USDA Loan Vs. FHA loan pro & con San-Juan-Capistrano, Orange County, CA

For the year 2025, the USDA loan limit in San-Juan-Capistrano, Orange county, CA is set at $657,900, whereas the FHA limit for a single-family residence is $822,375.

Explore today's best rates comparing USDA and FHA using the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator contrasts USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable option in for your financial needs.

Options for USDA and FHA loans in San-Juan-Capistrano, CA

Lendersa® aims to secure the most beneficial USDA or FHA loan for you swiftly and smoothly. Choose from three initial approaches to find lenders and USDA loan programs that match your criteria.

Lendersa's USDA loan request and matching process results

Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and available solely in rural locales. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans don't require any down payment.

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(701) 356-5960 Lender's profile and map Reviews Forward Mortgage 4575 23rd Ave S, Suite 250, Fargo, ND, 58104 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(701) 212-8441 Lender's profile and map Reviews VALLEY MORTGAGE, INC 3315 45th Street South, Suite 200, Fargo, ND, 58104 VALLEY MORTGAGE, INC is ultimate goal is to create lasting relationships with each of you so we may continue providing excellent mortgage loan service to you, your family and friends. Referrals from happy customers are our best advertising we can hope for and we've built a solid business.
(701) 356-0438 Lender's profile and map Reviews Park Mortgage 4170 41st Ave S, Suite 102, Fargo, ND, 58104 Park Mortgage, our purpose is to simplify the mortgage process. We are committed to customer satisfaction and value communication to understand your financial needs. We will listen to you and encourage your questions. Our established relationships allow us to shop the market quickly to find the best product at the best rate.
(870) 836-4400 Lender's profile and map Reviews River Valley Community Federal Credit Union 340 Cash Road SW, Camden, AR, 71701 River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.
(515) 283-4195 Lender's profile and map Reviews Des Moines Metro Credit Union 100 University Avenue, Des Moines, IA, 50314 Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
(515) 246-0010 Lender's profile and map Reviews Neighborhood Finance Corporation 1912 6th Ave, Des Moines, IA, 50314 NFC provides unique lending programs & other services to facilitate neighborhood revitalization in Polk County & Cedar Rapids, Iowa through partnerships with residents, governments, community-based organizations, lending institutions & the business community. To date, NFC has provided more than $250, 000, 000 in loans and grants in its lending area
(515) 282-1611 Lender's profile and map Reviews Premier Credit Union Credit Union of Des Moines 800 9th Street, Des Moines, IA, 50309 Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
(515) 244-8647 Lender's profile and map Reviews Polk County Credit Union 111 Court Avenue, Room 110, Des Moines, IA, 50309 Our membership is a closed membership limited to Polk County employees, Broadlawns Hospital employees, city of Altoona employees, Heartland AEA employees, and Fifth Judicial employees. We have been in existence since 1955. The credit union has assets totaling $7.27 Million and provides banking services to more than 700 members.
(800) 544-3452 Lender's profile and map Reviews Federal Home Loan Bank of Des Moines 909 Locust Street, Des Moines, IA, 50309 Federal Home Loan Bank of Des Moines is one of 11 regional Banks that make up the Federal Home Loan Bank (FHLBank) System. Established by Congress in 1932 to support mortgage lending, the FHLBanks are a stable source of funding for more than 7, 300 federally insured depository institutions of all sizes and types. Including Banks, Credit Unions.
(515) 245-2863 Lender's profile and map Reviews Bankers Trust Company 453 7th St, Des Moines, IA, 50309 For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.
(515) 313-0580 Lender's profile and map Reviews Gooi Mortgage, Inc 400 Locust St, Suite 330, Des Moines, IA, 50309 The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes. We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.
(515) 243-2677 Lender's profile and map Reviews Serve Credit Union 423 East Court Avenue, Des Moines, IA, 50309 Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families