USDA Vs. FHA Pro and Con comparison in East-Whittier, Los Angeles County, CA

In 2025, the USDA loan cap for East-Whittier in Los Angeles county, CA, is $657,900. Meanwhile, the FHA ceiling for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and ascertain the required income, credit score, reserves, and documents needed to qualify. By leveraging our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loan options side by side, helping you determine which program suits your financial situation in Alabama best.

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2025 Loan Limits and Downpayment Requirements in East-Whittier, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in East-Whittier, CA

At Lendersa®, our mission is to swiftly secure you the most advantageous USDA or FHA loan with minimal hassle. Choose one of the three starting points that guide you to matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in CA

USDA home loans, also known as USDA rural development loans or mortgages, are government-backed by the Department of Agriculture and are only available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • ZABE Mortgage Group
  • 1609 Howard Road, Madera, CA, 93637
  • Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.
  • Vantage Point Finance
  • 26045 Avenue 17, Suite A, Madera, CA, 93638
  • Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.
  • Cal-Prime Mortgage
  • 16930 Rd 26, Suite A, Madera, CA, 93638
  • Cal-Prime Mortgage As an expert in the area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. My mission is to provide the most professional, informative, loyal, and dedicated service in the industry
  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises! FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS! FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"
  • Ask Mohave Community Federal Credit Union
  • 2809 Stockton Hill Rd, Kingman, AZ, 86401
  • At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
  • Mission Bank
  • 2439 Hualapai Mountain Road, Kingman, AZ, 86401
  • Mission Bank is an independent, locally owned and managed community bank. Our primary goal is to provide you, our customer, with the highest level of premier, personalized service. We are a full service commercial and consumer banking institution. We offer a full range of banking products for businesses, professional firms.
  • Agri Capital Inc.
  • 23400 Road 24, Chowchilla, CA, 93610
  • Corrections Federal Credit Union
  • 5 Miles North Of Soledad, Hwy 101, Soledad, CA, 93960
  • Corrections Federal Credit Union was established October 8th, 1959. The Corrections FCU was created to cater to the financial needs of the California Department of Corrections’ employees, and their families Corrections Federal CU offers competitive rates on all types of loans Auto Loan Collateral Loan Refinance Loan Personal Loan (Unsecure
  • Granite West Funding, LLC
  • 40879 CA-41, Suite 1A, Oakhurst, CA, 93644
  • "Granite West Funding as a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California. Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy."
  • Moapa Valley Mortgage
  • 280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040
  • We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.