USDA Loan Vs. FHA loan for Santa-Fe-Springs, CA [ best of 2023]

In 2025, USDA loan limit in Santa-Fe-Springs, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Santa-Fe-Springs, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 611-0998 79 miles Lender's profile and map Reviews Groves Capital INC 4025 Stonebridge Lane Rancho, Rancho Santa Fe, CA, 92091 Groves Capital, Inc., is a hybrid mortgage broker and banker based out of San Diego, California, founded in 2016 by Christoffer & Aleyna Groves. Aleyna, having well over a decade of experience in the mortgage business, formed Groves Capital with her husband Christoffer, a successful Realtor with experience dating back to the early 2000s.
(805) 477-4000 79 miles Lender's profile and map Reviews Ventura County Credit Union - Thousand Oaks 2575 Vista Del Mar Drive, Suite 100, Ventura, CA, 93001 Ventura County Credit Union started in 1950, operating out of the county courthouse. Our first office was beneath a stairwell. We had only a few employees with one cash drawer. But we were dedicated to making a difference in the lives of our members. We were determined to put money in people's pockets instead of taking it out.
(805) 834-1150 79 miles Lender's profile and map Reviews SkyView Mortgage 1255 Casitas Vista Rd, Ventura, CA, 93001 SkyView Mortgage. We are a full service mortgage company based in Ventura, California. We specialize in Conventional No Cost Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
(818) 681-8966 79 miles Lender's profile and map Reviews Castle Funding Corp 2419 East Harbor Boulevard, Suite 29, Ventura, CA, 93001 Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. Our team can help you with a myriad of loan programs including conventional financing, FHA 3.5% down payment financing, super Jumbo loans, and “Niche” products for self-employed borrowers.
(760) 632-5944 80 miles Lender's profile and map Reviews GM MORTGAGE & REALTY PO Box 8249, Rancho Santa Fe, CA, 92067 GM Mortgage and Realty was founded in 1976 and was officially incorporated in 1986. Its founder, Jerry Manson, had a saying that still sticks to this day, “Promise only what you can deliver, and deliver what you promise.” Spanning three family generations, Jerry’s son John took over as president in 1995.
(805) 640-1717 80 miles Lender's profile and map Reviews Heritage Financial of Ventura 403 West Ojai Ave, Ojai, CA, 93023 Heritage Financial was established in 1990 on the same ethics and standards that keep their doors open today. We are a locally owned and staffed mortgage brokerage with an amazing team of professionals that have the experience and knowledge to get the job done right. We believe in education, not only for our clients but also our company.
(661) 510-7346 80 miles Lender's profile and map Reviews Real Estate Lenders 705 Alomar Street, Ojai, CA, 93023 I have been involved in real estate for over 35 years. My vast experience has provided me with extensive knowledge of the entire loan process. Today, as a licensed Mortgage Broker and Loan Officer, I am able to provide a wealth of information to my clients. As a true mortgage professional, I’m looking to build relationships so my clients
(858) 259-3980 82 miles Lender's profile and map Reviews Express Funding Mortgage Co. 1237 Camino, Suite I, Del Mar, CA, 92014 Express Funding Mortgage Company was founded in 1998 by Brad Shoemaker with the goal of becoming the San Diego mortgage broker of choice for local San Diegans. Express Funding Mortgage specializes in residential mortgage financing to homeowners and buyers anywhere in California. We offer some of the lowest conforming.
(858) 350-9407 82 miles Lender's profile and map Reviews Avant Capital Solutions 1011 Camino, Suite 214, Del Mar, CA, 92014 We will find a loan that fits each borrower. Unlike big banks that have “order takers” helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all.
(858) 487-1880 82 miles Lender's profile and map Reviews North County Credit Union 17045 Via Del Campo, San Diego, CA, 92127 North County CU is a not-for-profit financial cooperative owned by its members. As a not-for-profit cooperative, we're always looking for ways to save you money any way we can. North County CU representatives are rewarded for finding you the best deal - not on making record profits.
(858) 451-1185 82 miles Lender's profile and map Reviews Norstar Capital 11440 West Bernardo Court, Suite 300, San Diego, CA, 92127 Norstar Capital your secret weapon to finding the lending program that’s right for you. Principal/Broker Dee Hontz has access to a wide range of loan products through established relationships with banks, mortgage bankers, non-depository portfolio lenders, and direct private money investors.