In 2026, the USDA loan limit for Whittier in Los Angeles county, CA, is $776,600. For a single-family home, the FHA limit is $1,089,300.
Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates, identifying necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side-by-side, helping you pick the best suited program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® is committed to finding the best USDA or FHA loans for you swiftly and effortlessly. Choose from three entry points to connect with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is solely available in rural locales. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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