For the year 2025, if you're looking into loan limits in Cypress, located in the county of Orange, CA, you'll find that the USDA loan limit is $776,600. Additionally, the FHA limit for a single-family home here is $1,089,300, offering distinct financial thresholds.
To make informed decisions, use the Lendersa® USDA loan calculator, which allows you to compare the top USDA and FHA rates available today. This tool helps determine the necessary income, credit scores, reserves, and documents required to qualify. With our advanced mortgage calculators, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the optimal program for your specific financial situation in .
2025 Loan Limits and Down Payment Requirements in Cypress, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Examining USDA and FHA Loan Opportunities in Cypress, CA
The core mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without hassle. Choose one of three initial pathways that will link you with matching lenders and USDA loan programs that suit your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture. This program is available only in rural areas, providing an exceptional opportunity for eligible buyers. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans offer the advantage of requiring no down payment at all, facilitating greater access to homeownership.
715 Terrace Street, Suite 101, Muskegon, MI, 49440
Muskegon Co-op FCU is a full service financial institution offering loans, CDs, interest checking with identity theft, money market accounts and more.
MUSKEGON CO-OP FEDERAL CREDIT UNION is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #FSVCE1DJHJT7.
West Michigan Postal Service Federal Credit Union was chartered in May 29, 1952, by 8 visionary postal employees, for the purpose of saving themselves, co-workers and their families' money. As a member-owned financial institution, West Michigan Postal Service Federal Credit Union is dedicated to serving only the interests of our members.
At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.
Here at Diversified Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
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Republic Bank has grown to become the largest locally-owned community bank in Kentucky. With 45 banking centers in Kentucky, Indiana, Florida, Tennessee and Ohio, and $5.1 billion in assets, Republic is dedicated to meeting the needs of consumers, small business owners and large corporations by offering a full range of competitive products.
We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Baybank Corporation is located in Gladstone, MI, United States and is part of the Depository Credit Intermediation Industry. Baybank Corporation has 32 total employees across all of its locations
First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.
Founded in 1971, Liberty Bank serves Dekalb, Marshall, Cherokee, Etowah and Blount counties in North Alabama. Liberty Bank is a true community bank with the best interests of our customers in mind. Providing outstanding service and dependability are our ultimate goals and also Full Service Office Location and are located at 40956 Alabama Highway 75
Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.
