USDA VS FHA in Loma-Linda, San Bernardino County, CA
In 2025, the USDA loan limit for Loma-Linda, within the county of San Bernardino, CA, is set at $381,800, whereas the FHA limit for a single-family property is $477,250.
To help you determine the best loan options, use the Lendersa® USDA loan calculator to compare the current USDA and FHA rates. This tool will guide you on necessary income, credit score, reserves, and documentation for eligibility. With our premier mortgage calculator, you can view USDA, FHA, Conforming, and VA loans in parallel, assisting in your decision about which program can best meet your financial goals in .
2025 Loan Limits and Down Payment Requirements in Loma-Linda, County of San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Loma-Linda, CA
Lendersa® is committed to securing the most advantageous USDA or FHA loans swiftly and seamlessly. You can start your journey by choosing from three strategic starting points that will align you with suitable lenders and USDA loan options.
The USDA home loan program, guaranteed by the U.S. Department of Agriculture, also known as a USDA mortgage or rural development loan, is exclusively available in designated rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.
Peoples Bank of Middle Tennessee is proud to be locally owned and operated. Locally owned means decisions are made locally. The money you deposit in Peoples Bank is reinvested in the form of loans to individuals, businesses, churches and municipalities in middle Tennessee.Peoples Bank was founded in December, 2000 with the goal to provide the full
Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
Citizens' Bank has branches throughout Baldwin County, & its board members and employees live in Baldwin County. So, when we make decisions, we do so with our neighbors and community in mind. Since 1981 we have been building relationships that last, and it is with strength, prosperity & independence that we strive to be the premier community bank.
Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.
Weather its a first home or a dream home, let me help you through the process of making it YOUR home.
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Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.
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Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path
