USDA Vs. FHA your options comparison in Whittier, Los Angeles County, CA

In 2026, the USDA loan limit for Whittier in Los Angeles county, CA, is $776,600. For a single-family home, the FHA limit is $1,089,300.

Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates, identifying necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side-by-side, helping you pick the best suited program for your financial needs in .

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2026 Loan Limits and Downpatrick Requirements in Whittier, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Choices in Whittier, CA

Lendersa® is committed to finding the best USDA or FHA loans for you swiftly and effortlessly. Choose from three entry points to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, endorsed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is solely available in rural locales. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Highland Mortgage
  • 664 Seminole Ave NE, Suite 101, Atlanta, GA, 30307
  • Highland Mortgage is not only a different kind of mortgage experience, it's a different kind of mortgage company. We are employee-owned. No hedge funds. Just knowledgeable industry leaders making a difference for our clients. Our Mission is to better the lives of our clients, referrel partners and employees through transparency, simplicity.
  • Owingsville Banking Company
  • 49 West Main Street, Owingsville, KY, 40360
  • The Owingsville Banking Company has a long and interesting history, but perhaps as interesting as the bank itself, is the building in which it resides. Since its charter in May of 1893, it has been housed in the "Owings House", a Federal-style dwelling constructed from 1811 to 1814.
  • Trust Tennessee Home Mortgage, Inc
  • 445 Marilyn Lane, Alcoa, TN, 37701
  • TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.
  • First State Bank of Blakely
  • 2213 South Main Street, Blakely, GA, 39823
  • First State Bank of Blakely¹ was originally chartered in 1903 under the name First National Bank of Blakely and has operated continuously in Early County since its inception. The bank was owned and operated under the direction of Mr. S. G. Maddox, Sr. until his retirement in 1993.
  • Community Lending Solutions Inc
  • 801 Moreland Avenue, Suite B, Atlanta, GA, 30316
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • SL Lending
  • 1939 Hosea Williams Drive, Atlanta, GA, 30317
  • Atticus is one of the co-founders of Stryant Investments, LLC and Stryant Construction, Inc. The companies were also co-founded by Stan Sugarman in 2009 with the purpose of finding distressed or undervalued real estate investments in the metro Atlanta area since they had individually been pursuing opportunities since 2007.
  • Madison Chase Capital Advisors LLC
  • 8000 Avalon Blvd, Suite 100, Alpharetta, GA, 30009
  • Our mission is to build generational wealth through home ownership. The MCCA vision is to offer our clients more than just mortgage loan options, but financial advice, innovative solutions and advocacy. We help our clients make real estate decisions and purchases that will bring sustainable wealth for generations to come.
  • Screen Door Mortgage LLC
  • 11770 Haynes Bridge Rd, Suite 205-502, Alpharetta, GA, 30009
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Houzzle Financial Inc
  • 2475 Northwinds Parkway, Suite 525, Alpharetta, GA, 30009
  • Houzzle Financial we know that your home loan mortgage is WAY more than just a loan for a house. It's your home where you will make many memories and raise your family. When you entrust Houzzle Financial with one of the most important purchases in your life, you’ll take advantage of our extensive experience and dedication to you.