In the year 2025, residents of South-San-Jose-Hills in Los Angeles, CA will find that the USDA loan limit stands at $657,900, whereas for a single-family home, the FHA loan cap is $822,375.
Make use of the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates and identify the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to better decide which program in
Compare loan offers from a hundred lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The aim of Lendersa® is to efficiently connect you with the most advantageous USDA or FHA loan without unnecessary delays. Choose from three initial steps that facilitate matching you with appropriate lenders and USDA loan schemes:
The USDA home loan, a government-backed option by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans which require a minimum 3.5% down payment, the USDA mortgage eliminates the need for any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
