USDA Loan Vs. FHA loan for San-Lorenzo, CA [ best of 2023]

In 2025, USDA loan limit in San-Lorenzo, county of Alameda, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in San-Lorenzo, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(844) 354-7386 2505 miles Lender's profile and map Reviews Flip Funding LLC 2930 Jasper St, Suite 220, Philadelphia, PA, 19134 "Finding the perfect investment property is challenging enough. Why should financing it create even more difficulties? As you know, securing hard money funding for your real estate deals can get complicated. In some cases, you’re seen as an easy target to take advantage of because you have an immediate need for money."
(215) 755-1500 2505 miles Lender's profile and map Reviews Prudential Bank 3993 Huntingdon Pike, Huntingdon Valley, PA, 19006 Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005
(215) 914-0505 2505 miles Lender's profile and map Reviews Infinite Mortgage Services 3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006 We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania
(215) 364-7171 2505 miles Lender's profile and map Reviews Dynamic Funding Solutions Inc 51 Buck Road, Huntingdon Valley, PA, 19006 Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(800) 795-7521 2505 miles Lender's profile and map Reviews America Lending LLC 2337 Philmont Avenue, Sute 206, Huntingdon Valley, PA, 19006 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(215) 544-2962 2505 miles Lender's profile and map Reviews DEVELOPER'S MORTGAGE COMPANY 1800 Byberry Road, Ste. 1104, Huntingdon Valley, PA, 19006 Developer's Mortgage Company collects information from Website visitors and also obtains information from third parties (including from service providers) in the course of providing our mortgage and loan origination services (our “Services”), which we may add to the data we obtain through the Website.
(800) 749-5322 2505 miles Lender's profile and map Reviews Approved Business Lending 380 Red Lion Rd, Suite 210, Huntingdon Valley, PA, 19006 Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific need
(518) 773-6548 2505 miles Lender's profile and map Reviews UPSTATE TELCO Federal Credit Union 137 Harrison Street, Gloversville, NY, 12078 The Upstate Telco FCU, Charter #10746, was organized on March 20, 1956. There were 17 chartering members and the first Board of Directors, Credit, and Supervisory Committee members were elected at its first special meeting. The Credit Union is a non-profit financial institution that is owned and operated entirely by its members.
(518) 725-3191 2505 miles Lender's profile and map Reviews First Choice Financial Federal Credit Union 355 Hales Mills Road, Gloversville, NY, 12078 First Choice Financial Federal Credit Union boasts over $152 Million in assets and is located in three great locations in Gloversville, NY and Broadalbin, NY. FCFFCU provides a wide range of quality financial services while preserving a competitive and stable financial institution. FCFFCU is a not-for-profit cooperative owned
(877) 221-2241 2505 miles Lender's profile and map Reviews Reliance Mortgage Funding LLC 11261 Southwest Parkside Drive, Port Saint Lucie, FL, 34987 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(215) 725-8100 2506 miles Lender's profile and map Reviews Northwood Federal Credit Union 6836 Castor Avenue, Philadelphia, PA, 19149 The Northwood Federal Credit Union is a member-owned and operated organization. With our affiliates, Bright Hope, CBC, ECAI and WesleyAME Zion, our mission is to promote thrift and provide financial services to assist our members in meeting their economic needs. In achieving these goals.