USDA Vs. FHA your options comparison in Brea, Orange County, CA

In 2025, USDA loan limit in Brea, county of Orange, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Brea, county of Orange, CA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Brea, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Unlimited Mortgage Group Inc
  • 2645 North Berkeley Lake Road, Building A, Suite 102, Duluth, GA, 30096
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Brightside Home Loans Inc
  • 2862 Buford Highway, Suite 102, Duluth, GA, 30096
  • "We’re making getting a mortgage easier than ever before. Brightside Home Loans Inc. has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days."
  • Keystone Residential Mortgage LLC
  • 3473 Satellite Blvd, Suite 200N, Duluth, GA, 30096
  • Keystone Residential Mortgage LLC Every day I help clients obtain the best loans in San Francisco in order to finance their properties. I provide specialized home-buying and refinancing services, and my approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.
  • United Premier Funding LLC
  • 2645 N Berkeley Lake Road, Building F, Suite 138 & 139, Duluth, GA, 30096
  • United Premier Funding founded 2011 and also a Residential Mortgage Broker serving in the state of Virginia aims to maintain an effective and professional attitude to serve our customers. Our mission and entire team has always been committed to providing customers with quality service to assist.
  • Northeast Capital Finance LLC
  • 2547 Staunton Lane, Duluth, GA, 30096
  • Northeast Capital Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Southeast Mortgage
  • 3575 Koger Blvd, Suite 400, Duluth, GA, 30096
  • We are your Georgia Mortgage Specialists. We understand that your home loan is one of the largest transactions you can make and you deserve great service. We specialize in Georgia home loans, but also serve Alabama, Florida, Mississippi, North Carolina, South Carolina and Tennessee. We can also assist
  • Affordable Mortgage Partners PC
  • 7461 Steeplechase Dr., Saline, MI, 48176
  • Our journey began late in 2012, with the principles of honesty, integrity, and transparency cemented in our company mission. Our client focused approach allows our team to provide tailored financing solutions to your unique situation. We remain highly competitive in the marketplace by offering our clients guaranteed rates at wholesale pricing.
  • Jeep Country Federal Credit Union
  • 7030 Spring Meadows West Drive, Holland, OH, 43528
  • Jeep Country Federal Credit Union is a member owned financial cooperative that is committed to providing friendly, personal, convenient and competitive services to its member owners. The Credit Union desires to build lasting relationships with our members in order to enable our members to achieve
  • Greentree Mortgage Services
  • 7555 Airport Hwy, Suite A, Holland, OH, 43528
  • We provide mortgage loans for home purchasing and refinancing in Ohio and Michigan. If you are looking to buy a home or refinance an existing mortgage, please call for a no-cost analysis of your options. We provide 24 hour pre-approvals, and strive to create "Raving Fans"​ of our clients.