USDA and FHA Pro and Con in Alamosa, Alamosa County, CO

For 2025, the USDA loan cap in Alamosa, within Alamosa county, CO, is $420,600. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Utilize Lendersa®'s USDA loan calculator to assess today’s USDA vs. FHA rates. Discover the income, credit, reserves, and documentation required for qualification. Our advanced mortgage tool compares USDA, FHA, Conforming, and VA options side by side, aiding your decision as to which program in fits your financial needs best.

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Loan Limits and Down Payment Needs for 2025 in Alamosa, Alamosa, CO

Loan Type Loan Limit Down Payment
USDA $420,600 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Alamosa, CO

The goal of Lendersa® is to help you quickly find the best USDA or FHA loan with ease. Start with one of three pathways that connect you to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in CO

A USDA home loan, backed by the Department of Agriculture, referred to as the USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 156 Spring Street, West Roxbury, MA, 02132
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  • At Leader Bank we take a modern day approach to making dreams come true, all while helping the community we love. Start your journey with us today. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s rapid growth and customer-oriented solutions...
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  • 275 Mishawum Road, Woburn, MA, 01801
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  • Common Trust Federal Credit Union
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