USDA VS FHA in Cudahy, Los Angeles County, CA

In 2026, the USDA loan limit in Cudahy, part of Los Angeles county, CA, is $776,600. The FHA loan limit for a single-family home, on the other hand, is $1,089,300.

Utilize Lendersa® USDA loan calculator to efficiently compare today's USDA and FHA rates to determine your income, credit, reserves, and document requirements for qualification. The advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in Alabama for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Cudahy, Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Available USDA and FHA Loan Options in Cudahy, CA

The aim of Lendersa® is to quickly provide you with the best USDA or FHA loan options with minimal hassle. Choose one of the three pathways to connect with suitable lenders and available USDA loan programs.

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What is the USDA Loan in CA?

The USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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