USDA Vs. FHA Pro and Con comparison in Bystrom, Stanislaus County, CA
In 2025, the USDA loan limit for Bystrom in Stanislaus county, CA, is $412,000, whereas for FHA, the limit for a single-family home is $517,500.
Utilize the Lendersa® USDA loan calculator to efficiently compare the best current rates for USDA and FHA loans. Assess the income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping you determine the most suitable program for you in .
2025 Loan Limits and Downpayment Requirements in Bystrom, Stanislaus, CA
Loan Type
Loan Limit
Down Payment
USDA
$412,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bystrom, CA
The mission of Lendersa® is to get you the best USDA or FHA loan quickly and without stress. Choose one of three starting points to match with lenders and explore USDA loan programs.
A USDA home loan, supported by the US Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan is exclusive to rural locales. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment at all.
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26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA, 92656
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26895 Aliso Creek Rd, Suite B468, Aliso Viejo, CA, 92656
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