USDA Vs. FHA Pro and Con comparison in South-San-Jose-Hills, Los Angeles County, CA
In the year 2026, residents of South-San-Jose-Hills in Los Angeles, CA will find that the USDA loan limit stands at $657,900, whereas for a single-family home, the FHA loan cap is $822,375.
Make use of the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates and identify the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to better decide which program in suits your financial status.
2026 Loan Limits and Downpayment Requirements in South-San-Jose-Hills, County of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Understanding USDA and FHA Loan Options in South-San-Jose-Hills, CA
The aim of Lendersa® is to efficiently connect you with the most advantageous USDA or FHA loan without unnecessary delays. Choose from three initial steps that facilitate matching you with appropriate lenders and USDA loan schemes:
The USDA home loan, a government-backed option by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans which require a minimum 3.5% down payment, the USDA mortgage eliminates the need for any down payment.
Locally Owned and Operated, Broker Kellie Pali- Cruz has access to many banks both local and international! One phone call can save you time and money! Don't be restricted by only one banks offering, allow yourself options! Kellie has many accolades including, The Real Estate Association of Maui's Affiliate Choice Award in 2008.
Pacific Home Loans offers a wide variety of loans, from First-Time Home Buyer programs to VA loans to Alt Doc loans for the self-employed. We offer more programs than any other mortgage provider in the state of Hawaii. We are able to do this because we are both a mortgage banker and mortgage broker.
ORLEX Government Employees Credit Union has been open since 1953. It's the 16th largest credit union in Vermont with assets totaling $7.68 Million and providing banking services to more than 1, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Northeast Schools and Hospital Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, NSHCU will continue a sound yet progressive asset management strategy
Maui Teachers FCU will serve its membership with integrity and efficiency and provide excellent financial services, creating financial growth for our members and for our credit union.
Maui Teachers Federal Credit Union will strive to exceed our members' expectations in our commitment to their financial well-being and growth
Maui County Federal Credit Union was originally established in 1937 to serve the needs of Maui’s County, State, and Federal government employees and their families. It is the largest credit union on Maui with 55 employees serving nearly 20,000 members throughout the County of Maui. Anyone that lives, works,
Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.
We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.
Weimin Loans Mortgage one is more suitable, fixed interest rate or floating interest rate? Usually, if you plan to sell a house within 7 years, you can consider a floating-rate loan because its initial interest rate is lower than a fixed-rate loan. If the plan changes in the future, you can consider refinancing at that time.
Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.
Whether you are in need of new financing or a refinance on your existing property; whatever your mortgage loan needs, and anywhere they may be, (including the communities of Maui any of our other service areas), Avis Mortgage can assist you by providing you with our top-notch service and expertise.
