USDA and FHA Pro and Con in Alamosa, Alamosa County, CO
For 2026, the USDA loan cap in Alamosa, within Alamosa county, CO, is $420,600. Meanwhile, the FHA limit for a single-family dwelling is $472,030.
Utilize Lendersa®'s USDA loan calculator to assess today’s USDA vs. FHA rates. Discover the income, credit, reserves, and documentation required for qualification. Our advanced mortgage tool compares USDA, FHA, Conforming, and VA options side by side, aiding your decision as to which program in fits your financial needs best.
Loan Limits and Down Payment Needs for 2026 in Alamosa, Alamosa, CO
Loan Type
Loan Limit
Down Payment
USDA
$420,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Alamosa, CO
The goal of Lendersa® is to help you quickly find the best USDA or FHA loan with ease. Start with one of three pathways that connect you to suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, referred to as the USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.
Pikes Peak Credit Union was Established in 1932. In 2012, we celebrate our 80th Anniversary. We are the oldest credit union in Colorado Springs & the 4th oldest in CO. Our Members are also owners of Pikes peak Credit Union & since credit unions are "not-for-profit", member-owned financial cooperatives, all profits are returned to our membership.
685 Citadel Dr E, Suite 290-9, Colorado Springs, CO, 80909
LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending.
SAVE Thousands! Low Interest Rates and NO Lender Fees. You would be hard pressed to find a better deal on a home loan
2020 N. Academy Blvd, Suite 282, Colorado Springs, CO, 80909
We are committed to delivering you the very best mortgage experience. Our team of loan officers has extensive experience in VA, Conventional, and FHA home loans. we are proud to be approachable, proficient, and be able to provide an extraordinary level of service. Our customers are the most important part of our business.
Access Financial Group, LLC funds hard money loans on real estate located in the State of Colorado. Our company offers purchase and refinance loans to both owner occupied and investment borrowers, when other lenders say no. We can fund 1st and 2nd real estate loans on single-family homes, commercial properties, and vacant land
3505 North Chestnut Street, Colorado Springs, CO, 80907
One Thirteen Credit Union was founded in 1958 by members of IBEW Local 113. In the beginning, the Credit Union was open to Union Electricians in the Colorado Springs area only. Later the membership was opened to members and their families of Colorado Building and Construction Trade Council and the Colorado Springs Labor Council.
1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all
quality service.
2139 Chuckwagon Road, Suite 315, Colorado Springs, CO, 80919
Island View Private Loan Fund’s (IVPLF) core investment strategy focuses on private lending to entities purchasing real estate such as non-owner occupied houses, fix and flip properties, and 1-4 unit rental properties. While most private loans or asset-based lenders rely primarily upon the value of the real estate backing the mortgage to determine
6805 Corporate Drive, Suite 115, Colorado Springs, CO, 80919
At Indigo Mortgage Colorado, we always say that “no one cares more about your mortgage loan”. We believe our borrowers experience a different relationship when they work with the certified staff at Indigo Mortgage Colorado. We take pride in the fact that you’ll work with the same Indigo Mortgage Colorado professional throughout your loan process
913 Dancing Horse Drive, Colorado Springs, CO, 80919
Age In Place Mortgage Company to provide mortgages at lower costs than the Big National Banks, and impersonal High-Overhead lending institutions, and pass the savings on to my clients. I provide personalized service to borrowers on Colorado’s Front Range communities from Colorado Springs north to Denver and Ft. Collins without requiring my clients
6385 Corporate Drive, Suite #301, Colorado Springs, CO, 80919
From your first home purchase to a refinance or specialty loan program, Lendello has the knowledge, integrity and experience to guide you through the entire process from start to finish. We make securing a mortgage simple and straightforward by offering you access to the most advanced financial tools
