FHA Vs. USDA loan program for Hayward, Alameda County, California

In 2025, USDA loan limit in Hayward, county of Alameda, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hayward, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(304) 273-0515 2173 miles Lender's profile and map Reviews Ravenswood Federal Credit Union 702 Washington Street, Ravenswood, WV, 26164 Ravenswood Federal Credit Union has been open since 1959. It's the 25th largest credit union in West Virginia with assets totaling $41.28 Million and providing banking services to more than 5, 000 members as of March 2022 The credit union is a community-based financial institution. People living, working
(304) 722-2274 2174 miles Lender's profile and map Reviews Peoples Federal Credit Union 419 First Avenue South, Nitro, WV, 25143 Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.
(229) 246-3131 2174 miles Lender's profile and map Reviews First National Bank of GA 819 E Shotwell St, Bainbridge, GA, 39819 First National Bank is a full-service, independent and locally owned bank. First National Bank of Decatur County was organized in 2004 by a group of local businessmen and community leaders who share a personal stake in the future of our community. The founders of First National Bank wanted something better for the place they called home.
(706) 356-4444 2174 miles Lender's profile and map Reviews Northeast Georgia Bank 12461 Augusta Road, Lavonia, GA, 30553 At Northeast Georgia Bank, we’re proud to say that the spirit of community banking lives on! We make the effort to really “know” you as a customer and to help you find the right financial solutions.Our story began in 1906 with the founding of Vickery National Bank in Lavonia, Georgia, by C. W. Vickery and other investors
(844) 782-2651 2174 miles Lender's profile and map Reviews Poca Valley Bank 142 Main St, Poca, WV, 25159 The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
(740) 732-5678 2175 miles Lender's profile and map Reviews Community Savings 425 Main Street, Caldwell, OH, 43724 Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.
(740) 732-5621 2175 miles Lender's profile and map Reviews The Farmers and Merchants Bank 430 North Street, Caldwell, OH, 43724 For over one hundred years now, The Farmers and Merchants Bank has been recognized as a cornerstone and a leading financial partner in the community. Located on the Square in the Caldwell Business District, the bank has occupied the same building; adapting it for their changing needs
(330) 866-9392 2175 miles Lender's profile and map Reviews The Bank of Magnolia Company 122 North Main Street, Magnolia, OH, 44643 In 1899 the three sons of William H. Greer opened the doors of a bank at 122 North Main Street in Magnolia. The original name was William H. Greer’s Sons, but in 1910 the bank was incorporated as The Bank of Magnolia Company. The Bank of Magnolia has grown over the past century, currently operating offices in Magnolia, East Sparta and Canton.
(440) 834-4327 2175 miles Lender's profile and map Reviews Geauga Credit Union 14499 N Cheshire Street, Burton, OH, 44021 Since its founding in 1956, Geauga Credit Union has been a service provider for people just like you. We started as Geauga School Employees’ Credit Union and have increased our field of membership to anyone who lives, works, goes to school or worships in Geauga, Ashtabula, Trumbull or Portage Counties.
(304) 485-1421 2176 miles Lender's profile and map Reviews Union Trades Federal Credit Union 1925 Murdoch Avenue, Parkersburg, WV, 26101 Union Trades Federal Credit Union began in 1972 as the Plumbers & Steamfitters Federal Credit Union. The Credit Union was founded by union member, ""Bones Garrett"", with the help of 15 brother Pipefitters from Local 565. In 2001, the credit union changed its name to Union Trades Federal Credit Union
(304) 485-4066 2176 miles Lender's profile and map Reviews One Community Federal Credit Union 531 5th Street, Parkersburg, WV, 26101 One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates