In 2025, the USDA loan limit in Jackson, within Amador county, CA, reached $379,200, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare the most favorable USDA versus FHA rates available today and to understand the income, credit, reserves, and documentation required for qualification. Our enhanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $379,200 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure for you the most advantageous USDA or FHA loan quickly and effortlessly. You can opt for one of three starting points to connect with matching lenders and access USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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