For the year 2025, if you are looking for loan information in Beaumont, located in the county of Riverside, CA, you need to know that the USDA loan limit is set at $460,000. In contrast, the FHA loan cap for a single-family dwelling is $644,000.
Turn to the Lendersa® USDA loan calculator to assess today's USDA and FHA premium rates, and see what income, credit, reserves, and documents you'll require to become eligible. Our sophisticated mortgage calculator showcases the USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal loan program in that fits your unique financial needs.
A Look at 2025 Loan Limits and Down Payment Requirements in Beaumont, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Lending Options in Beaumont, CA
At Lendersa®, our priority is to expedite your access to the finest USDA or FHA loans with minimal hassle. You can begin by choosing one of three methods tailored to match you with relevant lenders and programs for USDA loans.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a financing option guaranteed by the government Department of Agriculture. It is exclusively available for rural areas. Unlike FHA loans, which have a mandatory minimum down payment of 3.5%, USDA loans do not require any down payment, providing a unique opportunity for homebuyers in rural regions.
Valley Credit Union has proudly served citizens within the Big Sky Country, which now includes 11 counties across Montana and Wyoming. From the beginning, we were founded on the promise to provide accommodating, personalized service, as well as top-notch financial services to our members. Those founding principles are the same driving force
Our mortgage company in Billings, MT brings over 60 years of experience and knowledge to every situation. We can work with your current finances and find the right product for your needs. With our help, you can live in the home of your dreams sooner than you ever thought possible.
Division Mortgage Group specializes in every type of purchase and refinance mortgage including: FHA, VA, Conventional, Rural Housing, etc. Whether purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals are committed to providing our customers
Affiliated Mortgage is a top-rated home loan provider in Montana with offices in Billings. Our primary goal is to offer affordable and customized mortgage solutions so that potential homebuyers can fulfill their dream of home ownership. We are here to help you get approved to buy a new home or refinance your existing home loan in no time.
Altana Federal Credit Union has been 70 years since 9 Montana refinery workers pooled their money in a cash box located in an empty boxcar. It’s hard to imagine that they could have envisioned the impact they would have on the lives of so many people. The first loan given was used to purchase a sewing machine. The rest, as they say, is history.
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.
Since 1950, our mission has been to provide you with friendly and professional financial services. Times and technology may have changed, but our commitment to that mission has not. We continue to think that we're big enough to serve you, yet small enough to know you. And as always, if visiting one of our two locations is not convenient for you.
Scurry County School FCU was established in 1954 by the educators of Scurry County to help other educators with their savings and loan needs. As time went on the membership field was expanded to include employees of the city, county, Cogdell hospital, and Western Texas College. Our office is conveniently located and we are here to serve you.
