USDA Vs. FHA your options comparison in Rancho-Calaveras, Calaveras County, CA
In 2026, the USDA loan limit for Rancho-Calaveras in Calaveras, CA, stands at $392,900, while the FHA limit for a single-family home is $373,750.
Apply the Lendersa® USDA loan calculator for comparing today's optimal USDA and FHA rates. Assess the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in deciding which program in states like Alabama suits your financial context best.
Loan limits and down payment requirements for 2026 in Rancho-Calaveras, Calaveras, CA
Loan Type
Loan Limit
Down Payment
USDA
$392,900
0%
FHA
$373,750
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Rancho-Calaveras, CA
Lendersa®'s mission is to secure you the best USDA or FHA loan quickly and with ease. Choose one of three starting options that connect you with matching lenders and USDA loan programs.
The USDA home loan, funded by the government's Department of Agriculture—commonly known as a USDA rural development loan or USDA mortgage—is exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
Hi-Land Credit Union in Murray we’re happy to reliably fulfill the community’s need for a wide range of financial services. This includes free checking, auto, home improvement loans, and most other banking services. Over the years we’ve developed a solid track record of personalized, friendly, and dependable customer care.
4685 South Highland Drive, Suite 105, Holladay, UT, 84117
We maintain a high level of communication with our clients and are constantly evolving with the mortgage industry in technology and policy. Our experience and understanding of the process makes for a smooth, efficient closing that our clients rave about time and again. Home Quest Lending, a local mortgage broker here to fund your purchase.
4568 Highland Dr, Suite 250, Salt Lake City, UT, 84117
"Our Utah Mortgage Team serves: Salt Lake City, Millcreek, Provo, Orem, Ogden, and other surrounding areas.
That’s right. We are available to our clients 7 days a week. We’re committed to providing the best loan treatment in the industry, while also curing your worries during the process."
5442 South 900 East, Suite 142, Salt Lake City, UT, 84117
Primary Source Lending was established in 2020 by the father and son team of Alma and Spencer Hansen. With more than 42 years of combined experience in the Hard Money and Private Money business there is no other team in Utah that has the breadth of knowledge and experience to assist you on your next deal.
We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA.
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5200 SW Meadows Road, Ste 150, Lake Oswego, OR, 97035
MMTC offers quick closings (3-5 days in many cases), practical underwriting for investors, and lends on a variety of property types and conditions. We can close in entities or an individual’s name, and advance repair draws rather than reimbursing clients. Up to 90% of purchase price plus 90% of repairs. We also offer other creative products not co
5335 Meadows Rd, Suite 380, Lake Oswego, OR, 97035
Clunas Funding Group Inc. is a licensed mortgage broker in Lake Oswego, Oregon specializing in hard money loans. We provide quick access to capital for borrowers, real estate agents and mortgage brokers in Oregon, Washington and California. CFG is a collateral-based lender focusing on bridge loans, fix and flip or rehab loans and commercial loans.
Select Lending Services mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan and the best way to find out what mortgage is best for your home purchase is to get preapproved with a Select Lending Services.
