USDA Loan Vs. FHA loan for Jackson, CA [ best of 2023]

In 2024, USDA loan limit in Jackson, county of Amador, CA is $379,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Jackson, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(712) 322-0841 https://unitedcreditunion.org/ 1331 miles Lender's profile and map Reviews United Credit Union 1900 W Broadway, Council Bluffs, IA, 51501 United Credit Union offers our valued members exclusive benefits. United Credit Union is located in Council Bluffs, Iowa, and was founded in 1953. The credit union has provides banking services to more than 2,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(405) 275-5014 https://www.bisonfcu.com/ 1333 miles Lender's profile and map Reviews Bison Federal Credit Union 2 West Macarthur, Shawnee, OK, 74804 On February 15, 1951, a special group of people, inspired by Ralph Burnett, met in a room at Oklahoma Baptist University to establish a credit union. Those original incorporators were Charles V. Manes, Edward Hurt, Jr, Leroy Bond, C.V. Milliken, Clifford J. Smith and Ralph Burnett. On April 9, 1951, Bison Federal Credit Union opened its doors.
(405) 275-8830 https://www.fnbokla.bank/ 1333 miles Lender's profile and map Reviews First National Bank and Trust Company 130 E MacArthur, Shawnee, OK, 74804 Why is First National Bank & Trust Co. your bank for life? You never know where life is going to take you. That's why we know it's important to have a bank that will help you navigate the paths you choose for you and your family. With sound banking practices and a focus on getting to know you and your banking needs,
(701) 874-2161 https://dhbanknd.com/ 1334 miles Lender's profile and map Reviews Dakota Heritage Bank of North Dakota 109 Main Street, Hunter, ND, 58048 Dakota Heritage Bank aspires to have a strong image created by helping our customers accumulate and retain wealth. We will sell those products and services that will enhance our customers’ ability to reach their financial goals.Our core purpose is to make a positive impact in our communities and in the lives we touch.
(254) 445-4400 http://www.bankingfnb.com/ 1336 miles Lender's profile and map Reviews First National Bank of Dublin 825 N. Patrick, Dublin, TX, 76446 The First National Bank is an independent locally owned bank located in Dublin, Texas. The bank was chartered on May 7, 1985. On January 1, 1997 First National Bank merged with First State Bank of Deleon, Texas. The newly created bank retained the First National Bank's name & opened its main office in Dublin & branches in DeLeon and Gustine, Texas.
(712) 388-0505 https://www.midstatesbank.com/ 1337 miles Lender's profile and map Reviews Midstates Bank, National Association 1851 Madison, Council Bluffs, IA, 51503 We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.
(580) 226-6222 https://www.bankanb.com/ 1338 miles Lender's profile and map Reviews American Nation Bank 1901 North Commerce, Ardmore, OK, 73401 American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.
(580) 223-1111 https://www.1nb.com/ 1338 miles Lender's profile and map Reviews First National Bank and Trust Company of Ardmore 405 West Main Street, Ardmore, OK, 73401 Our leadership is committed to the development of new leaders for the future of our bank and our communities. We will continue to promote the economic growth and stability of the communities we serve by providing high quality, competitive financial products and personalized, customer-oriented service.
(580) 226-4610 https://citizensbt.com/ 1338 miles Lender's profile and map Reviews Citizens Bank & Trust Company 1100 N Commerce St, Ardmore, OK, 73401 Our bank opened its doors on September 18, 1978 in the Little Building, located at 10 West Main Street. At inception, we were a national bank, and our bank's name then was Citizens National Bank. When we moved to our current location at 1100 North Commerce Street in 1979, we reopened the downtown location as a branch of the bank in January 1984.
(580) 223-4663 http://www.greenmortgagecompanyok.com 1338 miles Lender's profile and map Reviews Green Mortgage Company 2007 N. Commerce St, Ardmore, OK, 73401 "Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation. ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
(325) 648-2216 https://www.mcbanktx.com/ 1338 miles Lender's profile and map Reviews Mills County State Bank 1017 Parker Street, Goldthwaite, TX, 76844 MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter