USDA Vs. FHA your options comparison in Santa-Fe-Springs, Los Angeles County, CA
For the year 2025, the USDA loan ceiling in Santa-Fe-Springs, located in the county of Los Angeles, CA, is established at $657,900. In contrast, the FHA loan limit for a single-family home is $822,375.
To compare today's leading USDA versus FHA rates, leverage the Lendersa® USDA loan calculator. This tool lets you assess the income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, empowering you to choose the optimal program that aligns with your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Santa-Fe-Springs, County of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Santa-Fe-Springs, CA
The mission of Lendersa® is to promptly and conveniently secure the most advantageous USDA or FHA loan possible for you. Choose from three starting points that lead to matched lenders and available USDA loan programs.
A USDA home loan is backed by the government, courtesy of the Department of Agriculture. It's also referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural locales. FHA loans differ as they mandate a minimum down payment of 3.5%, whereas USDA mortgages require no down payment at all.
1050 South Coast Highway, Suite D, Laguna Beach, CA, 92651
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
430 Forest Avenue, Suite 1, Laguna Beach, CA, 92651
Loans by Suzette is an independently owned, full-service mortgage brokerage firm that provides a complete range of residential and income property financing options. The firm is headquartered in Laguna Beach, California, with an additional office in Beverly Hills, California, and handles financing all over the state via their partnership.
Pacific Loan Group, a professional mortgage company specializing in reverse mortgages. At Pacific Loan Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Blink Home Loans has funded numerous loans and solidified itself as a low price leader in the lending Industry. Others have tried to duplicate our process, when it comes down to it they just can’t compete with our dedication to provide the lowest rates coupled with our professionals to deliver outstanding customer service to our customers
31601 S. Coast Highway, Suite #200B, Laguna Beach, CA, 92651
Sierra Pacific Mortgage is one of the nation’s largest direct private lenders; we are solely focused on residential mortgage lending. That means we have a wide array of options to choose from for your home financing needs. We have been helping homeowners with their home financing needs for over three decades
Grace Capital has been engineering financial solutions for Middle Market Real Estate Companies for more than 20 Years, nationwide. Over $3 Billion of debt, equity & investments closed with Teamwork, Precision & Execution thru Direct Lending, Family Offices, Private Funds, Wealthy Investors,
9320 Baseline Road, Suite L, Rancho Cucamonga, CA, 91701
CSB Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Bausley Home Loans & Realty , our mission is simple. During the mortgage application process, we're your advocate. Whatever financing goals you have, it's our job to fulfill them. This means getting the money you need. There are a variety of different loan types available on the market today, as well as many different lenders.
Chasity is a licensed Real Estate Broker and Mortgage Loan Originator based at Huntington Group. She provides residential real estate services to homeowners in the West San Fernando Valley cities of West Hills, Woodland Hills, Topanga, Calabasas, Bell Canyon, Canoga Park, Chatsworth and surrounding areas throughout Los Angeles & Ventura Counties.
California Prime Capital is a Los Angeles-based private money lender specializing in short-term real estate loans. By providing the fastest and most reliable funding options on the market, we have established ourselves as a key player in the lending sector for real estate investments.
17337 Ventura Boulevard, Suite 100, Encino, CA, 91316
Robbins & Lloyd Mortgage Inc. is no longer just a mortgage, and must be seen as part of your overall debt management strategy and an integral part of your financial plan. Our team is committed to providing expert advice to you and your family in order to protect one of your most valuable assets – your home.
