USDA Vs. FHA Pro and Con comparison in Hanford, Kings County, CA
In 2025, the USDA loan limit within Hanford, in the county of Kings, CA, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
To compare today's USDA and FHA prime rates, utilize the Lendersa® USDA loan calculator to identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you to decide which program in best suits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Hanford, Kings, CA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hanford, CA
Lendersa® strives to secure for you the best USDA or FHA loan quickly, without hassle. Choose from three starting pathways to be matched with lenders and USDA loan programs.
A USDA home loan is endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.
Red River Credit Corporation, we want to make getting a loan and paying it off as easy as possible. We'll listen to you needs and consider your budget to pair you with the loan option that best suits your situation. Once you're approved, you'll quickly have access to the cash you need, up to $1620.00 And paying for your loan is easy.
The National Bank of Texas has maintained the same long-term vision. We are a locally owned, independent, community bank that understands the needs of the area and communities we serve. We provide prompt, courteous service, and always strive to establish long-term relationships with our customers.
Members Credit Union (MCU) has a long history of personal service. Founded by seven employees of Santa Fe Railroad in 1954 as the Santa Fe Employees Credit Union, MCU grew and moved to 827 North Main in Cleburne, Texas in 1960. MCU expanded by offering membership to anyone working or living in Johnson County including family members.
Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.
Fort Worth City Credit Union are insured by the National Credit Union Administration, which is a U.S. Government Agency. Member accounts are federally insured up to $250, 000, and are backed by the full faith and credit of the United States Government Fort Worth City Credit Union is an Equal Housing Lender.
TrinityBank was created from scratch for our local Tarrant County customers. We’re an independent bank with a local board of directors and an experienced professional staff. That means we can move fast because we make all the decisions here. And by limiting our brick and mortar to one central location
2600 West 7th Street, Suite 146, Fort Worth, TX, 76107
We take great pride in our ability to deliver outstanding results. And our satisfied home buyers & sellers can attest to that.That’s what makes us more than just another real estate agency.It means we not only have the expertise to see your purchase or sale through from start to finish, we’re here for you from then on for any needs that might arise
At Rand & Associates Incorporated, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Merit Mortgage Company Being a realtor is hard enough! We understand the frustrating rollercoaster ride of a transaction and the lender should be the last thing on your mind. We do our best to free you up to take care of all the other needs of your client while we handle the loan.You have plenty of details on your plate & we are focused on making t
ONE AMERICAN BANK is an extremely well capitalized financial institution embracing technology with new products and services, as well as online and mobile banking. These technological advancements will enhance and simplify the way you conduct your financial business whether online or in-branch.
Bank of Mead is located in Mead, NE, United States and is part of the Depository Credit Intermediation Industry. Bank of Mead has 6 total employees across all of its locations and generates $1.13 million in sales (USD). The Bank of Mead offers a Bill Pay Service to all of its online banking customers.
5049 Edwards Ranch Rd, FL 4, Fort Worth, TX, 76109
We are guided by a firm conviction that the best way for us to create value – as a company – is by doing transactions that create value for our customers and partners. We offer creative financing options to homeowners that allow them to sell their property at full market value, defer capital gains taxes, sell property faster.
