USDA and FHA Pro and Con in Tulare, Tulare County, CA
In 2026, the USDA loan limit for Tulare in Tulare County, CA, is $342,100, while for a single-family dwelling, the FHA limit is $472,030.
Use Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans, and assess the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the program in best suited for your financial condition.
2026 Loan Limits and Downpayment Requirements in Tulare, Tulare, CA
Loan Type
Loan Limit
Down Payment
USDA
$342,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choosing USDA and FHA Loan Options in Tulare, CA
Lendersa® endeavors to secure you the optimal USDA or FHA loan swiftly and without hassle. Select one of three avenues to connect with lenders and explore USDA loan offerings.
A USDA home loan, supported by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is specific to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment at all.
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