USDA Vs. FHA your options comparison in Bell, Los Angeles County, CA

During 2025, the USDA loan limit in Bell, within the county of Los Angeles, CA is set at $776,600, whereas the FHA limit for a single-family home is $1,089,300.

To compare today's top USDA versus FHA rates, use the Lendersa® USDA loan calculator. It can determine the income, credit score, reserves, and necessary paperwork to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you to select the best option in for your financial situation.

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Loan limits and down payment requirements for 2025 in Bell, Los Angeles, CA

Type of Loan Maximum Loan Limit Down Payment Required
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA loans in Bell, CA

The aim of Lendersa® is to quickly and effortlessly find you the most favorable USDA or FHA loan option. Choose among three initial approaches to align with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government's Department of Agriculture. It is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage doesn’t necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Clarksville Mortgage Corporation
  • 5533 Adams Ridge Rd, Clarksville, MD, 21029
  • Clarksville Mortgage Corporation, where we specialize in residential mortgages. At Clarksville Mortgage Corporation, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Treasury Department Federal Credit Union
  • 1101 2nd Street NE, Washington, DC, 20002
  • The Treasury Department Federal Credit Union (TDFCU) founded in 1935, is a full service financial institution with a voluntary Board of Directors that is elected by our membership. Each member is an owner of the credit union with an equal vote Our purpose is to improve the quality of life of our members by providing affordable financial products an
  • Transit Employees Federal Credit Union
  • 2440 Market Street NE, Suite 901, Washington, DC, 20018
  • Transit Employees Federal Credit Union (TEFCU) was founded on March 29, 1940 as D.C. Transit Workers Division 689 Federal Credit Union, by five (5) employees of the Capital Transit Company in Washington, DC. They combined their purchasing power and started the Credit Union with thirty-seven (37) shares at a par value.
  • Topside FCU
  • 17442 Dahlgren Road, Dahlgren, VA, 22448
  • Topside Federal Credit Union was federally chartered in 1961, and has grown into a full-service financial institution with total assets of over $400 million dollars. We value our members' trust, and work diligently to offer the financial services our members need and want. Our members' funds are federally insured by National Credit Union
  • New Cumberland Federal Credit Union
  • 345 Lewisberry Road, New Cumberland, PA, 17070
  • NCFCU is a full-service, not-for-profit, member-owned financial institution. Unlike profit-driven banks that benefit only a small number of stockholders, we return excess earnings to all of our members in the form of lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.
  • Solutions Credit Union
  • 907 Broadway Avenue, Elmira, NY, 14904
  • Solutions Credit Union is a member-owned, not for profit financial institution that has served Elmira, Southport, Ashland and the surrounding communities since 1952. Today, with a commitment to serving our members, we have established $36 million dollars in assets as we continue to grow.
  • Milton Savings Bank
  • 80 Broadway, Milton, PA, 17847
  • Milton Savings Bank provides high-quality products and services and is pleased to be the premier community bank in the communities we serve. We are proud to have the financial strength and commitment to meet the needs of our community as we have done in the past and will continue to do today and tomorrow.
  • Pinpoint Federal Credit Union
  • 37 Ferry Ln, Milton, PA, 17847
  • Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.
  • NewDay USA
  • 8160 Maple Lawn Blvd, Fulton, MD, 20759
  • "NewDay USA is building our nation's leading VA mortgage company, serving America’s veterans and their families, to help Veterans like you get the financial security and peace of mind you deserve. Since 2004, NewDay USA has set out to improve the lending experience for Veterans, Service members and their family members."
  • Imperium Mortgage LLC
  • 8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
  • Imperium Mortgage We are a people-centric organization that not only seeks to minimize the impact of our business on the environment but also shares concerns that will be confronted by future generations. You do not normally expect to hear this from a mortgage company, but the fact is, we finance people’s future.