USDA Loan Vs. FHA loan pro & con for Hanford, Kings County, CA

In 2025, USDA loan limit in Hanford, county of Kings, CA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hanford, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(301) 279-1964 2302 miles Lender's profile and map Reviews SkyPoint Federal Credit Union 19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874 SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.
(301) 944-1800 2302 miles Lender's profile and map Reviews Mid Atlantic Federal Credit Union 12820 Wisteria Dr, Germantown, MD, 20874 Mid-Atlantic Federal Credit Union (MAFCU) is a not-for-profit institution managed for the sole benefit of its members, and offers many financial services at better rates and fees. Profits are returned to MAFCU members in the form of higher savings rates, lower loan rates, and lower fees. Membership is open to anyone who lives, works, worships.
(301) 528-0671 2302 miles Lender's profile and map Reviews Capital Mortgage MD Inc 13914 Carlson Farm Drive, Germantown, MD, 20874 Our mission is to serve our customers with honesty, integrity and competence to home buyers looking for financing and refinancing options with a fast turn around. We aim to provide home loans to our clients with interest rates and closing costs that are as low as possible. With each client we pledge to help
(786) 301-7443 2302 miles Lender's profile and map Reviews Dream Team Mortgage 19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(239) 228-8475 2302 miles Lender's profile and map Reviews DHL Mortgage Inc 4154 Erindale Drive North, North Fort Myers, FL, 33903 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(239) 215-3850 2302 miles Lender's profile and map Reviews Liberty Mortgage Lending Group 13180 NORTH CLEVELAND AVSUITE 317, North Fort Myers, FL, 33903 LIBERTY MORTGAGE LENDING GROUP INCORPORATED. We are a full service mortgage company based in North Fort Myers, Florida. We specialize in First Time Home Loans and Refinancing in Florida . We also serve the surrounding cities in 33903 . Whether you are buying a home or refinancing in any of these zip codes
(703) 537-5101 2302 miles Lender's profile and map Reviews Oakview Capital 9911 Mill Run Drive, Great Falls, VA, 22066 Oakview, we believe a strong start makes for a strong finish to this challenging process. Our goal at the onset is to understand your needs. We invest extra time to get to know you, your situation, and all the other aspects of the transaction that may influence the final outcome.
7038622770 2302 miles Lender's profile and map Reviews DMV Residential Funding; LLC 12401 Braddock Road, Fairfax, VA, 22030 At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
(703) 436-4740 2302 miles Lender's profile and map Reviews First Virginia Community Bank 11325 Random Hills Road, Fairfax, VA, 22030 Opened in November 2007, our vision entails working with our shareholders, friends and neighbors to build a financial services organization that will focus on the Northern Virginia and Maryland business communities, its owners and employees. We believe our Bank should do more than provide traditional banking products.
(703) 218-9900 2302 miles Lender's profile and map Reviews NextMark Credit Union 4201 Members Way, Fairfax, VA, 22030 The name NextMark captures the possibilities inherent in what we offer. It’s all about helping our community confidently navigate their financial journey by being more active and more fully engaged. It’s about turning dreams into goals and finding the shortest distance to financial success. We’re good at what we do.
(703) 788-4800 2302 miles Lender's profile and map Reviews Apple Federal Credit Union 4097 Monument Corner Drive, Fairfax, VA, 22030 Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience. We’re grateful for every member who chooses to be a part of the Apple family.
(703) 667-4170 2302 miles Lender's profile and map Reviews The Freedom Bank of Virginia 10555 Main Street, Suite 100, Fairfax, VA, 22030 The Freedom Bank of Virginia was founded July 23, 2001. We are a local, full-service bank utilizing an optimized network of sales offices, talented banking professionals, industry expertise and innovative technology to build client relationships throughout the Northern Virginia/DC MSA.