USDA Vs. FHA your options comparison in San-Andreas, Calaveras County, CA

In the year 2026, the USDA loan limit for San-Andreas in Calaveras county, CA, is set at $392,900, whereas the FHA limit reaches $373,750 for a single-family dwelling.

Use the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today, and see what income level, credit score, reserves, and documentation are necessary to qualify. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting in determining which program in best suits your financial landscape.

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2026 Loan Limits and Down Payment Specifications in San-Andreas, Calaveras County, CA

Category of Loan Limit of Loan Initial Payment
USDA $392,900 0%
FHA $373,750 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in San-Andreas, CA

The mission of Lendersa® is to swiftly and seamlessly secure the best possible USDA or FHA loan for you. Choose from three starting options to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. Available only in rural areas, these loans differ from FHA loans which require at least a 3.5% down payment, as USDA loans do not need any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Integrity Mortgage
  • 8678 Skillman, Dallas, TX, 75243
  • Integrity Mortgage Corporation of Texas was founded in 1993 by Roger and Pam Bazzell. Roger has more than 30 years of experience in all aspects of the mortgage industry, while Pam has served as an originating sales officer for nearly 20 years. Since its founding, Integrity Mortgage.
  • Texas Brand Bank
  • 4161 McKinney Ave, Suite 101, Dallas, TX, 75204
  • As a community-focused bank, we'd like to take a second to recognize the people that make Dallas, the surrounding communities, and this bank great — our loyal customers. From all of us at Texas Brand Bank, we'd like to thank you for your commitment to us and promise to uphold the same level of commitment you've shown us, every single day.
  • Lighthouse Lending LLC
  • 4131 North Central Expressway, Suite 900, Dallas, TX, 75204
  • Alfonso Barrera, Broker/Owner of Lighthouse Lending LLC is an Independent Mortgage Broker with access to many large Wholesale Lenders. With us, apply only once and we'll do all the legwork to shop around with many different lenders for the best terms for your new mortgage. We have access to hundreds of wholesale mortgage.
  • Recap Home Loans
  • 6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
  • Recap Home Loans was founded February 2021 in Dallas, TX. The company was founded with the goal of creating a new mortgage product that utilizes a borrowers cryptocurrency investments as additional collateral for a 100% financing loan product to purchase real estate. Recap Home Loans is a full-service, first mortgage lending platform.
  • Imagine Lending
  • 5940 La Vista, Dallas, TX, 75206
  • At Imagine Lending we provide our customers with the best rates and the best service. We offer mortgage refinance loans, home purchase loans, and home equity loans. We also specialize in loans for people with bad credit and can offer free credit repair. And we are a discount lender, which means we close a high volume of loans.
  • Tatom Lending LLC
  • 3235 Homer Street, Dallas, TX, 75206
  • Tatom Lending is a Mortgage Brokerage firm with an emphasis on educating, empowering, and protecting homeowners, home loan borrowers, and home buyers. We offer honest solutions to the lending process with the utmost respect for integrity and our client's financial goals. We work for you; and our existence depends on your success.
  • BobMortgage LLC
  • 8350 North Central Expressway, Suite 1900, Dallas, TX, 75206
  • BobMortgage clients are entitled to a better experience than the industry provides and I'm committed to delivering it. I have been blessed to have provided financing to over 25, 000 families for over 5 billion in loan volume. Providing financing to all those families, give my new clients the benefit of working with one of the nation's.
  • Hurst Lending & Insurance
  • 6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
  • Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
  • Hurst Lending & Insurance
  • 6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
  • Hurst Lending & Insurance is a mortgage lending and home & auto insurance provider based in Dallas, Texas. Hurst Lending was founded in 2006 as Moneysafe, a full-service mortgage lending company. After adding several specialty lending divisions and an insurance brokerage, the company changed its name in 2014 to Hurst Lending & Insurance to better c
  • DHLC Investments Inc
  • 4300 North Central Expressway Suite 400, Dallas, TX, 75206
  • DHLC Mortgage, LLC, we provide Texas Real Estate Investors Hard Money loans. We can fund quickly, typically 48 hours after we have a complete loan file. Hard Money is available for adequately collateralized loans on single-family residential houses and other Real Property including select multi-family projects