USDA VS FHA in Colton, San Bernardino County, CA

During 2026, the limit on USDA loans in Colton, San Bernardino county, CA is $776,600, while the FHA limit for a single-family house stands at $1,089,300.

With Lendersa® USDA loan calculator, compare today's optimum USDA and FHA rates. Check the necessary income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator gives you side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you choose the suitable financial solution for your needs, specifically if you're in Alabama.

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2026 Loan Limits and Downpayment Requirements in Colton, San Bernardino County, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Available USDA and FHA Loan Options in Colton, CA

Lendersa® strives to secure the best USDA or FHA loan for you quickly and without complications. Choose from three starting methods to match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results demonstrated

Understanding USDA Loans in CA

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is available only in rural areas and requires no down payment, unlike FHA loans, which require at least 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Blue Dolphin Investments LLC
  • 2460 W. 26th Ave, Suite 25-C, Denver, CO, 80211
  • Sage Capital Corp. was founded in 1978 and provides short term commercial loans secured by real estate. Over the years, we have built a strong reputation for honesty and integrity. Our niche is speed and flexibility. If you have a deal that has to close quickly or doesn’t quite fit the bank mold, give us a call.

  • Jen Hill Mortgages
  • 1932 W 33rd Ave, Denver, CO, 80211
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at American Liberty Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

  • Indicate Capital
  • 2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
  • "Indicate Capital is a private capital lender that focuses on issuing debt on commercial and residential real estate throughout the US.
    Indicate Capital’s program is based on the theory that the current state of capital markets is keeping savvy investors and business operators from obtaining traditional bank"

  • Market Financial Mortgage
  • 3650 Osage Street, Denver, CO, 80211
  • Jon Lopez is the the founder of the Market Financial Mortgage company is 30 years of lending experience helps navigate the process. Mortgage Bankers are the best source in helping provide the best guidance towards the right financial path and strategy for your needs. My 30 years of lending experience helps navigate the process with compentance

  • Capital Works Mortgage
  • 2079 W. 44th Ave., Denver, CO, 80211
  • Capital Works Mortgage opened its doors as an independent locally owned firm in 2013. In addition, each mortgage professional on the team has more than 10 years of experience in the banking and finance industry. Capital Works offers a full suite of services to meet any of your real estate financing needs with the goal

  • Platte River Mortgage
  • 1643 Boulder St, Suite 102, Denver, CO, 80211
  • Platte River Mortgage & Investments, Inc. was founded in 2005 based on the principal that more favorable model could be developed for structuring mortgage loans and providing a higher level of service. Remaining purposefully small as a boutique mortgage company, we have grown our business through referrals from existing clients

  • Colorado Short Term Funding
  • 2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
  • Colorado Short Term Funding (COST Fund) is a Colorado-based private capital, hard money lending, and private mortgage lender. We provide loans to private investors looking to aquire residential properties throughout the state of Colorado and the nation. You can be assured you will get the best service, funding, and information for your real estate.

  • Sooper Credit Union
  • 5005 W 60th Ave, Arvada, CO, 80003
  • Sooper Credit Union was founded in 1951 by eight King Soopers employees. These eight employees saw a need for a different way to do banking, and thanks to them, Sooper Credit Union now serves over 36,000 members and exceeds $500 million in assets. Though based in the Denver area, we serve members nationwide and offer a wide variety of banking.

  • Fidelis Catholic Credit Union
  • 6320 Wadsworth Blvd, Arvada, CO, 80003
  • Federal Credit Union is here to help you and your family achieve your financial goals, whether that means getting out of debt, sending the kids to college, buying your first home or planning for retirement. Northwest United is a full-service financial institution that offers a wide variety of products and services.