USDA and FHA Pro and Con in La-Mirada, Los Angeles County, CA
In the year 2025, the USDA loan limit in La-Mirada, which is part of Los Angeles county in CA, is $657,900. By comparison, the FHA limit for a single-family home is $822,375.
You can rely on the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates. Determine the income, credit, reserves, and necessary documentation for eligibility. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to identify the program best suited to your financial situation in .
2025 Loan Limits and Downpayment Requirements in La-Mirada, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Opportunities in La-Mirada, CA
The primary goal of Lendersa® is to provide you with the best USDA or FHA loans quickly, without hassle. Select one of three starting points to connect with lenders and USDA loan programs that match your needs.
A USDA home loan, also known as a USDA rural development loan, is backed by the governmental Department of Agriculture. This loan type is exclusively available in rural areas and offers a significant advantage by not requiring a down payment, unlike FHA loans that require at least a 3.5% down payment, making it an appealing option for eligible buyers.
Homewise Financial we take the guesswork out of home loans, making the entire process seamless and carefree. Buying a home is typically the largest investment that you will ever make. The process is filled with emotion, whether you are a first-time or a seasoned home buyer, you are ready to get to the closing table memories in your new house.
5500 East Loop 820 South, Suite 101A, Fort Worth, TX, 76119
Our services will take the complications out of the process. Let one of our Loan Specialist analysis your credit profile to take the guess work out and identify the best financing available for you. You’ll be surprised by how easy your life becomes once we work together— contact one of our professional for more information.
SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.
We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates
General Motors moved the plant to Dallas and the credit union followed. There, board members worked out of their locker room until January 1982, when office space was rented, a computer bought and a manager hired. GM moved the plant back to Forth Worth in 1987 and the credit union moved to Forth Worth in August of 1987. In October 1991.
Western National Bank Main Street is often viewed as the heart of a community. Where people come together, where dreams are formed, and where plans are put into action. Main Street might change over time but its purpose remains: to inspire prosperity among its residents. Similarly, Mainstreet Bank was founded to help fuel people’s dreams
AccessBank Texas is all about helping you achieve success. We understand the frustration of dealing with faceless Big Banks that treat you like a number, limiting your access to real people and reasonable hours, which is unhelpful, inefficient. We are passionate about the idea that the needs of a community are a Bank’s first and foremost concern.
Travis Scott team is dedicated to helping families reach the dream of home ownership. Whether buying a new home, investment home, or ReFinancing, we can help. Travis work in the relationship business. Travis have worked with several clients that have needed credit assistance and been able to coach them to get into a position to buy.
Affiliated Mortgage Lending (NMLS 1062212) provides a complete offering of home loan products to meet the unique needs of borrowers throughout the State of Texas. Not just another mortgage company - we have many different solutions to help you achieve your home loan objectives whatever they may be.
Growing up in North Texas I’ve seen firsthand the incredible rate at which it has grown. There has never been a better time to leverage debt to buy Texas Real Estate. Rates are still very low. Texas represents freedom and more people are catching on and moving here than ever before.