USDA VS FHA in Loma-Linda, San Bernardino County, CA
In 2025, the USDA loan limit for Loma-Linda, within the county of San Bernardino, CA, is set at $381,800, whereas the FHA limit for a single-family property is $477,250.
To help you determine the best loan options, use the Lendersa® USDA loan calculator to compare the current USDA and FHA rates. This tool will guide you on necessary income, credit score, reserves, and documentation for eligibility. With our premier mortgage calculator, you can view USDA, FHA, Conforming, and VA loans in parallel, assisting in your decision about which program can best meet your financial goals in .
2025 Loan Limits and Down Payment Requirements in Loma-Linda, County of San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Loma-Linda, CA
Lendersa® is committed to securing the most advantageous USDA or FHA loans swiftly and seamlessly. You can start your journey by choosing from three strategic starting points that will align you with suitable lenders and USDA loan options.
The USDA home loan program, guaranteed by the U.S. Department of Agriculture, also known as a USDA mortgage or rural development loan, is exclusively available in designated rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
119 N Commercial St, Suite 240, Bellingham, WA, 98225
Advisory Lending Group, we are driven to meet the mortgage needs of our community.Whether you are purchasing your first home, investment property or building your dream home, Carla Lee and Advisory Lending Group will empower you with confidence with our knowledge, convenience & solid expertise from initial application through and beyond the closing
WECU, we strive to make a meaningful difference in the lives of our members. That’s why we commit our people, capital, and ideas to help our members, and the communities we serve, grow. Taking care of our members means taking care of our people first. That’s why we strive to be an employer of choice by offering market-leading pay.
We want to welcome you to Junction National Bank's website! We hope our website provides valuable information to you either as a customer, or as a prospective customer. We hope your visit to our site is pleasant and informative and as always, we welcome your thoughts and suggestions.
4164 Meridian Street, Suite 108, Bellingham, WA, 98226
Neighborhood Mortgage is a locally owned mortgage company located in Bellingham, Washington. Our company mission is to provide superior customer service and offer a variety of mortgage products including: purchase mortgages, refinances, FHA Loans, VA Loans, USDA Loans, Reverse Mortgage Loans, Section 184 Loans, Construction Loans and more.
Hyak Financial provides a wide variety of commercial mortgage products and business financing services. With over 90 years of combined commercial banking, mortgage, and real estate experience, the Hyak Financial Team has the experience to find the best rates and terms on most commercial real estate or business financing transactions.
Brady National Bank was chartered in 1905 and is the oldest bank in McCulloch County. Our safe and sound banking practices, as well as our ability to meet the needs of our local community, promises we'll be around for another 100 years. We have a long-time history of offering modern financial conveniences while still providing
Our full service banking offices are located in Brady and San Saba. Our local ownership enables us to deliver an unmatched level of personal service to each and every customer. While we will never stray from our commitment to personal service, we realize that technology is reshaping the way that individuals and customers conduct business.
Central Texas Farm Credit provides financing for farms and ranches, operating expenses, Livestock and equipment, recreational property, and country homes. As a Central Texas Farm Credit borrower, you are a member of a cooperative and entitled to share in its financial success. Established in 1916.
