For 2025, the USDA loan limit in San-Buenaventura, within Ventura County, CA, is $591,500, while the FHA limit for a single-family home is $739,450.
Explore today's best USDA vs. FHA rates using the Lendersa® USDA loan calculator. Assess the necessary income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the program that best suits your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $591,500 | 0% |
| FHA | $739,450 | 3.5% |
| Conventional Conforming | $739,450 | 3% |
The mission of Lendersa® is to help you secure the most advantageous USDA or FHA loan swiftly and smoothly. Choose one of three initial steps to find lenders and programs that match your USDA loan needs.
The USDA home loan, insured by the U.S. Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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