For the year 2026, if you are looking for loan information in Beaumont, located in the county of Riverside, CA, you need to know that the USDA loan limit is set at $460,000. In contrast, the FHA loan cap for a single-family dwelling is $644,000.
Turn to the Lendersa® USDA loan calculator to assess today's USDA and FHA premium rates, and see what income, credit, reserves, and documents you'll require to become eligible. Our sophisticated mortgage calculator showcases the USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal loan program in
To expand your search, you can Compare offers from a wide pool of 100 lenders.
| Loan Type | Loan Limit | Down Payment |
| USDA | $460,000 | 0% |
| FHA | $644,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our priority is to expedite your access to the finest USDA or FHA loans with minimal hassle. You can begin by choosing one of three methods tailored to match you with relevant lenders and programs for USDA loans.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a financing option guaranteed by the government Department of Agriculture. It is exclusively available for rural areas. Unlike FHA loans, which have a mandatory minimum down payment of 3.5%, USDA loans do not require any down payment, providing a unique opportunity for homebuyers in rural regions.
Enter your location to find out if it qualifies for USDA rural housing loan?
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