USDA Loan Vs. FHA loan pro & con Valley-Center, San Diego County, CA

In 2025, USDA loan limit in Valley-Center, county of San Diego, CA is $615,000 while FHA limit is $753,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Valley-Center, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(319) 294-2444 Lender's profile and map Reviews Hills Bank 3905 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402 Hills Bank has grown to become one of Iowa's largest independent banks. We have achieved this growth the old fashioned way — by earning our customers' respect, one at a time. Hills Bank was founded on the principle that banks should care about the people they serve and provide ways to help them prosper.
(319) 892-7300 Lender's profile and map Reviews Linn Area Credit Union 3015 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402 Linn Area Credit Union is a not-for-profit, full-service financial organization with branches in Cedar Rapids and Marion, Iowa. We are very much a local organization our employees are your neighbors & our kids go to the same school. We Are Family” is not just a tagline, it’s how we operate. We don’t call you “customers, ” we call you “members.
(319) 378-0500 Lender's profile and map Reviews Chec King Payday Advance 600 Blairs Ferry Road, Suite D, Cedar Rapids, IA, 52402 Chec King Payday Advance has been providing you with easy payday loans since 2005. We're a locally owned and operated business. If you need immediate cash for any unforeseen emergency situation, contact the people-friendly professionals at Chec King Payday Advance. You can open an account immediately, and we'll process your loan promptly.
(319) 899-3820 Lender's profile and map Reviews Hall Lending Group 1918 St Andrews Ct NE, Cedar Rapids, IA, 52402 Hall Lending Group was created by Hope Hall with one mission in mind: to provide customers with the best home loan experience possible. For nearly two decades, we have been helping families meet their goals of home ownership with the best interest rates and loan programs available.
(319) 361-2074 Lender's profile and map Reviews Iowa Mortgage Solutions 4403 1st Ave SE, Suite 110, Cedar Rapids, IA, 52402 The IMS Home buyer Grant Program is a mortgage credit program that can help paying a down payment or other initial costs of buying a home. This money can be can be used for closing costs, setting up escrow accounts, or making a down payment. This is an extremely valuable program for somebody with steady
(651) 457-7539 Lender's profile and map Reviews Key Community Bank 5684 Bishop Avenue, Inver Grove Heights, MN, 55076 Key Community Bank has been serving the Inver Grove Heights & surrounding areas for over 20 years. We are here to help you on your financial journey. Stop in today to see why banking with us is truly exceptional & also Key Community Bank provides personalized banking services to small & medium sized businesses & individuals in our local community.
(763) 267-6300 Lender's profile and map Reviews Teamsters Credit Union. 9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434 Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends
(319) 372-5141 Lender's profile and map Reviews Farmers Savings Bank 3542 168th St., Wever, IA, 52658 Farmers Savings Bank was founded in 1908 in Wever, Iowa. Business was conducted in the original building, just west of the railroad tracks, until 1996. In 1969 the building was remodeled and enlarged to include a drive-up facility. The bank moved into its current facility on the east side of Highway 61 in 1996.
(651) 797-4090 Lender's profile and map Reviews Minnesota Residential Mortgage, Inc. 2636 Ridge Lane, Mounds View, MN, 55112 At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(651) 631-3111 Lender's profile and map Reviews The Servion Group 500 Main Street, Saint Paul, MN, 55112 The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.
(651) 227-7071 Lender's profile and map Reviews BankCherokee 607 South Smith Avenue, Saint Paul, MN, 55107 BankCherokee works for community business. Community is all about us working together. It’s what makes our community bank and your community business go. At BankCherokee, we know this after more than 100 years in the neighborhood. Today, everything we do reflects our commitment to your success.