USDA and FHA Pro and Con in Fairview, Alameda County, CA

For 2025, the USDA loan ceiling in Fairview, within Alameda county, CA, is $776,600, whereas the FHA limit for a single-family home stands at $1,089,300.

Lendersa® provides a USDA loan calculator that lets you compare the best rates between USDA and FHA loans available today. It helps evaluate the required income, credit, reserves, and documentation for eligibility. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which Alabama program is optimal for your financial situation.

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Loan Limits and Downpayment Requirements for 2025 in Fairview, County of Alameda, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Evaluating USDA and FHA Loan Options in Fairview, CA

Lendersa® aims to secure the most favorable USDA or FHA loan swiftly and with ease. Begin with one of three available pathways leading to matching lenders and USDA loan options.

Lendersa USDA loan application and results

Understanding USDA Loans in CA

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Long Beach Firemen’s Credit Union
  • 2245 Argonne Ave, Long Beach, CA, 90815
  • Long Beach Firemen’s Credit Union was established in 1936 when 10 firefighters pooled their money to join our credit union and become the first members. As a member owned cooperative the credit union provided a safe place to save and borrow at reasonable rates. For 37 years the credit union was located at station 1 and in the beginning was open 24
  • Belmont Mortgage
  • 1925 Montair Avenue, Long Beach, CA, 90815
  • Belmont Mortgage we are all about transparency. We detail everything to you up front so there are never any surprises Our Loan Officers have extensive knowledge in both the Purchase and Refinancing markets. Whether you are looking to buy your first home, refinance an existing one or even co-sign for a loved one, we have experience in all scenario.
  • Amerisell, Inc.
  • 39 Franciscan Pl, Pomona, CA, 91766
  • AmeriSell, Inc. provides Real Estate, Loan and Credit Consulting services. We also have a notary public on staff. Over 25 years of experience and excellent service. AmeriSell Mortgage provides the right type of financing for all borrowers. Our goal is to provide you the best possible rates and terms for your needs.
  • Believe in Dreams Realty
  • 31 Canyon Rim Rd, Pomona, CA, 91766
  • Whether it's your first home, condominium, townhouse, investment property or a four-plex house - the "PRIDE" of ownership is second to none. We have all dreamt about on day owning our own home; Here at Believe in Dreams Realty our team will make your real estate dream come to life.
  • American Freedom Funding
  • 22632 Golden Springs Dr, Suite 180, Diamond Bar, CA, 91765
  • We are home loan experts dedicated to making sure your home purchase or refinance experience is easy, honest, and quick. We’re a direct mortgage lender. That means that you will work directly with the person who lends you the money to buy your dream home (or condo!) No ridiculous bank “loan profiles.” Just common sense and fair play.
  • NuBridge Commercial Lender
  • 21680 Gateway Center Drive, Suite 230, Diamond Bar, CA, 91765
  • NuBridge Commercial Lending is a nationwide direct lender focused on making first-lien, short-term bridge loans to owners of small-balance commercial properties in 48 states and the DC. We can help you fund loans for multifamily, mixed-use, office, retail, light industrial, mobile home parks, self-storage, warehouse, and retail properties.
  • Investment & Financial
  • 556 N. Grand Blvd, Diamond Bar, CA, 91765
  • GRAND INVESTMENT&FINANCIAL was founded with the intent to provide a loan for every borrower and every home. With a wide choice of loan products, you'll find a loan program that suits your financial goals, and our skilled loan specialists can walk you through the steps to funding your dreams. With unparalleled customer service
  • NetCORE Realty & Lending
  • 21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765
  • Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.
  • American Empire Lending
  • 20955 Pathfinder Rd, Suite 100, Diamond Bar, CA, 91765
  • American Empire Lending helping customers afford the home of their dreams for many years and we love what we do.All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications.