In 2026, the USDA loan limit for San-Jacinto within Riverside county, CA, is $381,800, while the FHA limit for a single-family home is $477,250.
Use the Lendersa® USDA loan calculator to assess the top USDA versus FHA rates today. It can help you determine the income, credit, reserves, and documentation required for eligibility. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in San-Jacinto, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in San-Jacinto, CA
At Lendersa®, our mission is to quickly and easily secure you the best possible USDA or FHA loan. Choose one of the three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require none, offering a significant advantage for eligible homebuyers.
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2600 East Commercial Boulevard, Fort Lauderdale, FL, 33308
giantbank.com we don’t seek customers, we seek relationships. Our mission is to provide a personal banking relationship via the internet that delivers value, convenience, security and service. As a virtual bank we stay in our lane. We aren’t preoccupied with the overhead of infrastructure due to brick and mortar.
2929 East Commercial Boulevard, Suite 101, Fort Lauderdale, FL, 33308
OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank (the Bank). OptimumBank provides community banking services to individuals and businesses in Broward, Miami-Dade and Palm Beach counties. The principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment.
3696 N. Federal Highway, Suite 200, Fort Lauderdale, FL, 33308
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible."
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