USDA Vs. FHA Pro and Con comparison in Angels, Calaveras County, CA
In the year 2026, the USDA loan cap in Angels, located in the county of Calaveras, CA, is set at $392,900. Meanwhile, the FHA loan limit for a single-family residence is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's prime USDA rates against FHA rates, defining the income, credit requirements, reserves, and documents needed for eligibility. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in choosing the most suitable financial option in states like Alabama.
2026 loan caps and down payment benchmarks in Angels, the county of Calaveras, CA
Type of Loan
Max Loan Amount
Initial Payment
USDA
$392,900
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA lending choices in Angels, CA
Achieving the ideal USDA or FHA loan conveniently and swiftly is the mission of Lendersa®. Choose among three efficient paths to match with the right lenders and the USDA loan programs.
The USDA home loan, secured by the US Department of Agriculture—commonly referred to as the USDA rural development loan or mortgage—is accessible exclusively in rural sectors. Contrary to FHA loans that demand a minimum 3.5% down payment, the USDA mortgage requires none.
White Eagle Credit Union, founded in 1935, and with branches in Augusta, El Dorado and Newton, Kansas, is a “Refreshingly personal. Remarkably advanced.” financial cooperative providing outstanding service with a dedication to helping members improve their financial well-being. White Eagle provides advanced mobile and online banking services.
Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
Chartered in 1917, we at First National Bank of Oklahoma recently celebrated our 100th anniversary. With a new ownership and management team assembled since 2002, recent years have been exciting. The bank’s focus has been sharpened, two new Oklahoma City banking offices have been opened.
4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143
BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.
LINCONE Federal Credit Union is a Financial Services company located in Lincoln, Nebraska, United States.
We are unique from other institutions. We are not owned by shareholders, we are owned by our members;
Anyone that lives, works, worships, or attends school in Lancaster County, NE.
Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.
Norstar FCU is your family, friends and neighbors. We are a community credit union founded in 1942. With a local presence and local decision-making, we are here to bring that personal touch back to your finances. The friendly staff, terrific rates and many conveniences of NFCU have made believers out of over 2, 700 satisfied members.
In 1955, a group of seven people obtained a Federal Charter to organize a Credit Union. Employment with the University Hospital, Oklahoma Medical Research Foundation, and Oklahoma Medical School created a common bond that today has grown to include the Oklahoma City Metro Area, more than 11, 000 members, and over $100 million in assets.
The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.
Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
