USDA Loan Vs. FHA loan pro & con for Alamosa, Alamosa County, CO

In 2024, USDA loan limit in Alamosa, county of Alamosa, CO is $420,600 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Alamosa, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(801) 288-3000 https://www.granite.org/ 396 miles Lender's profile and map Reviews Granite Credit Union 3675 South 900 East, Salt Lake City, UT, 84106 Our mission is to be our members's 1st choice for high-quality financial products and services. We take pride in our history of serving teachers and the educational industry and strive to make the lives of our members easier and more rewarding. We now serve all of Salt Lake county, providing friendly and convenient financial services.
(801) 410-4068 https://www.latitudelending.com/ 396 miles Lender's profile and map Reviews Latitude Lending 1586 E Stratford Ave, Suite 3, Salt Lake City, UT, 84106 At LATITUDE LENDING, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(800) 544-8828 http://www.jaclcu.com/ 396 miles Lender's profile and map Reviews National JACL Credit Union 3776 S. Highland Dr., Salt Lake City, UT, 84106 The Credit Union’s mission is to improve the financial lives of all members while promoting an environment that, like the J.A.C.L.’s vision, “respects the values of fairness, equality and social justice. “ The J.A.C.L. was founded in 1929 and is the oldest and largest Asian American civil rights organization in the United States.
(801) 707-4976 https://wasatchdirectlending.com/ 396 miles Lender's profile and map Reviews Wasatch Direct Lending, LLC 1240 East 2100 South, Suite 101, Salt Lake City, UT, 84106 Founded in 2019, Wasatch Direct Lending has been supporting our clients with the lowest possible rates and highest possible service. We are fully committed to providing complete honesty, integrity, and expertise while navigating the mortgage process.We want to get to know you so that one of our experienced loan officers can offer you.
(801) 599-5363 https://consumersfinancialcompany.com/ 396 miles Lender's profile and map Reviews Consumers Financial Company 2834 S Highland Dr, Salt Lake City, UT, 84106 Matt Stout started Consumers Financial Mortgage in 1995 with the vision of helping homeowners save money. Since that time, he has worked to perfect the art of understanding mortgage customers and their financial goals. Using what he calls his “Mortgage Map”, Matt creates options based on his client’s financial goals to better guide.
(801) 308-9228 https://www.saltcityhomeloans.com/ 396 miles Lender's profile and map Reviews Salt City Home Loans, LLC 1062 East 2100 South, Suite 217, Salt Lake City, UT, 84106 "Hi I'm Jason Deamer, founder of Salt City Home Loans located in the heart of Salt Lake City. I started in the home loan industry over 19 years ago in 2001, and I’ve worked with and learned from some of the best in our industry. Mortgages are so much more than just a means to purchase a home."
(385) 321-8846 http://www.americanwholesaleloans.com 396 miles Lender's profile and map Reviews American Wholesale Loans 623 E 2100 S, Salt Lake City, UT, 84106 American Wholesale Loans is your connection to the Wholesale Lending market which has the best terms for Residential and Commercial loans. By skipping the middle man and going directly to the funding source you will save time in getting your financing secured and money over the life of your loan
(801) 957-0155 http://www.awfhomeloans.com 396 miles Lender's profile and map Reviews American West Financial Home Loans 675 E 2100 S, Suite 110, Salt Lake City, UT, 84106 "America West Financial is about helping potential home owners navigate through the complex process of home loans. Through dedicated Loan Officers & supporting staff, America West Financial provides an enjoyable, efficient experience. America West Financial was founded by Lee M Yates in 2003. After being in the Mortgage Broker business."
(888) 950-9339 https://www.popularcommerciallendinggroup.com/ 396 miles Lender's profile and map Reviews Popular Commercial Lending Group Inc. 10808 River Front Pkwy, Suite 353, South Jordan, UT, 84095 PCLG was founded by industry veteran Darin Young. Young brings 30 years of residential, commercial, consumer finance & hard money bridge lending experience to the company with a background which includes Norwest/Wells Fargo, First Option Mortgage (original founder 1996) & small, private origination firms. Young acts as President and CEO for PCLG
(801) 571-9200 https://www.westernagcredit.com/ 396 miles Lender's profile and map Reviews Western AgCredit 10980 S Jordan Gtwy South, South Jordan, UT, 84095 Western AgCredit is part of the nationwide Farm Credit System established in 1916. Western AgCredit, ACA is made up of two subsidiaries, Western AgCredit, FLCA and Western AgCredit, PCA. These entities are collectively known as "the Association" and also referenced as simply "Western AgCredit".
(801) 826-4848 http://www.ccsloans.com/ 396 miles Lender's profile and map Reviews CCS Loans 893 West Baxter Drive, South Jordan, UT, 84095 CCS Loans is a specialty lender with a long history in Construction and Solar financing in the Intermountain West markets. CCS lends on new home construction projects, owner/builder, residential and commercial solar projects, purchase and refinance mortgages and other commercial development.