As of 2025, the USDA loan limit for Oakley in Contra Costa County, CA is $776,600, while the FHA limit for a single-family home is $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans, and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in deciding which program is optimal for your financial needs in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.
A USDA loan, often called a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and available only in rural areas. Unlike FHA loans that require a 3.5% down payment, no down payment is needed for a USDA mortgage.
Enter your location to find out if it qualifies for USDA rural housing loan?
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