USDA and FHA Pro and Con in Cypress, Orange County, CA
For the year 2025, if you're looking into loan limits in Cypress, located in the county of Orange, CA, you'll find that the USDA loan limit is $776,600. Additionally, the FHA limit for a single-family home here is $1,089,300, offering distinct financial thresholds.
To make informed decisions, use the Lendersa® USDA loan calculator, which allows you to compare the top USDA and FHA rates available today. This tool helps determine the necessary income, credit scores, reserves, and documents required to qualify. With our advanced mortgage calculators, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the optimal program for your specific financial situation in .
2025 Loan Limits and Down Payment Requirements in Cypress, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Examining USDA and FHA Loan Opportunities in Cypress, CA
The core mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without hassle. Choose one of three initial pathways that will link you with matching lenders and USDA loan programs that suit your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture. This program is available only in rural areas, providing an exceptional opportunity for eligible buyers. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans offer the advantage of requiring no down payment at all, facilitating greater access to homeownership.
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
Citco Federal Credit Union was established in 1954 as the Sheridan Public Employees Federal Credit Union; charter number 9644. The Sheridan Public Employees Federal Credit Union served:
the employees of the City of Sheridan.
the employees of the County of Sheridan.
the employees of the Public School System.
First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.
John O’Dell started O’Dell Construction, Inc. in Sheridan, Wyoming in 1989; two years later, his son Shawn joined him in the business. Over the years, O’Dell Construction has grown into one of the area’s largest general contracting firms, providing service as General Contractor, CMAR (Construction Manager at Risk),
Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm that currently holds over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.
We are a full service mortgage banking company. Cherry Creek Mortgage embodies the best of the big and small lenders. By dealing with Fannie Mae, Freddie Mac, and the Wall Street conduits, our customers are offered a variety of loan products and services with the financial backing they can count on.
Peninsula Credit Union is a federally chartered credit union and is regulated by the National Credit Union Administration. Everyone who lives, works, worships, goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County and/or the immediate family related to a current member is eligible to join
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Spokane Media Federal Credit Union. The original mission of the credit union was to encourage savings and grant members easier access to money for use in emergencies. SMFCU expanded its field of membership in 1973 to include radio, television and newspaper employees. Because we are a federally chartered institution, we adhere to guidelines that ens
