USDA Vs. FHA your options comparison in La-Mirada, Los Angeles County, CA

In 2024, USDA loan limit in La-Mirada, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in La-Mirada, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in La-Mirada, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically
  • Port City Mortgage
  • 8024 Market St, Wilmington, NC, 28411
  • Port City Mortgage (PCM) was founded on the premise that all customers want and deserve an honest, “no pressure” experience when shopping for a mortgage. PCM does just that for our customers. We disclose in writing all fees and costs associated with the interest rate we quote you, and why the rates we offer are lower than our competitors.
  • Hopewell Chemical Federal Credit Union
  • 702 Elm Street, Hopewell, VA, 23860
  • Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
  • Mid Penn Bank
  • 349 Union Street, Millersburg, PA, 17061
  • Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.
  • Phi Beta Sigma Federal Credit
  • 145 Kennedy Street NW, Washington, DC, 20011
  • PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally. While it is similar to a bank in terms of the services it provides, it is philosophically different in operation. PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally.
  • Industrial Bank
  • 4812 Georgia Avenue NW, Washington, DC, 20011
  • "Founded on August 20, 1934, Industrial Bank is the oldest and largest African American owned commercial bank in the metropolitan Washington region. Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.
  • Atlantic Community Bankers Bank
  • 1400 Market Street, Camp Hill, PA, 17011
  • Founded in 1983, ACBB is governed by community financial institutions. We exist to serve them by advocating for our industry, providing services to drive efficiency and profitability, and extending institutions’ internal resources with those of a trusted partner and also ACBB is ideally positioned to support clients through a broad.
  • Susquehanna Valley Federal Credit Union
  • 3850 Hartzdale Drive, Camp Hill, PA, 17011
  • "At SVFCU, we are Empowering our Community for Life’s Journey by Building Lifelong Partnerships to find Dynamic Solutions while being Personal, Knowledgeable, and Dedicated to Service! Our mission is to provide quality financial services for our membership at competitive prices while at the same time working to ensure the safety
  • Falcon Mortgage, Inc.
  • 2830 Sunset Drive, Camp Hill, PA, 17011
  • Falcon Mortgage, Inc. was established with the mission of creating extraordinary mortgage solutions for the citizens of PA. That mission continues to be a driving force through today. Falcon Mortgage has always sought out the nation’s most creative & responsible lenders.This enables us to be one of the nation’s most respected mortgage brokers.
  • MONEYLINE LENDING LLC
  • 3913 Market Street, Suite A, Camp Hill, PA, 17011
  • MoneyLine Lending has an excellent track record for providing expert service whether you're looking to purchase a new home or improve cash flow by refinancing. Our team here at Moneyline Lending is small but strong. We are driven by our clients and we have a cohesive system which enables us to work within time constraints while still providing.