USDA Loan Vs. FHA loan for Hayward, CA [Alameda County ]

In 2025, USDA loan limit in Hayward, county of Alameda, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Hayward, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

888 833 0381 Lender's profile and map Reviews Grand Coast Capital Group 1515 Hancock Street Suite 404, Quincy, MA, 02169 Grand Coast Capital Group is a real estate private lending and investment firm based in Boston, MA, with over 40 years of combined real estate investment and development experience. Established in 2013, the firm has developed an institutional-quality platform with a reputation as the preferred private lender for seasoned real estate investors, ope
(617) 472-2000 Lender's profile and map Reviews The Grossman Companies, Inc. 859 WILLARD STREET SUITE 501, Quincy, MA, 02169 First Boston Capital Partners, an affiliate of The Grossman Companies with offices in Quincy, MA and Southport, CT, extends private loans to builders, developers and real estate investors in Massachusetts, Connecticut, Rhode Island, New Hampshire and New York. We provide short-term bridge capital for acquisitions, ground-up construction or renovati
(603) 436-5250 Lender's profile and map Reviews Piscataqua Savings Bank 15 Pleasant Street, Portsmouth, NH, 03801 Piscataqua Savings Bank is a Mutual Savings Bank and a Certified B Corp dedicated to providing financial services and support to members of the Portsmouth community. Since 1877, we have remained committed to our core values to provide quality service and competitive products in a manner consistent with sound and prudent banking practices
(888) 436-1847 Lender's profile and map Reviews Northeast Credit Union 100 Borthwick Avenue, Portsmouth, NH, 03801 We're passionate problem-solvers and people-helpers who like to have fun. We ask questions and find answers. Everything we do starts with Teamwork, Integrity, Respect and Excellence and we thrive on it for the benefit of our employees, and our community. We are proud to be a part of something bigger than ourselves.
(603) 565-2797 Lender's profile and map Reviews X5 Home Loans LLC 300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801 "5 things you can expect from X5 Home Loans 1. Communication. Always know exactly where things stand. 2. Availability. Here for you whenever you need us. 3. Speed. Fast closings and quick answers to your questions. 4. Simplicity. A clear process that’s easy to understand. 5. Guidance. Personalized advice to navigate your options."
(603) 664-3998 Lender's profile and map Reviews The Mortgage Hotline, LLC 110 Brewery Lane, Suite 202, Portsmouth, NH, 03801 The Mortgage Hotline is a full service mortgage broker. We started The Mortgage Hotline to guide you through today's complex world of acquiring a mortgage. We have integrated cutting edge technology with experienced loan officers to create the best personal experience in the mortgage industry. Every mortgage is designed to fit your needs.
(800) 936-7730 Lender's profile and map Reviews Service Federal Credit Union 3003 Lafayette Road, Portsmouth, NH, 03801 Service Credit Union is a not-for-profit, member-owned financial cooperative with 50 branch locations in New Hampshire, Massachusetts, North Dakota and Germany. Our mission is to do what is right for our members to improve financial well-being, support the communities we serve and create value and enduring relationships.
(603) 433-2223 Lender's profile and map Reviews Cousins Home Lending, Inc 1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801 Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.
(781) 592-6051 Lender's profile and map Reviews Massachusetts Family Credit Union 51 Willow Street, Lynn, MA, 01901 The Massachusetts Family Federal Credit Union was chartered in 1926 for the purpose of providing savings and loans to postal employees. Since our modest beginning, the financial markets have changed dramatically, but the philosophy of the credit union has remained constant.” Your membership is our most valued asset.
(781) 598-5555 Lender's profile and map Reviews Brotherhood Credit Union 75 Market St Lynn, Lynn, MA, 01901 Brotherhood Credit Union offers its members a full service website that allows for true "Banking from Home" functionality. Users have the ability to get account balance and history reports, transfer money between accounts, make bill payments, and so much more. Brotherhood Credit Union has been serving its members in and around the Lynn, MA.
(800) 862-7009 Lender's profile and map Reviews Community Credit Union of Lynn 1 Andrew St, Lynn, MA, 01901 Community Credit Union We offer free pre-qualifications, so you can shop for your home with peace of mind knowing that you’ll be within your budget. One of our Mortgage Lending Representatives can walk you through your options and the mortgage process step by step. No surprises, just low rates and unmatched service.