USDA Vs. FHA your options comparison in Angels, Calaveras County, CA

In 2025, USDA loan limit in Angels, county of Calaveras, CA is $392,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Angels, county of Calaveras, CA

Loan Type Loan Limit Down payment
USDA $392,900 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Angels, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Avista Credit Union
  • 1411 East Mission Avenue, Spokane, WA, 99202
  • Avista Corp. Credit Union has been around since 1934. The Credit Union was formed to provide rates of interest for savings accounts and low rates on loan products. We are a nonprofit entity overseen by a 12 member Board of Directors made up of current employee’s and retirees. The Credit Union’s sole purpose is to make our members' financial situati
  • Top Lending Team, LLC
  • 25 N Napa St, Spokane, WA, 99202
  • Top Lending Team is your resource for personalized mortgage solutions, fast customized quotes, great rates, and service with integrity Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
  • Modus Mortgage
  • 140 S Arthur St, Suite 506, Spokane, WA, 99202
  • We've had the pleasure of serving you as K Loans since 2013, and we're looking forward to continue helping you achieve your home goals as Modus Mortgage (NMLS# 1028232). Don't worry though, only the name is changing. Whether you're buying or refinancing your home, need a pre-approval letter or have questions about the home loan process.
  • Catlin Capital, Inc.
  • 1410 N Mullan, Suite 205, Spokane, WA, 99206
  • Catlin Capital's Loan Officers are entrusted with your very personal financial information and we secure our clients' data and information fully. We understand that securing the right mortgage is an essential part of achieving your financial dreams and goals. At Catlin Capital, we consider ourselves "stewards of wealth
  • Numerica Credit Union
  • PO Box 4000, Spokane Valley, WA, 99037
  • Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.
  • Heritage Home Loans
  • 1227 N Argonne Rd., Spokane, WA, 99212
  • We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
  • Preferred Capital Investors, LLC
  • 3015 W Circle Pl, Spokane, WA, 99205
  • Preferred Capital Investors, LLC is a leading nationwide hard money lender dedicated to empowering real estate investors with the essential capital needed to fuel their ventures. We offer up to 100% financing on purchase and rehab loans, ground up construction loans, DSCR's and more
  • Spokane Firefighters Credit Union
  • 2002 North Atlantic, Spokane, WA, 99205
  • Spokane Firefighters Credit Union was founded by Spokane Firefighters in 1934, during the Great Depression. This was a time when trust in banks was at an all time low and Americans with common interests banded together to form their own financial cooperatives. While many credit unions have expanded their membership fields
  • Spokane City Credit Union
  • 1930 N Monroe Street, Spokane, WA, 99205
  • SCCU was founded in 1934, it was called City Employees Credit Union of Spokane. It was an occupation-based credit union, like so many credit unions of the time, and all of our members were employed by the City of Spokane. Later, membership was expanded to include Spokane Transit Authority.
  • Prime One Mortgage Corp.
  • 3305 W. Bismark Ave, Spokane, WA, 99205
  • At Prime One Mortgage Corp. We are glad you stopped by to check us out. Prime One Mortgage is a full-service Mortgage Broker offering home loans for purchase and refinance transactions in Washington and Idaho. Our company has provided mortgage loan services to thousands of satisfied people since 1997.