USDA Loan Vs. FHA loan for San-Lorenzo, CA [ best of 2023]

In 2025, USDA loan limit in San-Lorenzo, county of Alameda, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in San-Lorenzo, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(410) 342-3155 2432 miles Lender's profile and map Reviews Capital Funding Bancorp Inc 1422 Clarkview Road, Baltimore, MD, 21209 "Capital Funding Group (CFG) is a leader in the healthcare and multifamily financing industry, providing creative and holistic solutions for facilities nationwide, with a focus on long-term care, assisted living and workforce housing. With a national presence, we are not your typical lender and offer a “One-Stop Shop” experience for owners"
(434) 246-5211 2432 miles Lender's profile and map Reviews The Bank of Southside Virginia 17208 Halligan Park Rd., Carson, VA, 23830 BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots. The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business
(301) 627-2666 2432 miles Lender's profile and map Reviews Prince George's Community Federal Credit Union 15201 Hall Road, Bowie, MD, 20721 Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.
(855) 562-6664 2432 miles Lender's profile and map Reviews The Mortgage Mall Inc 804 Jennings Mill Drive, Bowie, MD, 20721 The Mortgage Mall, Inc. was established with the vision of our clients enjoying the benefits of having a broad array of mortgages and lending services under one roof. The business model ensures that each financial professional can engage in an open dialogue to access the exact needs of each client
(443) 610-4162 2432 miles Lender's profile and map Reviews Mr. Swanson Mortgage 30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093 Mr. Swanson Mortgage, established in 2020, is a full service mortgage brokerage for residential and commercial loans. We offer loans to everyone and as our byline reads, ours loans are for the people! When you’re working with a broker in the mortgage industry, you’re working with Mr. Swanson Mortgage, who goes out
(855) 557-5007 2432 miles Lender's profile and map Reviews FHA Renovation Loans, LLC 2107 Forest Ridge Road, Lutherville Timonium, MD, 21093 FHA Renovation Loans residential mortgage lender providing government-insured FHA loans to current homeowners who desire to renovate their property and prospective homeowners who want to renovate a home before they move in. With an FHA backed renovation mortgage, current and prospective homeowners do not need any equity in the home.
(410) 882-1777 2432 miles Lender's profile and map Reviews Bayshore Mortgage Funding LLC 1920 Greenspring Dr, Suite 140, Lutherville Timonium, MD, 21093 At Bayshore Mortgage Funding LLC We have built a strong reputation as an outstanding Mortgage Lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the country since 2001. We're a full service Mortgage Lender with an experienced staff offering expertise in every area of mortgage lending.
(800) 931-5510 2432 miles Lender's profile and map Reviews Best Loan Choice 30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093 "Best Loan Choice, Inc. is a correspondent lender that was founded in 2014 by Cory Ruppersberger who, after 25 years in the mortgage and banking industry, sought to offer clients the best mortgage rates and a greater selection of home loan products. We pride ourselves on using a more individualized,"
(410) 929-7100 2432 miles Lender's profile and map Reviews Harborside Home Loans 10749 Falls Rd, Suite 104, Lutherville Timonium, MD, 21093 Harborside Home Loans is a boutique mortgage brokerage that produces tailor-made mortgage solutions for our clients. We believe that all of our clients should have the best available financial advice coupled with a high level of personal attention.We also focus on execution, not only around our clients but also our realtor and referral partners.
(407) 935-9511 2433 miles Lender's profile and map Reviews The Mortgage Market Financial Group Inc 4305 Neptune Road, Saint Cloud, FL, 34769 At The Mortgage Market Financial Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work with more than 100 investors
4434907386 2433 miles Lender's profile and map Reviews Trius Lending Partners 1104 Kenilworth Ave Ste 501, Towson, MD, 21204 We are the Mid Atlantic’s top rated private lender, expanding from NY to FL. We offer fast flexible reliable loans with common sense underwriting and no appraisal needed. Fix and flip or fix to rent with 100 percent rehab, all property types, 150K to 5MM, closings in 48 hours. New investors welcome. Referral fees paid!