USDA VS FHA in Loma-Linda, San Bernardino County, CA
In 2026, the USDA loan limit for Loma-Linda, within the county of San Bernardino, CA, is set at $381,800, whereas the FHA limit for a single-family property is $477,250.
To help you determine the best loan options, use the Lendersa® USDA loan calculator to compare the current USDA and FHA rates. This tool will guide you on necessary income, credit score, reserves, and documentation for eligibility. With our premier mortgage calculator, you can view USDA, FHA, Conforming, and VA loans in parallel, assisting in your decision about which program can best meet your financial goals in .
2026 Loan Limits and Down Payment Requirements in Loma-Linda, County of San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Loma-Linda, CA
Lendersa® is committed to securing the most advantageous USDA or FHA loans swiftly and seamlessly. You can start your journey by choosing from three strategic starting points that will align you with suitable lenders and USDA loan options.
The USDA home loan program, guaranteed by the U.S. Department of Agriculture, also known as a USDA mortgage or rural development loan, is exclusively available in designated rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
Since 1955, La Loma Federal Credit Union has been proudly serving the Southeastern California Conference of Seventh-Day Adventists, Loma Linda University, Loma Linda University Health, and La Sierra University communities La Loma FCU is a credit union, which is a financial institution. Similar to other financial institutions.
We help our clients buy, sell and finance real estate. We work with clients that are working on their personal residences or investment properties. Focusing on our clients needs, representing them well, getting them amazing deals, and providing the best marketing are all of the utmost importance to us.
Ponce & Ponce Realty has been in the real estate services business in the San Bernardino, Riverside, Rialto, Redlands, Loma Linda, Highland, Fontana, and Bloomington real estate markets for many successful years and will be here for many more. This longevity and confidence comes from our real estate services to a great many buyers and sellers.
Neighborhood Housing Services Of The Inland Empire
1845 Business Center Drive S, Suite 120, San Bernardino, CA, 92408
Lends in California
Neighborhood Housing Services of the Inland Empire is a one stop shop, providing answers & support to meet our clients' housing needs. As a non-profit our mission is to build great communities, one home at a time. we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
3242 East Coast Highway, Corona Del Mar, CA, 92408
Lends in California
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages & best of all quality service & individual attention. We are a full-service mortgage company. We offer a wide range of Refinance options, designed to best meet the needs of local borrowers.
225 West Hospitality Lane, Suite 201F, San Bernardino, CA, 92408
Lends in California
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1918 Business Center Drive, Suite 106, San Bernardino, CA, 92408
Lends in California
Our mission is to be the home financing partner that you trust to serve you, your family, and community. We offer an environment where you feel empowered and we are dedicated to delivering exceptional customer service with the respect that you deserve. At Celer Mortgage Inc. we will provide the highest level of support.
424 East Vanderbilt Way, San Bernardino, CA, 92408
Lends in California
We do business differently, and we're proud of it! Dunn Premier is dedicated to serving commercial and residential clients nationwide. We get loans Dunn right with our attention to detail and by ensuring the process is transparent from start to finish. Clients experience our premier standard of care
1003 east cooley Drive, Suite 202, Colton, CA, 92324
Lends in California
Licensed in 1998 we have help many buyers and sellers with their goals of selling, purchasing or leasing a property. I hold a brokers license since 2003. We are helping the community to buy a home or sale one. We help refinance lower payments, interest rates and years. free information on all programs
Hypo Lending is a mortgage bank that specializes and offers an extensive range of loan products for purchase and refinance; FHA, VA, conventional loans, bank statement loans, foreign loans, ITIN loans, and commercial loans. We are a group of knowledgeable finance professionals with a proud Christian background.
