USDA and FHA Pro and Con in Bell, Los Angeles County, CA
During 2025, the USDA loan limit in Bell, within the county of Los Angeles, CA is set at $776,600, whereas the FHA limit for a single-family home is $1,089,300.
To compare today's top USDA versus FHA rates, use the Lendersa® USDA loan calculator. It can determine the income, credit score, reserves, and necessary paperwork to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you to select the best option in for your financial situation.
Loan limits and down payment requirements for 2025 in Bell, Los Angeles, CA
Type of Loan
Maximum Loan Limit
Down Payment Required
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA loans in Bell, CA
The aim of Lendersa® is to quickly and effortlessly find you the most favorable USDA or FHA loan option. Choose among three initial approaches to align with lenders and discover USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government's Department of Agriculture. It is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage doesn’t necessitate any down payment.
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