USDA Vs. FHA your options comparison in Twentynine-Palms, San Bernardino County, CA
For 2025, the USDA loan limit in Twentynine-Palms, within San Bernardino, CA, is $381,800, while the FHA limit for a single-family home stands at $477,250.
Take advantage of the Lendersa® USDA loan calculator to directly compare the best rates available today for USDA and FHA loans. This tool helps you ascertain the necessary income, credit standing, reserves, and documentation for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best fit for your financial situation, especially in Alabama.
2025 Loan Limits and Down Payment Requirements in Twentynine-Palms, County of San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Twentynine-Palms, CA
The mission of Lendersa® is to help you secure the best USDA or FHA loan swiftly and without hassle. Start with one of three approaches to connect with lenders and explore USDA loan offerings.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have no down payment requirement.
Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions.
164 N Henderson Avenue, Suite B, Sevierville, TN, 37862
Established in 1978, Sevier County Schools Federal Credit Union is owned and operated by its members who have joined together to assist each other in the sound management of their financial affairs. Our mission is to provide loan, deposit, and transaction services to its defined membership with a uniquely high level of quality and efficiency.
200 Forks of the River Pkwy, Sevierville, TN, 37862
The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients' expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.
Sovita Credit Union serves education and healthcare workers in Genesee, Lapeer, Livingston, Oakland and Shiawassee counties. We provide low-cost, high-value financial services to people who enrich, heal, lift and lead all others in the community. Founded in 1934 as Flint Teachers Credit Union,
Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Lightning Home Loans is determined to achieve excellence in the mortgage origination industry and we have built a team to best service your needs. From start to finish our team goes above and beyond making sure that you understand every part of the process. We understand that the most critical decision for you as a borrower is to choose a team.
Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!
We are a full-service mortgage company based in Fenton, Michigan. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
