In 2025, the USDA loan cap for East-Whittier in Los Angeles county, CA, is $657,900. Meanwhile, the FHA ceiling for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and ascertain the required income, credit score, reserves, and documents needed to qualify. By leveraging our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loan options side by side, helping you determine which program suits your financial situation in Alabama best.
Evaluate loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
At Lendersa®, our mission is to swiftly secure you the most advantageous USDA or FHA loan with minimal hassle. Choose one of the three starting points that guide you to matching lenders and suitable USDA loan programs.
USDA home loans, also known as USDA rural development loans or mortgages, are government-backed by the Department of Agriculture and are only available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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