USDA Vs. FHA Pro and Con comparison in Angels, Calaveras County, CA
In the year 2025, the USDA loan cap in Angels, located in the county of Calaveras, CA, is set at $392,900. Meanwhile, the FHA loan limit for a single-family residence is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's prime USDA rates against FHA rates, defining the income, credit requirements, reserves, and documents needed for eligibility. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in choosing the most suitable financial option in states like Alabama.
2025 loan caps and down payment benchmarks in Angels, the county of Calaveras, CA
Type of Loan
Max Loan Amount
Initial Payment
USDA
$392,900
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA lending choices in Angels, CA
Achieving the ideal USDA or FHA loan conveniently and swiftly is the mission of Lendersa®. Choose among three efficient paths to match with the right lenders and the USDA loan programs.
The USDA home loan, secured by the US Department of Agriculture—commonly referred to as the USDA rural development loan or mortgage—is accessible exclusively in rural sectors. Contrary to FHA loans that demand a minimum 3.5% down payment, the USDA mortgage requires none.
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