FHA Vs. USDA loan program for San-Lorenzo, Alameda County, California

In 2026, the USDA loan limit for San-Lorenzo in the county of Alameda, CA, reaches $657,900, while the limit for FHA on a single-family home is $822,375.

Employ the Lendersa® USDA loan calculator to analyze today’s most competitive USDA versus FHA rates, figuring out qualifications regarding income, credit, reserves, and documentation. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, so you can choose the best program in that fits your financial circumstances.

USDA and FHA Loan Options in San-Lorenzo, CA

The objective of Lendersa® is to quickly and conveniently secure you the best USDA or FHA loan. Choose one of three starting points to connect with lenders and USDA loan programs.

Results from Lendersa USDA loan request and matching

Defining the USDA Loan in CA

A USDA home loan, also known as a USDA rural development loan or mortgage, is provided by the government Department of Agriculture. It's available solely in rural locales. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans demand no down payment at all.

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(972) 715-3392 Lender's profile and map Reviews Dox Home Lending 7300 Lone Star Drive, Suite C200, Plano, TX, 75024 Dox Home Lending Finding and securing a mortgage with low rates can present unique challenges, and there is no one-size-fix-all solution. You want to overcome those challenges, but you find yourself sifting through hundreds of websites trying to find the best rates with a company that cares about your unique story
(972) 534-5626 Lender's profile and map Reviews The Loan Designer 5601 Granite Parkway, Suite 550, Plano, TX, 75024 Whether you’re interested in ReFinancing a mortgage, doing some remodel work, or you just got back from overseas and want a VA loan to start building your home, we’ll help you do it.Patty Newby and her team want to help you get the home you’ve always wanted, just like they’ve been doing since 2004.
(972) 905-9706 Lender's profile and map Reviews Cedent Mortgage LLC 6847 Communications Parkway, Suite 710, Plano, TX, 75024 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home and commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(972) 851-1080 Lender's profile and map Reviews Holbrook Mortgage LLC 5851 Legacy Circle, 6th Floor, Plano, TX, 75024 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(800) 337-3328 Lender's profile and map Reviews InTouch Credit Union-AN 5640 Democracy Dr, Plano, TX, 75024 InTouch Credit Union has proudly served members since its charter was granted in 1974, originally to serve Electronic Data Systems (EDS) employees in the Dallas area. Today, our not-for-profit community credit union has branches in three states, including our corporate headquarters located in Plano, Texas.
(972) 765-3482 Lender's profile and map Reviews John Cross Mortgage LLC 5700 Granite Parkway, Suite 200, Plano, TX, 75024 Whether you're interested purchasing a new home or refinancing your current home, John Cross Mortgage is here to help you find the loan options that fit your individual needs. We have been lending since 2007, and have been a Broker since 2015, we Major in both FHA, and Conventional, we are able to do USDA and VA loans as well.
(972) 312-8959 Lender's profile and map Reviews Meru Lending LLC 7800 Preston Road, Suite 111, Plano, TX, 75024 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(214) 995-5640 Lender's profile and map Reviews Sequoia Residential Lending llc 5700 Granite Parkway, Suite 200, Plano, TX, 75024 We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
(972) 867-0056 Lender's profile and map Reviews Texas Mortgage Company 6860 North Dallas Parkway, Suite 200, Plano, TX, 75024 We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
(972) 439-0192 Lender's profile and map Reviews AWay Home Loans LLC 6010 W Spring Creek Parkway, Suite 208, Collin, TX, 75024 AWay Home Loans is a Texas-based company that has prospered thanks to a reputation for honesty, integrity, and bringing a sense of fun to the mortgage process. Over 17 years of experience have built relationships and values that inform every decision we make on your behalf, inspiring us to go the extra mile in service of every client.
(214) 880-0170 Lender's profile and map Reviews BLUE STAR RESIDENTIAL LENDING, INC. 6833 Coit Road, Suite 103, Plano, TX, 75024 At Blue Star Residential Lending, helping you get your dream home is our dream job. We believe buying a home should be a rewarding experience — and we want to make sure it feels that way. That’s why we offer outstanding service, surprisingly affordable rates, and far more options than you’ll find at a bank or credit union.