USDA Loan Vs. FHA loan pro & con San-Lorenzo, Alameda County, CA

In 2025, USDA loan limit in San-Lorenzo, county of Alameda, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in San-Lorenzo, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(707) 462-4000 Lender's profile and map Reviews Realty World Selzer home loans 551 South Orchard Ave, Ukiah, CA, 95482 "Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995. Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"
(559) 999-7431 Lender's profile and map Reviews Vantage Point Finance 26045 Avenue 17, Suite A, Madera, CA, 93638 Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.
(559) 301-1123 Lender's profile and map Reviews Cal-Prime Mortgage 16930 Rd 26, Suite A, Madera, CA, 93638 Cal-Prime Mortgage As an expert in the area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. My mission is to provide the most professional, informative, loyal, and dedicated service in the industry
(559) 661-0661 Lender's profile and map Reviews Accurate Lenders Mortgage 25916 Avenue 17, Madera, CA, 93638 "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises! FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS! FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"
(530) 477-9177 Lender's profile and map Reviews RC Advantage 698 Whiting St, Suite B, Grass Valley, CA, 95945 RC Advantage offers refinance and purchase transactions with the best possible financing. We are a licensed California mortgage lender, and pride ourselves in offering real estate purchasers and refinancers the best financing terms available. #1665027vantage offers refinance and purchase transactions with the best possible financing.
(530) 274-0916 Lender's profile and map Reviews Nevada County Mortgage 426 Sutton Way, Suite 114, Grass Valley, CA, 95945 We know that each client has unique goals and financial objectives. For this reason, we take the time to provide detailed information and guidance to help our clients navigate through the somewhat confusing loan application process. We take pride in being a part of your home-buying team and will always take the approach
(530) 272-3030 Lender's profile and map Reviews Olympia Mortgage & Investment Co., Inc. 1740 E. Main Street, Suite 102, Grass Valley, CA, 95945 Olympia Mortgage and Investment Company, Inc. is a premier lending institution and investment company specializing in mortgage loans secured by California real estate funded by private investors.Olympia Mortgage and Investment Company, Inc. provides the finest in long and short-term financing balancing needs of both borrower and investor.
(559) 645-1212 Lender's profile and map Reviews ONE STOP SHOP REALTY, INC. 37042 Avenue 12, Madera, CA, 93636 At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(559) 222-1167 Lender's profile and map Reviews M.C. Real Estate Corp 4672 West Jennifer Avenue, Suite 106, Fresno, CA, 93722 Manuel Chavez is the Broker for M. C. Real Estate Corp. which has been opened for the last 13 years. He graduated from California State University, Fresno in 1995 where he received his degree in Business Administration with an emphasis in Real Estate and Land Economics. In 2001 he opened up M. C. Mortgage.
5593559422 Lender's profile and map Reviews Mid Valley Services, Inc. 7644 N Palm Ave, Fresno, CA, 93711 Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali
7144976057 Lender's profile and map Reviews Mount Saber 2350 W. Shaw Suite 140, Fresno, CA, 93711 Our firm collaborates with real estate investors throughout California. We diligently provide services for hard-to-fund loans, requiring a detailed approach to discover funding solutions. With 20 years of experience, our licensed brokers have established a vast network of private funding investors.