USDA Vs. FHA Pro and Con comparison in Walsenburg, Huerfano County, CO

In 2025, the USDA loan limit for Walsenburg in Huerfano county, CO, is $336,500, while the FHA limit for a single-family home stands at $472,030.

Use Lendersa® USDA loan calculator to efficiently compare the best USDA and FHA rates today and evaluate the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your financial situation in .

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2025 Loan Limits and Downpayment Needs in Walsenburg, Huerfano, CO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Walsenburg, CO

Lendersa® aims to promptly secure the best USDA or FHA loan for you without complication. Choose one of three pathways to find matching lenders and USDA loan programs.

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Defining the USDA Loan in CO

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture. Available only in rural neighborhoods, it contrasts FHA loans by requiring no down payment, unlike the 3.5% needed for FHA loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



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