USDA Vs. FHA Pro and Con comparison in Beaumont, Riverside County, CA
For the year 2025, if you are looking for loan information in Beaumont, located in the county of Riverside, CA, you need to know that the USDA loan limit is set at $460,000. In contrast, the FHA loan cap for a single-family dwelling is $644,000.
Turn to the Lendersa® USDA loan calculator to assess today's USDA and FHA premium rates, and see what income, credit, reserves, and documents you'll require to become eligible. Our sophisticated mortgage calculator showcases the USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal loan program in that fits your unique financial needs.
A Look at 2025 Loan Limits and Down Payment Requirements in Beaumont, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Lending Options in Beaumont, CA
At Lendersa®, our priority is to expedite your access to the finest USDA or FHA loans with minimal hassle. You can begin by choosing one of three methods tailored to match you with relevant lenders and programs for USDA loans.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a financing option guaranteed by the government Department of Agriculture. It is exclusively available for rural areas. Unlike FHA loans, which have a mandatory minimum down payment of 3.5%, USDA loans do not require any down payment, providing a unique opportunity for homebuyers in rural regions.
Cardinal is proud to announce their 5-star rating, recently awarded by Bauer Financial. Bauer Financial is a financial rating agency who provides depositor-focused ratings of banks and credit unions in the United States. The Company’s rating scale runs from zero to five, the strongest institutions being granted 5-star ratings.
At Union Capital, home loans are all we do. Since 1995, we have worked to become a trusted lending partner to countless realtors and customers. Realtors depend on us to help their buyers get into the ideal home. Customers we serve return to us again and again – we have gotten to know thousands of them personally over the past 20 years.
Pineland Bank began as Alma Exchange Bank & Trust and was chartered on September 13, 1939 in Alma GA when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.
In 1976, Health Center Credit Union (HCCU) was chartered by the Georgia Department of Banking and Finance. HCCU opened its first office in the Murphy Building at the Medical College of Georgia (Augusta). The second branch was opened in 1987 at St. Joseph Hospital (University Hospital Summerville) followed by branches at Augusta State University.
The UNFCU is a non–for–profit financial organization owned and operated by its membership. The Credit Union was charter in 2003. The membership consists of the Beulah Grove Baptist Church, the Broadway Baptist Church, their affiliates, members and their family members. As these individuals pool their resources.
Durden Banking Company, Inc. with offices located in Twin City, Swainsboro, Metter and Millen serves a growing customer base. The bank still operates under that same simple plan for success– “serving the needs of the communities we serve”. This focus has been and will continue to be the foundation for our success.
We were founded by people who wanted to offer a better banking experience—one with the technical prowess of a big bank and the personal service of a community bank. The Southern Bank blends those two experiences into one, with business-minded bankers delivering big-bank technology without losing the warmth and classic
The mission of First National Bank of Waynesboro is to be the most innovative, trustworthy, friendly financial institution with the community’s interests at heart. First National Bank of Waynesboro strives to inform, educate, & develop the most up to date technology & services for all customers’ financial needs in Burke County & surrounding areas.
Beckley Loan Company is a locally owned and operated company. They specialize in Personal Loans, Automobile Loans, Real Estate Loans, Debt Consolidation, Signature Loans, and Bill Consolidation. Beckley Loan Company serves Raleigh County and Surrounding Areas. Have been serving the area for over 80 years!
