USDA Loan Vs. FHA loan pro & con for Valley-Center, San Diego County, CA

In 2024, USDA loan limit in Valley-Center, county of San Diego, CA is $615,000 while FHA limit is $753,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Valley-Center, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(325) 653-6814 https://westernshamrock.com/ 973 miles Lender's profile and map Reviews Western Shamrock Corporation 801 S. Abe, San Angelo, TX, 76903 Western Shamrock Corporation is the corporate successor to a single, small-loan office opened by the Company's founder, Milton Pierce, in 1965 in Lubbock, Texas. From this single location in the Texas panhandle, the Company has grown to nearly two hundred offices in four states..
(830) 774-2555 https://www.thebankandtrust.bank/ 974 miles Lender's profile and map Reviews The Bank and Trust, S.S.B. 1200 Avenue F, Del Rio, TX, 78840 In 1910, The Bank & Trust opened its doors with a promise to provide superior financial products with exceptional customer service in Del Rio, Texas. The bank has served as a symbol of strength to its customers throughout times of trial and innovation including The Great Depression, two world wars
(830) 774-2328 https://www.borderfcu.com/ 974 miles Lender's profile and map Reviews Border Federal Credit Union 2211 N Bedell Avenue, Del Rio, TX, 78840 Border FCU is a not-for-profit community financial instituion owned by its members.and also BFCU's mission is to serve the community of member - owners by providing diverse, competitive and progressive financial services to improve the financial well being of our members and their families
(830) 775-0295 http://www.amistadbank.com 974 miles Lender's profile and map Reviews Amistad Bank 1301 Veterans Blvd, Del Rio, TX, 78840 Amistad Bank team is bilingual from the President down which allows the staff to provide exceptional customer service, in both English and Spanish. The bank offers an array of deposit products for consumers and businesses, including our high yield amigo checking account, friendship club account, the best club account in our area.
(308) 762-1871 https://www.ccfcuonline.com/ 974 miles Lender's profile and map Reviews Consumers Cooperative Federal Credit Union 217 Toluca Avenue, Alliance, NE, 69301 Established in 1950, Consumers Cooperative FCU, is a financially sound institution providing quality, personalized, competitive services to all of our membership. We service all employees and customers of WESTCO and We provide products and services that help the financial stability and economic growth for both our members and our community
(406) 656-3140 https://www.rmbank.com/ 975 miles Lender's profile and map Reviews Rocky Mountain Bank (Montana) 2615 King Avenue West, Billings, MT, 59108 We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
(325) 853-2561 https://www.fnbeldorado.com/ 975 miles Lender's profile and map Reviews The First National Bank of Eldorado 100 SW Main, Eldorado, TX, 76936 The First National Bank of Eldorado was formed in 1907 to serve the banking needs of the county and the surrounding areas. The original rock building still stands on Main Street across from the present location, which was completed in 1982. Our current banking facility offers drive-in banking and a 24-hour drive-up ATM.
(406) 547-3331 https://botr.bank/ 977 miles Lender's profile and map Reviews Bank of The Rockies 205 West Main Street, White Sulphur Springs, MT, 59645 We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.
(509) 754-5233 https://www.granco.org/ 978 miles Lender's profile and map Reviews GRANCO Federal Credit Union 217 Alder Street SW, Ephrata, WA, 98823 Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.
(308) 487-5578 https://hemingfordcreditunion.com/ 978 miles Lender's profile and map Reviews Hemingford Co-Operative Federal Credit Union 801 Box Butte Avenue, Hemingford, NE, 69348 On March 29, 1951, the Hemingford Co-Operative Federal Credit Union was granted its charter by the Bureau of Federal Credit Unions. The credit union has assets totaling $9.92 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings
(509) 235-6533 https://cheneyfcu.com/ 979 miles Lender's profile and map Reviews Cheney Federal Credit Union 520 First Street, Cheney, WA, 99004 Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.