USDA Loan Vs. FHA loan pro & con San-Andreas, Calaveras County, CA

In 2025, USDA loan limit in San-Andreas, county of Calaveras, CA is $392,900 while FHA limit is $373,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in San-Andreas, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(231) 348-7690 Lender's profile and map Reviews St. Francis X. Federal CU 2140 M-119, Petoskey, MI, 49770 St. Francis X FCU’s mission is to be the premier provider of financial services for all residents of Northern Michigan. To achieve this goal we will sustain a culture of never-ending improvement, commit to maximum customer value, operate with integrity and honesty in all relationships, actively support our community, and pursue the application of i
(502) 242-5073 Lender's profile and map Reviews Parkside Mortgage LLC 5948 Timber Ridge Drive, Suite 202, Prospect, KY, 40059 Parkside Mortgage is an independent mortgage company licensed in KY, IN, TN, and FL. Our efficient business model allows us to offer rates below the national average while providing above-average service. Specialized loan products are available that you won’t find at the typical big-box lender or bank.
(269) 781-9885 Lender's profile and map Reviews Marshall Community Credit Union 839 West Green Street, Marshall, MI, 49068 MCCU was established in 1951 and is a full service financial institution proactively promoting the credit union philosophy of "people helping people." We provide high earnings on savings, low rates on loans, no annual fee credit cards, home financing -- the list of services is endless.
(502) 738-1003 Lender's profile and map Reviews Wholesale Mortgage Source, LLC 12700 Townepark Way, Suite 111, Louisville, KY, 40242 Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.
(502) 890-2200 Lender's profile and map Reviews United Financial Group, LLC. 2500 Hermitage Way, Louisville, KY, 40242 United Financial Group, LLC is a Mortgage Lender founded by John Dziedzic in April, 2002. John’s vision in 2002 was to offer clients exceptional service through education, communication and to provide clients with optimal mortgage options. John and team UFG believe that providing clients with the right knowledge eliminates stress at closing time
(256) 585-2000 Lender's profile and map Reviews MidTown Mortgage Company 500 Providence Main St, Suite 2, Huntsville, AL, 35806 We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs & we will find the loan that best suits your needs.
(888) 391-4099 Lender's profile and map Reviews United Mortgage Lending Corp 9850 Von Allmen Court, Suite 201, Louisville, KY, 40241 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(502) 645-4722 Lender's profile and map Reviews MILESTONE LENDING 9850 Von Allmen Ct, Suite 201, Louisville, KY, 40241 Purchasing a home is one of the biggest financial decisions an individual or a family will ever make. Homeownership is often thought to be an essential ingredient of the “American Dream". At Milestone Lending we believe that homeownership is a commitment to strengthening families, communities, and promoting good citizenship.
(270) 659-0171 Lender's profile and map Reviews Edmonton State Bank 909 West Main Street, Glasgow, KY, 42141 Edmonton State Bank is one of the few, locally owned and operated community banks. The Thompson Family has been serving the needs of our communities for five generations, and current Chairman and CEO John D. Thompson has enjoyed a nearly 60-year tenure working within those communities.
(888) 651-7466 Lender's profile and map Reviews South Central Bank 501 S. L. Rogers Wells Blvd, Glasgow, KY, 42141 South Central Bank will provide shareholders, customers, team members, and the community with open, honest financial experiences that exceed expectations. South Central Bank will always be the first choice provider for banking solutions that instill confidence among customers, team members, and the community.