In 2026, the USDA loan limit within Hanford, in the county of Kings, CA, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
To compare today's USDA and FHA prime rates, utilize the Lendersa® USDA loan calculator to identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you to decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to secure for you the best USDA or FHA loan quickly, without hassle. Choose from three starting pathways to be matched with lenders and USDA loan programs.
A USDA home loan is endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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