USDA VS FHA in Colton, San Bernardino County, CA

During 2025, the limit on USDA loans in Colton, San Bernardino county, CA is $776,600, while the FHA limit for a single-family house stands at $1,089,300.

With Lendersa® USDA loan calculator, compare today's optimum USDA and FHA rates. Check the necessary income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator gives you side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you choose the suitable financial solution for your needs, specifically if you're in Alabama.

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2025 Loan Limits and Downpayment Requirements in Colton, San Bernardino County, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Available USDA and FHA Loan Options in Colton, CA

Lendersa® strives to secure the best USDA or FHA loan for you quickly and without complications. Choose from three starting methods to match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results demonstrated

Understanding USDA Loans in CA

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is available only in rural areas and requires no down payment, unlike FHA loans, which require at least 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Happy State Bank
  • 100 E Main St, Happy, TX, 79042
  • Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.
  • FirstBank & Trust
  • 7806 Indiana Avenue, Lubbock, TX, 79423
  • FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank. We offer our employees unlimited opportunities for career development.
  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.
  • Security Mortgage
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  • At Security Mortgage, a professional mortgage company specializing in residential mortgages. At Security Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • PrimeWest Mortgage
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  • PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner
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  • PO Box 660, Kress, TX, 79052
  • Kress National Bank was charted in 1963 by a group of local citizens, starting a long banking history with a rich heritage as a Panhandle / South Plains Texas independent bank, with a continuing philosophy of personal service & trust. For almost one half of a century, KNB has built upon that trust to become one of the safest & highest rated banks.
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  • Since 2001 we have established great relationships with many reputable Wholesale Lenders. This allows us the ability find you the best loan product and rate available in the market. It is important for us to understand more about your specific needs to ensure you receive the best possible service and accurate rate quote.
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