USDA and FHA Pro and Con in Tulare, Tulare County, CA

In 2025, the USDA loan limit for Tulare in Tulare County, CA, is $342,100, while for a single-family dwelling, the FHA limit is $472,030.

Use Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans, and assess the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the program in best suited for your financial condition.

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2025 Loan Limits and Downpayment Requirements in Tulare, Tulare, CA

Loan Type Loan Limit Down Payment
USDA $342,100 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Choosing USDA and FHA Loan Options in Tulare, CA

Lendersa® endeavors to secure you the optimal USDA or FHA loan swiftly and without hassle. Select one of three avenues to connect with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CA

A USDA home loan, supported by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is specific to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Associated Mortgage Group, Inc.
  • 5200 S Macadam Avenue, Suite 200, Portland, OR, 97239
  • Associated Mortgage Group, Inc. d/b/a Associated Mortgage Brokers is a privately owned mortgage broker firm founded in 1989 based on the premise that our customers want to work with experienced professionals who provide them with multiple loan programs for residential home mortgage loans.
  • Altamont Mortgage Funding, Inc
  • 4380 SW Macadam Ave, Suite 125, Portland, OR, 97239
  • Altamont Mortgage Funding, NMLS #221360, understands that the mortgage loan process doesn’t have to be a long and daunting experience. Our team is dedicated to individualized customer attention while making the mortgage loan process easier to understand so your financial goals are met.
  • MfgHomeMortgage.com
  • 1834 SW 58th Ave, Suite 104, Portland, OR, 97221
  • MfgHomeMortgage.com is powered by American Home Funding, which is a locally owned and operated mortgage brokerage out of Portland, OR. The company was founded by a husband and wife team in Eugene, OR in 1993 and has since retained its Eugene branch and moved its corporate headquarters and processing team to Portland.
  • American Home Funding
  • 1834 SW 58th Ave, Suite 104, Portland, OR, 97221
  • American Home Funding has proudly served Oregon since 1993 and Washington since 2011. With local offices in Portland and Eugene we have all your mortgage solutions under one roof. American Home Funding has access to a variety of lenders and loan products that will meet your needs no matter if you’re a first time home buyer.
  • Unitus Community Credit Union
  • 1300 SW 6th Ave, Portland, OR, 97201
  • We help to make our members stronger financially by providing financial education, exceptional products & services, and personal service.We serve 100,000 members in the Pacific Northwest and employ more than 250 individuals who share our passion for serving the community.Unitus is a not-for-profit financial cooperative with branches in OR and WA
  • ScanlanKemperBard Companies
  • 222 SW Columbia St. #700, Portland, OR, 97201
  • ScanlanKemperBard is a privately held real estate merchant bank based in Portland, Oregon. SKB acquires, manages and transforms commercial properties into profitable, risk-adjusted returns for select high-net-worth individuals, family offices, trusts, and institutional investors.
  • CASHCO Financial Services, Inc
  • 922 SE Oak St, Hillsboro, OR, 97123
  • CashCo opened with money borrowed from credit cards and family in a double wide trailer with no running water on January 2, 1989. We thought we had a really cool idea for our business but found out getting it off the ground was not as easy as we imagined. We made some costly, near-fatal mistakes as we figured things out.
  • Baseline Mortgage LLC
  • 1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
  • Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.