USDA Loan Vs. FHA loan pro & con Alamosa, Alamosa County, CO

For 2026, the USDA loan cap in Alamosa, within Alamosa county, CO, is $420,600. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Utilize Lendersa®'s USDA loan calculator to assess today’s USDA vs. FHA rates. Discover the income, credit, reserves, and documentation required for qualification. Our advanced mortgage tool compares USDA, FHA, Conforming, and VA options side by side, aiding your decision as to which program in fits your financial needs best.

Discover USDA and FHA Loan Options in Alamosa, CO

The goal of Lendersa® is to help you quickly find the best USDA or FHA loan with ease. Start with one of three pathways that connect you to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in CO

A USDA home loan, backed by the Department of Agriculture, referred to as the USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Get top 10
USDA LENDERS
customized to yout needes

(920) 485-3040 Lender's profile and map Reviews Horicon Bank 326 East Lake Street, Horicon, WI, 53032 Horicon Bank was founded in 1896 by Daniel C. Van Brunt, the inventor of the grain drill. His manufacturing company was sold in 1911 to Deere & Company, which continues to operate the factory as John Deere Horicon Works, producing consumer products including lawn tractors. Our home office building in Horicon was constructed in 1915.
(920) 210-3113 Lender's profile and map Reviews The Mortgage Group 411 E Lake St, Horicon, WI, 53032 KRISTINE B. SCHROEDER started this company to provide mortgage loan customer’s with a fast, convenient and hassle-free loan process. Buying or Refinancing your dream home can be an exciting time for you. We are here to help guide you through the process using our knowledge and expertise to find the right solution to your personal mortgage needs.
(224) 578-2145 Lender's profile and map Reviews Comfy Loans LLC 200 W Higgins Rd, Schaumburg, IL, 60195 Comfy Loans LLC is is privately owned and licensed as a residential mortgage broker in 2 states - Florida & Illinois. Unlike banks and giant online lenders, Comfy Loans LLC specialize exclusively in home loans. We can find the best loan for your situation. And because we have access to wholesale rates, we’ll pass those savings along to you.
(630) 257-3000 Lender's profile and map Reviews The Lemont National Bank 1201 State Street, Lemont, IL, 60439 Lemont National Bank is Lemont’s oldest locally owned and operated community bank. Since our founding in 1901, we have remained devoted to our mission of exhibiting integrity and professionalism, and providing the highest quality financial services to our community’s consumers and businesses.
(815) 932-7131 Lender's profile and map Reviews Maternity BVM CU 299 East Marsile Street, Bourbonnais, IL, 60914 In March 1957, James M. Burns opened Maternity BVM Credit Union in the basement of the church rectory. The Credit Union was only open after the Masses on Sunday. In December 1973, the Credit Union moved to 299 E. Marsile Street, where it remains at this time. The Credit Union bought the original Senesac Home built in 1900
(815) 933-7711 Lender's profile and map Reviews Elite Community Credit Union 515 S Main Street, Bourbonnais, IL, 60914 Elite Community Credit Union, formerly Envision Credit Union, has been in business since 1957. Throughout the years, we have remained financially stable. We provide competitive share and loan rates, free online banking and mobile banking, along with a variety of other services such as, checking accounts
(815) 937-7447 Lender's profile and map Reviews CommonWealth Credit Union 563 William Latham Drive, Bourbonnais, IL, 60914 It grew to become CommonWealth Credit Union, a multi-site, full-service financial cooperative that is now community chartered to serve anyone who lives or works in Kankakee, Ford, Iroquois, Livingston, Kendall, Grundy, or Will Counties. CommonWealth Credit Union is the largest credit union in Kankakee County.
(815) 935-8000 Lender's profile and map Reviews Municipal Bank 720 Main St. NW, Bourbonnais, IL, 60914 Municipal Bank, we have three convenient locations in Bourbonnais, Momence and Manteno, IL, to serve you since 1971. We are a locally owned bank offering a full line of banking services. At Municipal Bank, we provide personal service to our residential and businesses. Municipal Bank is FDIC insured and an equal housing lender.
(800) 397-4559 Lender's profile and map Reviews HLP Mortgage 1235 South Highland Ave, Suite A, Lombard, IL, 60148 Founded in 2014, HLP Mortgage opened its doors to the Illinois community. We are a privately owned company and a full-service mortgage banker. Our focus is to better the community with the services we provide by offering low interest rates and an unequaled customer service experience.
(630) 347-6321 Lender's profile and map Reviews Great Mortgage - Kris Krajecki 1920 S Highland Ave, Suite 220, Lombard, IL, 60148 Great Mortgage has made the mortgage process easier is by integrating technology with our outstanding customer service.On our website you can submit a complete on-line, secure loan application or pre-qualify for an Arizona, Illinois, Indiana, Colorado, Florida, Missouri or Tennessee home loan. You may also evaluate your different financing options.
(630) 620-5200 Lender's profile and map Reviews CU/America Financial Services, Inc. 200 W 22nd Street, Suite 280, Lombard, IL, 60148 CU/America Financial Services is a local, Illinois-licensed mortgage company that has been serving the needs of our mortgage loan borrowers for 20 years. As a leader in the mortgage industry, we constantly strive to deliver excellence in every area of the loan transaction. Since our modest beginning in 1994.