In 2026, the USDA loan cap in Hayward, located in Alameda county, CA, is $776,600. Comparatively, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA against FHA rates and establish the income, credit, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best fits your financial landscape.
2026 Loan Ceilings and Down Payment Requirements in Hayward, County of Alameda, CA
Loan Type
Loan Limit
Down Payment Percentage
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Selections in Hayward, CA
The goal of Lendersa® is to quickly and effortlessly secure the best possible USDA or FHA loan for you. Choose one of three initial pathways that lead to matching lenders and USDA loan offerings.
The USDA home loan, supported by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans are available with no down payment required.
Established on December 17, 1979 and headquartered in Florence, Oregon, we are proud to have full service branches in Coos Bay, Eugene, Florence, Medford, and Roseburg. Staffed by local decision makers, we specialize in offering holistic financial services to our local families and business owners.
Steve Ventimiglia have been in business full time since 1992 as a Real Estate and Mortgage Broker. Steve specialize in residential mortgage loans and went in business because I wanted to help buyers obtain the Dream of Home Ownership and help them build their real estate portfolio, one property at a time.
Alpine Lending Group a Division of L & L Mortgages
2875 Sage View Drive, Alpine, CA, 91901
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
283 West Hilton Drive, Suite 3, Saint George, UT, 84770
Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.
861 East St. George Boulevard, Saint George, UT, 84770
Fast Track offers unsecured personal cash loans. Unsecured loans, also called personal or signature loans, allow you to borrow money without collateral. Fast Track’s unsecured personal loans are preferred by many consumers because of their longer-term installment loan payback periods with a set monthly principle and interest payment.
1487 South Silicon Way, Suite A-4, Saint George, UT, 84770
Envision Home Loans is team of mortgage and financial professionals that create ways to make your dreams a reality. Whether you are dreaming of moving into your first home, securing an investment property, or financing a vacation home. We are here to help! We are committed to quality customer service
1086 South Main Street, Suite 102A, Saint George, UT, 84770
With more than 50 years combined experience, advanced technology and automated underwriting, Continental has the knowledge and expertise to help you acheive your dream of home ownership. The staff at Continental Mortgage Inc. is dedicated to help finance your real estate needs! By giving our customers the service and performance everyone deserves.
Hampton Home LoansWhile the concept of true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our entire team is devoted to our commitment of providing only exceptional service.
619 S Bluff Street, Tower 1, Suite 301, Saint George, UT, 84770
"Patriot Home Mortgage is a privately held, correspondent lender, headquartered in beautiful Southern Utah. We are experiencing phenomenal growth and it’s no secret that our success is owed to our employees and partners.
We are lending in 17 states with plans to expand nationally as a part of Belem Servicing LLC.
Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.
A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
