FHA Vs. USDA loan program for San-Juan-Capistrano, Orange County, California

For the year 2026, the USDA loan limit in San-Juan-Capistrano, Orange county, CA is set at $657,900, whereas the FHA limit for a single-family residence is $822,375.

Explore today's best rates comparing USDA and FHA using the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator contrasts USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable option in for your financial needs.

Options for USDA and FHA loans in San-Juan-Capistrano, CA

Lendersa® aims to secure the most beneficial USDA or FHA loan for you swiftly and smoothly. Choose from three initial approaches to find lenders and USDA loan programs that match your criteria.

Lendersa's USDA loan request and matching process results

Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and available solely in rural locales. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans don't require any down payment.

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(936) 662-7295 Lender's profile and map Reviews Haven Mortgage 12327 Pin Oak Dr., Magnolia, TX, 77354 Haven Mortgage is a residential mortgage company serving clients all over the great state of Texas. Backed by over 10 years of industry knowledge and experience, Haven Mortgage is proud to work one-on-one each and every client that comes through our doors. We take pride in the relationships that we build with our clients.
(832) 934-2040 Lender's profile and map Reviews Mortgage-Outfitters, LLC 33300 Egypt Lane, Suite A700, Magnolia, TX, 77354 Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients
(281) 259-0400 Lender's profile and map Reviews Mega Mortgage of Texas 5327 FM 1488 Rd, Suite F220, Magnolia, TX, 77354 Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.
(866) 682-1305 Lender's profile and map Reviews The Closing Table 18518 Garden Bloom Lane, Cypress, TX, 77433 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(833) 869-7283 Lender's profile and map Reviews Calvary Mortgage LLC 16231 Mission Tejas Place, Cypress, TX, 77433 We're a Christian/Veteran owned company with 25+ years of experience, that utilizes the most advanced technology, making things fast & easy, while offering the most competitive rates, lowest fees & best service around! NMLS ID 1570349 Equal Housing Lendervanced technology, making things fast & easy
(832) 220-1480 Lender's profile and map Reviews C&T Mortgage, Inc 16718 House Hahl Rd, Cypress, TX, 77433 C&T Mortgage, Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
(712) 388-0505 Lender's profile and map Reviews Midstates Bank, National Association 1851 Madison, Council Bluffs, IA, 51503 We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.
(903) 843-4100 Lender's profile and map Reviews The First National Bank of East Texas 206 US Hwy 271 N, Gilmer, TX, 75644 First National Bank of East Texas makes life easier with online services for mortgage loans. Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more. Our experienced Mortgage Team.
(903) 843-5653 Lender's profile and map Reviews Gilmer National Bank 713 US Hwy 271 North, Gilmer, TX, 75644 Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today
(712) 276-1328 Lender's profile and map Reviews Midwest Community Credit Union 1909 Old South Palmetto Street, Sioux City, IA, 51106 Midwest Community Credit Union is a financial institution that offers mobile banking, loans, gift, debit, and credit card services. Midwest Community Credit Union has been open since 1955. The credit union has assets totaling $42.5 Million and provides banking services to more than 3,000 members.
(712) 224-4425 Lender's profile and map Reviews Liberty National Bank IA 4425 Singing Hills Blvd., Sioux City, IA, 51106 In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.
(918) 786-2203 Lender's profile and map Reviews Grand Savings Bank 1022 South Main Street, Grove, OK, 74344 With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.