FHA Vs. USDA loan program for Jackson, Amador County, California

In 2025, USDA loan limit in Jackson, county of Amador, CA is $379,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Jackson, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(801) 499-2500 499 miles Lender's profile and map Reviews Bob Kirkman Mortgage Lender 1448 N 2000 W, Suite 2, Clinton, UT, 84015 Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.
(801) 663-4323 499 miles Lender's profile and map Reviews ATOMortgage, LLC 1857 N 1000 W, Suite 1, Clinton, UT, 84015 At ATOMortgage, we recognize each individual client is unique and will work hard to provide the best solution for your needs. It takes a detailed and organized professional to ensure a smooth transaction. ATOMortgage will guide you through the mortgage process and provide exceptional customer service by keeping you informed and updated.
(503) 636-4800 499 miles Lender's profile and map Reviews Community Financial Corporation 412 A Ave, Suite 150, Lake Oswego, OR, 97034 Community Financial Corporation offers lending solutions for short-term construction and lot/land acquisition and development for builders in Oregon and Southwest Washington. We take pride in our reassuring, low-key approach to help you find the best loan for your needs. Community Financial makes local decisions regarding loan approvals.
(503) 752-2357 499 miles Lender's profile and map Reviews Avelloe Mortgage Corporation 415 State Street, Suite 190, Lake Oswego, OR, 97034 Avelloe was founded by David Feathers, a mortgage professional since 1988, on the principals of effective communication, education, and a “do the right thing no matter the cost” attitude. As a truly independent Mortgage Broker, Avelloe has access to multiple funding sources, not just one underwriting platform.
(503) 816-4602 499 miles Lender's profile and map Reviews Newland Mortgage 4000 Kruse Way Pl, Bldg 3, Suite 120, Lake Oswego, OR, 97034 Newland Mortgage was founded on principles of education, information and transparency. As a full service Independent Mortgage Broker we have the ability to shop the best wholesale lenders in the country to find the most competitive rates and options. Our goal is to be the premier mortgage broker in the Portland market.
(801) 999-8275 499 miles Lender's profile and map Reviews The loan chef 488 East 6400 South, Suite 300, Salt Lake City, UT, 84107 Most anyone can close a deal; what sets The Loan Chef above the rest is how sweet the entire process is. With over a decade and a half of mortgage experience, an MBA from Westminster College, and numerous professional relationships throughout the real estate/construction industry
(801) 550-1796 499 miles Lender's profile and map Reviews The Z Mortgage Team 4500 S 777 E, Suite 215, Salt Lake City, UT, 84107 Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.
(801) 604-4949 499 miles Lender's profile and map Reviews Jumbo Mortgage Utah 512 East Winchester, Suite 6400, Salt Lake City, UT, 84107 "WWW.JUMBOMORTGAGEUTAH.COM is Utah’s premiere Jumbo Home Mortgage Lender. We offer the lowest Jumbo Mortgage rates in Utah and we make the process simple, straightforward and fast for Borrowers seeking a mortgage in Utah. Our Jumbo, Conventional and VA mortgage rates are the lowest available in Utah."
(917) 338-2555 499 miles Lender's profile and map Reviews Commercial Mortgage Loans 869 E. 4500 S, Suite 370, Salt Lake City, UT, 84107 Commercial Mortgage Loan and Commercial Financing Receive up to your four best Commercial Mortgage Loan offers in 24 hours following your Commercial Loan Application submission direct from our Commercial Mortgage Lenders without pulling credit for Commercial Purchase or Commercial Refinance.
(801) 281-0205 499 miles Lender's profile and map Reviews FSI Mortgage, L.C. 111 East 5600 South, Suite 102, Murray, UT, 84107 FSI Mortgage provides residential mortgage loans, lines of credit and FHA and VA loans. Since we do not work for any one lender, but rather a variety of lenders, we help to determine the loan that best fits you and your circumstances. We offer competitive rates and exceptional service, which will meet and exceed your expectations.
(801) 560-3639 499 miles Lender's profile and map Reviews Next Level Home Loans 684 East Vine Street, Suite 4B1, Murray, UT, 84107 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult & confusing process of choosing and getting the exact loan to meet your specific needs.