In the current year of 2026, the USDA loan limit set for Huntington-Park, in the county of Los Angeles, CA, is $657,900. In contrast, the FHA loan limit for a single-family residence is $822,375.
To effectively compare the current best rates between USDA and FHA loans, utilize the Lendersa® USDA loan calculator. This tool helps you ascertain the income, credit, reserves, and documentation required to qualify for these loans. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, assisting you in making an informed decision based on your unique financial situation while living in the state of Alabama.
Explore and compare loan proposals from a network of 100 different lenders.
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The objective of Lendersa® is to quickly facilitate your access to the best USDA or FHA loan, ensuring a smooth and hassle-free experience. Begin by choosing one of three initial approaches, designed to match you with appropriate lenders and USDA loan options.
A USDA home loan, backed by the U.S. Department of Agriculture, is exclusively for rural areas and is also known as a USDA rural development loan or USDA mortgage. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans eliminate the need for any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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