of several hundred select employer groups in Tennessee and Virginia. USFCU is owned and operated by its membership.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.
At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.
1200 WOODRUFF ROAD, Suite A3, Greenville, SC, 29607
NextMortgage is what lending should look like. We aren’t just focused on getting the transaction done, but what everyone gains along the way. Products and services matter, but what matters most is our people. The people on our team, the people we do business with, and the people on all sides of the mortgage transaction
128 Millport Circle, Suite 200, Greenville, SC, 29607
At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.
HopeSouth Credit Union is dedicated to helping you realize your financial goals, such as reducing your debt, saving for higher education, buying your first home, or planning for retirement and also Proudly serving the financial needs of those who live, work, worship, or attend school in Abbeville County, South Carolina.
