USDA and FHA Pro and Con in Vallejo, Solano County, CA
As of 2025, the USDA loan ceiling in Vallejo, within Solano county, CA, stands at $491,200, while the FHA cap for a single-family home is $685,400.
With the Lendersa® USDA loan calculator, you can compare today’s top USDA and FHA rates and determine the necessary income, credit, reserves, and documents to qualify. Our state-of-the-art mortgage calculator puts USDA, FHA, Conforming, and VA programs side by side, aiding your choice in based on your financial needs.
2025 Loan Ceilings and Down Payment Needs in Vallejo, County of Solano, CA
Type of Loan
Maximum Loan
Down Payment Requirement
USDA
$491,200
0%
FHA
$685,400
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Vallejo, CA
Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and conveniently. Choose one of the three available starting points to connect with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture and often known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. It differs from FHA loans, which require a minimum 3.5% down payment; USDA loans do not need any down payment at all.
RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.
AMS Mortgage, a Mississippi Licensed Mortgage Company, is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple.
In 1942, Eagle Federal Credit Union was organized to promote thrift and well being to its members. Today, Eagle Federal provides a solid financial partnership that members rely on from youth through retirement.Credit Union was organized to promote thrift and well being to its members.
At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors
7330 Highland Road, Suite A1, Baton Rouge, LA, 70808
We are licensed in Louisiana, Texas and Virginia, however, we are located in Louisiana specializing in the Greater Baton Rouge (including Ascension Parish and Livingston Parish), Hammond, Lafayette and New Orleans markets. Our highly experienced lending team, of mortgage experts, takes pride in getting to know our clients
2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808
Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families
We were established in 1966 by a few state employees to serve state employees. Our mission statement is that "We provide quality services and help members attain financial success". Our membership consists of City, State, Federal employees who are employed or funded by a governmental entity, their immediate families.
