USDA and FHA Pro and Con in La-Habra-Heights, Los Angeles County, CA

For the year 2025, the USDA loan limit in La-Habra-Heights, within the county of Los Angeles, CA, is set at $657,900, while the FHA loan limit is at $822,375 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to assess and contrast today's top USDA and FHA rates. This tool determines income, credit score, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side in , making it easier to choose the best option for your financial needs.

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Loan limits and down payment requirements for 2025 in La-Habra-Heights, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in La-Habra-Heights, CA

Lendersa® strives to provide you with the best USDA or FHA loan quickly and with minimal hassle. Choose from three initial routes that connect you with lenders and available USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is intended only for rural communities. Unlike FHA loans, which demand at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sky Financial Services Inc.
  • 5540 West Valley Road, Center Valley, PA, 18034
  • We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
  • Superior Credit Union
  • 100 Crosskeys Road, Collegeville, PA, 19426
  • Superior Credit Union was founded in 1956 by a group of workers at Superior Tube company in Collegeville, PA. We have grown from modest beginnings to a $50million credit union serving 6, 000 members. We offer all of the competitive services and products and much better rates and with less fees. We pride ourselves on top quality service
  • Assured Financial Services Corporation
  • 134 Second Avenue, Collegeville, PA, 19426
  • Assured Financial Services is committed to providing our clients with highest quality Mortgage Services combined with lowest interest rates available in your neighborhood. Our team is friendly, knowledgeable, and available to discuss a plan with you. We have partnered with top lenders so you will be given a competitive quote with low closing costs.
  • Approval Plus Mortgage Services
  • 609 Hamilton Street, Collegeville, PA, 19426
  • Approval Plus Mortgage Inc. of Collegeville, Pennsylvania, is a residential mortgage agency specializing in refinancing mortgage services. Boasting a five-star rating with ratings companies and clients, we go the extra mile. Nothing is more important to us than exceeding expectations and securing low interest rates for homeowners.
  • Embassy Bank for the Lehigh Valley
  • 100 Gateway Drive, Bethlehem, PA, 18017
  • Embassy, we’re committed to helping you make your financial journey a success. By offering the best in reliable, innovative, customized banking solutions, attentive personal service and expert professional guidance, we will provide a secure base from which you can explore your financial potential. Whether you’re an individual, a family or a busines
  • Bethlehem 1st Federal Credit Union
  • 2317 Easton Avenue, Bethlehem, PA, 18017
  • People First Federal Credit Union in Bethlehem Township, PA has provided financial products and services to its members in the Lehigh Valley region and beyond since 1950. People First is a full-service financial institution offering personal and business banking, great rates, credit cards, loans, mortgages, online and mobile banking, and more.
  • DLP Lending
  • 95 Highland Ave, Suite 300, Bethlehem, PA, 18017
  • DLP Lending leverages our years of experience and hundreds of successful investments & loans in both residential & commercial real estate, with a specialization on distressed acquisitions, to be able to provide lending options that banks & traditional sources simply are not able to provide in today’s market.
  • Eagle One Federal Credit Union
  • 3301 Philadelphia Pike, Claymont, DE, 19703
  • Eagle One Federal Credit Union ( FCU) is a not-for-profit financial cooperative, democratically owned and run by its members. We are a full service Credit Union and are continually growing within the northern Delaware and Philadelphia markets. Although we have grown and evolved over the years.
  • Veterans Mortgage Services
  • 2803 Philadelphia Pike, Suite B-190, Claymont, DE, 19703
  • At Veterans Mortgage Services, we take great pride in Serving Those Who Have Served Our Country. We have professionals with expertise in VA Loans who are committed to streamline the process, making it smooth and easy for you. Millions of military families have taken advantage of Veterans Mortgage Services to purchase or refinance a home.
  • Renovation Finance LLC
  • 2400 Market Street, Devon, PA, 19333
  • "RenoFi offers the first home equity loan purpose built for renovations. For homeowners planning a renovation, RenoFi loans let you borrow the most money at the best possible terms without the need to refinance your primary mortgage. This is because RenoFi uses the expected value of your home post-renovation rather than your home’s current val