USDA and FHA Pro and Con in La-Mirada, Los Angeles County, CA

In the year 2025, the USDA loan limit in La-Mirada, which is part of Los Angeles county in CA, is $657,900. By comparison, the FHA limit for a single-family home is $822,375.

You can rely on the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates. Determine the income, credit, reserves, and necessary documentation for eligibility. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to identify the program best suited to your financial situation in .

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2025 Loan Limits and Downpayment Requirements in La-Mirada, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Opportunities in La-Mirada, CA

The primary goal of Lendersa® is to provide you with the best USDA or FHA loans quickly, without hassle. Select one of three starting points to connect with lenders and USDA loan programs that match your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan, is backed by the governmental Department of Agriculture. This loan type is exclusively available in rural areas and offers a significant advantage by not requiring a down payment, unlike FHA loans that require at least a 3.5% down payment, making it an appealing option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Artesian City Federal Credit Union
  • 100 Flint Avenue, Albany, GA, 31701
  • Artesian City Federal Credit Union was founded in 1950 on the credit union principle of “people helping people”. For more than fifty years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services specifically designed.
  • Albany Community Together Inc
  • 230 S. Jackson Street, Suite 333, Albany, GA, 31701
  • Albany Community Together, Inc. (ACT!) was created in 1997 with the primary mission to create opportunities by helping low-wealth individuals who are not served or underserved by traditional financial institutions to build wealth through small business ownership and access to capital. ACT’s mission has evolved to building wealth
  • Michigan Legacy Credit Union
  • 269 Oak Street, Wyandotte, MI, 48192
  • Michigan Legacy Credit Union, formerly known as Affinity Group Credit Union is a member owned, not-for-profit financial cooperative serving members who live, work, worship, attend school, or own a business in the State of Michigan. Michigan Legacy Credit Union is committed to providing quality financial services
  • Mitten Mortgage Lending LLC
  • 2959 Biddle, Suite 201, Wyandotte, MI, 48192
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  • 121 Rickman St, Clayton, GA, 30525
  • Rabun County Bank is a hometown bank with a strong commitment to exceeding our customer’s expectations. We want to be the best. Our customers want to bank with the best. Our employees want to work for the best. Our shareholders want to own a part of the best. We will strive to be the best in all that we do.
  • Bank Of Camilla
  • 50 E. Broad St, Camilla, GA, 31730
  • The Bank of Camilla was established more than 125 years ago as the first bank in Mitchell County. The bank was chartered on November 4, 1889, and began business on January 2, 1890, in the first brick building in Camilla, known for many years as "Bennett Hall." The founding fathers and first directors of the bank were T. R. Bennett.
  • Bank of Monticello
  • 141 East Greene Street, Monticello, GA, 31064
  • On March 22, 1892, a citizens meeting was held at the Jasper County Courthouse, Monticello, Georgia, to issue stock at $100.00 per share to establish Bank of Monticello. The Jackson Banking Company was custodian for the funds. Operations began in a storeroom rented from M. S. and L. O. Benton. A lot was offered by James Lewis
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  • 190 North Bridge Street, Chillicothe, OH, 45601
  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each
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  • First Century Bank Georgia
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  • At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.