USDA Loan Vs. FHA loan pro & con San-Lorenzo, Alameda County, CA

In 2025, the USDA loan limit for San-Lorenzo in the county of Alameda, CA, reaches $657,900, while the limit for FHA on a single-family home is $822,375.

Employ the Lendersa® USDA loan calculator to analyze today’s most competitive USDA versus FHA rates, figuring out qualifications regarding income, credit, reserves, and documentation. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, so you can choose the best program in that fits your financial circumstances.

USDA and FHA Loan Options in San-Lorenzo, CA

The objective of Lendersa® is to quickly and conveniently secure you the best USDA or FHA loan. Choose one of three starting points to connect with lenders and USDA loan programs.

Results from Lendersa USDA loan request and matching

Defining the USDA Loan in CA

A USDA home loan, also known as a USDA rural development loan or mortgage, is provided by the government Department of Agriculture. It's available solely in rural locales. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans demand no down payment at all.

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(813) 388-0590 Lender's profile and map Reviews The Money Broker 111 North Orange Ave, Suite 800, Orlando, FL, 32801 The Money Broker’s goal is to be transparent, available, & keep you informed throughout the process. The Money Broker is able to work with multiple lenders who carry all loan types to offer our clients the very best possibility for approval.We will review several lenders & speak to Account Executives to choose the lender that best suits your needs.
(407) 906-9605 Lender's profile and map Reviews Tewes Mortgage 100 W Lucerne Cir, Suite 502, Orlando, FL, 32801 Tewes Mortgage is a mortgage brokerage that shops for their clients' best loan scenario, guaranteeing the best product and interest rate available to them. We provide our clients with a one-stop shop for all property financing needs all the while giving service excellence throughout the entire process.
(407) 992-6236 Lender's profile and map Reviews Teagle Mortgage Group, LLC 618 E. South Street, Suite 500, Orlando, FL, 32801 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
844-431-1777 Lender's profile and map Reviews NATIONS LENDING 37 NORTH ORANGE AVE, SUITE 500, ORLANDO, FL, 32801 Founded in 2003, Nations Lending has a long history of helping families achieve their dream of homeownership. We take great pride in not just closing a loan, but finding a custom tailored financial solution for each client we interact with. We look at each customers needs objectively, and we recognize that the needs of each client may be different.
407-770-0067 Lender's profile and map Reviews Spectrum Global Financial 845 N Garland Ave. Suite 215, Orlando, FL, 32801 Spectrum Global Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
(866) 766-8885 Lender's profile and map Reviews FBC Mortgage, LLC 189 South Orange Ave., Suite 970, Orlando, FL, 32801 FBC Mortgage, LLC is a Top 20 National Mortgage Lender headquartered in Orlando, Florida. FBC is licensed in 47 states and has over 81 branches and 750 employees nationwide. FBC specializes in residential mortgage lending through our retail and wholesale/correspondent channels, and offers purchase, refinance, construction, and renovation loans
(407) 930-4490 Lender's profile and map Reviews GDM Mortgage Corp 100 E Pine St Suite 110, Orlando, FL, 32801 We understand that each client is unique with different needs.Therefore we offer many programs from Conventional, FHA, VA, USDA, to Bank Statements, & Investor Quick Fix and Flip loans.All designed for a successful approval and closing. We work directly with wholesale lenders which offers us low wholesale rates passed directly to the client.
(407) 704-8729 Lender's profile and map Reviews Florida Home Funding 390 N Orange Ave #2125, Orlando, FL, 32801 Florida Home Funding, an Orlando Florida mortgage broker, we have the experience, financial strength, and personalized service you can count on. As a client of Florida Home Funding, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products.
(800) 449-4007 Lender's profile and map Reviews Approved Credit Services, Inc NMLS #9604 2572 Erie Blvd. East, Syracuse, NY, 13224 We are experts in locating the loan that fits your individual circumstances. We have extensive experience in financing manufactured and mobile homes since 1994. We pride ourselves upon finding the best loan for you in the shortest possible time, plus making the experience as hassle-free as possible.
(800) 336-0284 Lender's profile and map Reviews Signature Federal Credit Union 12 Herbert St, Alexandria, VA, 22305 Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.
(804) 233-8872 Lender's profile and map Reviews Richmond Heritage Federal Credit Union 50 West Commerce Road, Richmond, VA, 23224 Richmond Heritage Federal Credit Union was founded as a “self-help” not-for-profit organization during the Great Depression in 1936 by ten educators. They recognized the need for access to economic resources not offered to African-Americans by traditional financial institutions at that time.