USDA and FHA Pro and Con in San-Buenaventura, Ventura County, CA

For 2025, the USDA loan limit in San-Buenaventura, within Ventura County, CA, is $591,500, while the FHA limit for a single-family home is $739,450.

Explore today's best USDA vs. FHA rates using the Lendersa® USDA loan calculator. Assess the necessary income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the program that best suits your financial needs in .

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2025 Loan Limits and Down Payment Requirements in San-Buenaventura, Ventura County, CA

Loan Type Loan Limit Down Payment
USDA $591,500 0%
FHA $739,450 3.5%
Conventional Conforming $739,450 3%

Exploring USDA and FHA Loan Options in San-Buenaventura, CA

The mission of Lendersa® is to help you secure the most advantageous USDA or FHA loan swiftly and smoothly. Choose one of three initial steps to find lenders and programs that match your USDA loan needs.

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Understanding USDA Loans in CA

The USDA home loan, insured by the U.S. Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Keystone Home Mortgage, LLC
  • 1768 N Main St. Ext, Suite 2, Butler, PA, 16001
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Here at Keystone Home Mortgage we strive to make the home-buying process as pain free and informative as possible.
  • Serenity Mortgage, LLC
  • 223 Homewood Drive, Butler, PA, 16001
  • The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don’t have to be in it alone. The way the lighthouse is used to guide and direct the mariner out at sea, is the same philosophy John uses in the mortgage business.
  • Hometown Select Mortgage LLC
  • 389 Evans City Rd, Butler, PA, 16001
  • HTS Mortgage Company is a mortgage company based in Pennsylvania. We work with various types of loans, such as construction loans, home equity loans, home purchase, home loans, construction as well as commercial lending. We are a company that offers excellence in customer relations and we work to make sure that our clients are fully satisfied.
  • NSH MORTGAGE
  • 2195 W Huntington Dr, Beverly Hills, FL, 34465
  • NSH Mortgage team has helped thousands of people get quickly and easily approved for mortgages for over 25 years! He is eager to help you get approved for the lowest rate possible, no matter your situation. He works closely with his clients to ensure a stress-free, comfortable experience that leaves everyone happy.
  • cfsbank
  • 101 McKean Avenue, Charleroi, PA, 15022
  • At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help. And that’s as true today as it was 85 years ago.
  • JP Real Estate Funding LLC.
  • 5831 Forward Ave #1168, Pittsburgh, PA, 15217
  • Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans. He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service
  • Lyonsgate Funding LLC
  • 3004 Hamilton Street, Jefferson Hills, PA, 15025
  • Lyonsgate Funding LLC started in May, 2020 and is a woman-owned family business. Jessica Lyons is the owner with 19 years experience in the Industry. We are your Pennsylvania Mortgage Experts focusing on Residential purchases and refinances. Experts focusing on Residential purchases and refinances. We offer Conventional, FHA, VA, USDA, etc
  • VA Pittsburgh Employees FCU Mobile
  • 1010 Delafield Road, Pittsburgh, PA, 15215
  • The VA Pittsburgh Employees FCU was established in 1954 as a not-for-profit or charity organization. We stand for the service, mutual financial well-being and opportunity for our members. Today our mission statement remains the same and our vision is to strive to be our members' institution of choice for comprehensive financial services.
  • Cal-Ed FCU
  • 100 Technology Drive, Coal Center, PA, 15423
  • Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
  • Morgantown AES Federal Credit Union
  • 1133 Van Voorhis Road, Morgantown, WV, 26505
  • Morgantown AES Federal Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all types of loans from home & auto to recreation. Get in touch with us today.Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all
  • WVU Credit Union
  • 448 Harding Ave, Morgantown, WV, 26505
  • The WVU Employees' Federal Credit Union was chartered as a not-for- profit organization by the NCUA, a Federal agency. The Credit Union is owned entirely by its members and is operated for them exclusively. The philosophy of "people helping people" is carried out by its savings and lending services. Members' savings provide the lending funds.
  • Premiere Mortgage LLC
  • 5000 Hampton Center, Suite 4, Morgantown, WV, 26505
  • At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.