USDA Vs. FHA your options comparison in Vallejo, Solano County, CA
As of 2025, the USDA loan ceiling in Vallejo, within Solano county, CA, stands at $491,200, while the FHA cap for a single-family home is $685,400.
With the Lendersa® USDA loan calculator, you can compare today’s top USDA and FHA rates and determine the necessary income, credit, reserves, and documents to qualify. Our state-of-the-art mortgage calculator puts USDA, FHA, Conforming, and VA programs side by side, aiding your choice in based on your financial needs.
2025 Loan Ceilings and Down Payment Needs in Vallejo, County of Solano, CA
Type of Loan
Maximum Loan
Down Payment Requirement
USDA
$491,200
0%
FHA
$685,400
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Vallejo, CA
Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and conveniently. Choose one of the three available starting points to connect with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture and often known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. It differs from FHA loans, which require a minimum 3.5% down payment; USDA loans do not need any down payment at all.
Team Zara, a part of World Wide Credit Corporation, has over 12 years of experience and extensive knowledge in mortgage lending. With our in house lender we can offer speedy and exceptional services to you as a borrower. Our mission is to provide you with a fast, hassle-free loan that will minimize your stress as a borrower.
New West Investment Group, Inc. has been building homes in the San Diego region for over 40 years. We pride ourselves in creating value for our clients and have built relationships that have lasted decades. The projects we develop range from multifamily units and new subdivisions to custom homes.
360 West Lexington Avenue, Suite 100, El Cajon, CA, 92020
IQ Realty & Lending represent buyers and sellers of real estate properties across San Diego County, residential property, commercial property, land, business opportunities, property management & financing. We also offer- Sell A Home, Finance A Home, Commercial Real Estate, Buy Property, Sell Property, Buy A Home.
The Veteran Mortgage Centers team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage broker professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers
Neighborhood National Bank has proudly served the small businesses and residents of San Diego County since 1997, over two decades. As a local community bank, we pride ourselves on utilizing local deposits to invest back into the small to mid-size businesses who serve as the economic engine of San Diego.
Military Home Spot Lending sets itself apart from other lenders by following the VA guidelines exactly as they are written. We have no credit score requirement and no Debt-to-Income (DTI) limit. VA guidelines exactly as they are written. We have no credit score. MortgageOne dba Military Home Spot Lending
"Inland Federal Credit Union has a rich history of service to the Catholic Community in the San Diego area. Although our charter is dated November 3, 1960, we have been, in some form, functioning as a Credit Union since the early 1950's.
Our Credit Union is a member owned, not-for-profit organization whose objective is to meet"
