USDA VS FHA in Colton, San Bernardino County, CA

During 2026, the limit on USDA loans in Colton, San Bernardino county, CA is $776,600, while the FHA limit for a single-family house stands at $1,089,300.

With Lendersa® USDA loan calculator, compare today's optimum USDA and FHA rates. Check the necessary income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator gives you side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you choose the suitable financial solution for your needs, specifically if you're in Alabama.

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2026 Loan Limits and Downpayment Requirements in Colton, San Bernardino County, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Available USDA and FHA Loan Options in Colton, CA

Lendersa® strives to secure the best USDA or FHA loan for you quickly and without complications. Choose from three starting methods to match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results demonstrated

Understanding USDA Loans in CA

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is available only in rural areas and requires no down payment, unlike FHA loans, which require at least 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Utah Independent Mortgage Corp
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  • We are an independent mortgage brokerage. We work for our clients, not any particuler lander. We match our clients'​ needs and qualifications with the best-fitting rates & products from our many national lending partners.We are a team of caring experts – ready to guide & support each client on their bold journey to a new home.

  • Horizon Credit Union
  • 225 South 200 West, Farmington, UT, 84025
  • Horizon Credit Union We are not a bank; we're a community-based, member owned credit union. Our goal everyday is to provide our members a better way to bank. At Horizon Credit Union you’ll find our checking and savings accounts offer benefits most traditional banks just can't, like competitive interest rates.

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  • Best Rates On Earth
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  • First New Mexico Bank
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  • First New Mexico Bank came to life in Deming in 1962, under its charter name, Deming National Bank. The bank was first located on the corner of Silver Avenue and Pine Street in which Marie's Italian Grill now resides. In November of 1973, the bank moved into a new building at our present location on 300 South Gold Avenue.

  • EconMortgage
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  • Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.

  • Advantage Mortgage Home Loans
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