In 2025, the USDA loan limit within Hanford, in the county of Kings, CA, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
To compare today's USDA and FHA prime rates, utilize the Lendersa® USDA loan calculator to identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you to decide which program in best suits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Hanford, Kings, CA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hanford, CA
Lendersa® strives to secure for you the best USDA or FHA loan quickly, without hassle. Choose from three starting pathways to be matched with lenders and USDA loan programs.
A USDA home loan is endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.
Valley Wide Reverse Mortgage is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Advisory Home Loans is a Mortgage Broker located in Fresno, California. We offer custom loan terms, for example, if you have a 30 year fixed rate loan that is 3 years old, instead of "going backwards" with a new 30 year loan we can do a 27 year term. You name the term, we can do it (30 years and lower).
Community Home Loans once in a lifetime opportunity presently exists for that visionary entity who can fully grasp the significance of the US Federal Trademark: Community Home Loans. It is truly the name that connects with customers worldwide. It is the name that represents the image of the new United States residential mortgage frontier.
2350 West Shaw Avenue, Suite 140, Fresno, CA, 93711
Mount Saber is the first time investor or a highly seasoned investor, our real estate investor financing programs are a ideal resource to achieve your ultimate real estate acquisition objectives. Please see our basic funding guidelines below that will equip you with the knowledge to be able to get your first real estate deal on track and closed
SNAP! Home Loans is the industries Lowest Cost, Most Tech Lending Solution. Because we are a broker we provide Buyers with what we call “Fair Market Pricing” by shopping their loan with as many as 20 different banks. This provides our borrowers with the best financing available, with the most flexibility, at the lowest out of pocket price.
336 West Bedford Avenue, Suite 103, Fresno, CA, 93711
Aspire Realty Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
"C. Watson Financial is a locally owned Mortgage Broker in business to help customers find the home financing to fit their needs. We help buyers with a staff of highly trained loan professionals, so you can be sure that you are fitted with the best loan package available.
Whether you are buying your first home or an investment property,"
Valley Wide Homes is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
"Western Pioneer Financial is a full spectrum lender with complete real estate services. We bring over 35 years of combined experience in both real estate and loans. Our commitment and focus is to provide genuine one-stop shopping services to our clients and customers.
We are committed to providing our clients with superior personal service."
Alameda Mortgage Corporation we believe that how you get your mortgage matters. AMC moved an industry typically reserved for big banking to a small business venue. It turns out we were on to something. During the subprime lending crisis, we were able to serve a real need in the communities where we operated.
Caleb Parmenter is your premier mortgage professional located in Fresno, California. Caleb and Caleb Parmenter - Big Valley Mortgage offer some of the most competitive rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Fresno area.
Since 1989, Oro Financial of CA, Inc has originated residential and commercial loans for borrowers who have tried to obtain conventional financing but were unable to. Credit is not a problem and we can loan against any property within the State of California. We will move fast and have been able to fund in 24 hours.
