USDA Vs. FHA Pro and Con comparison in Jackson, Amador County, CA
In 2025, the USDA loan limit in Jackson, within Amador county, CA, reached $379,200, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare the most favorable USDA versus FHA rates available today and to understand the income, credit, reserves, and documentation required for qualification. Our enhanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you determine which program in is most suitable for your financial needs.
2025 Loan Limits and Downpayment Requirements in Jackson, Amador, CA
Loan Type
Loan Limit
Down Payment
USDA
$379,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jackson, CA
Lendersa® aims to secure for you the most advantageous USDA or FHA loan quickly and effortlessly. You can opt for one of three starting points to connect with matching lenders and access USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment at all.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
2888 Loker Avenue East, Suite 201, Carlsbad, CA, 92010
Solidify Mortgage Advisors is a group of mortgage experts that has collectively originated over one billion dollars in home financing. Priding ourselves on our diverse clientele from veterans to retirees and salaried to the self-employed－Solidify serves clients needing initial purchase financing and refinancing for their home and residential.
2522 West Ranch St, Suite 204, Carlsbad, CA, 92010
Centerpointe Capital was incorporated in 2004 by Scott Polimeni, President and Broker. Scott proudly served his country for 8 years in the US Army and also graduated Class President from the Riverside Co. Sheriff’s Academy and enjoyed working for 2 agencies and several different assignments during his law enforcement career.
Lorenzo Rivera has over 14 years of experience in the Real Estate market. He is a licensed Realtor and Mortgage Originator, with experience that spans across the state of California. Lorenzo strives to build a meaningful relationship with every client, ensuring that everyone has a pleasant experience throughout the buying or selling process.
At Midwest Financial Inc., our mission is to educate and guide prospective investors, buyers, and sellers. Our success is made possible by demystifying the buying, selling and refinancing process while providing solutions that lead to results.
We know for anyone to experience true success it is vital to partner
Belinda Biedebach, Mortgage Broker at Secured Lending Group
380 S Melrose Dr, Suite 381, Vista, CA, 92081
At Secured Lending Group, we know getting a mortgage is one of the biggest financial decisions anyone can make. We are a boutique mortgage company that understands the importance of personalized and quality service. With nearly 35 years of combined experience, our team is a trusted source in finding the best terms that fit your needs.
Compadre Brokers Proving every day that a small brokerage with mastery of digital skills and a strong niche market presence can succeed in the California market. The Compadre Brokers platform is built to provide scalable real estate and mortgage services but we have a few extra tools. By leveraging unique factory built sales and finance relationshi
1611 S Melrose Drive, Suite A102, Vista, CA, 92081
Camden Investment Strategies Southern California’s premier real estate company. If it’s your forever home you’re searching for, selling your property, looking to buy an investment property and cash flow or have your property managed, you’ve come to the right place. We will take the process from beginning to end for you.
We offer professional, experienced buyer and seller representation and/or financing for our clients' residential real estate transactions. In addition, we offer property management services, unmatched in the industry! Whether you are a first-time homebuyer or a seasoned investor, we are here to help! In addition to excellent
We are a team of knowledgeable & professional Realtors with an in-house wholesale Loan Originator to fit you with the best home & loan for your needs. Juan Pérez is a Certified Residential Specialist with over 12 years of experience of helping local clients sell homes.He achieved success due to his commitment to providing beautiful homes in Sussex.
Dave Warth Mortgage Broker As a mortgage broker, I work with the wholesale departments of several banks & lenders nationwide so I can offer every type of mortgage available on the market at the best rates and costs. Unlike big banks who only have limited loan programs and sales reps who take your loan application.
